Best Pension Plans in India For Stress-Free Retirement
National Pension System (NPS)
Best for:
Young professionals seeking long-term market-linked retirement returns with tax deductions.
Atal Pension Yojana (APY)
Best for:
Low-income groups and informally employed workers seeking a safe pension.
Employees’ Provident Fund (EPF) & Employees’ Pension Scheme (EPS)
Best for:
Fixed income earners looking for secure, long-term retirement funds with employer support.
Public Provident Fund (PPF)
Best for:
Conservative investors seeking tax-free, long-term retirement investments.
Senior Citizens Savings Scheme (SCSS)
Best for:
Retirees seeking periodic income with capital protection.
Pradhan Mantri Vaya Vandana Yojana (PMVVY)
Best for:
Retired people seeking stable pension income with low risk.
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