Is HDFC Regalia Gold India’s Top Rewards Card in 2025? Find Out Now!

Earn Reward Points for daily spend

Earn 4 RPs/₹150 with 1.3% returns via SmartBuy redemptions.

Better Rewards with partner brands

Get 20 RPs/₹150 on Myntra, Nykaa & more, up to 5,000 bonus/month, equaling ~6.6% returns for lifestyle shoppers.

Travel Rewards using SmartBuy

Earn up to 13% travel rewards via HDFC SmartBuy (capped at 4,000/month).

Quarterly and Annual Milestone Benefits

Get up to ₹11.5K in vouchers on quarterly & annual spends.

Airport Lounge Access and Other Travel Perks

12 domestic, 6 international lounge visits + Vistara Silver & MMT Elite on early spends.

The chance to have the fee waived

₹2,500 annual fee waived on ₹4L yearly spend, free for users spending ₹34K/month.