{"id":11568,"date":"2021-12-27T17:02:28","date_gmt":"2021-12-27T11:32:28","guid":{"rendered":"https:\/\/tradebrains.in\/features\/bajaj-finserv-13\/"},"modified":"2021-12-27T17:02:28","modified_gmt":"2021-12-27T11:32:28","slug":"bajaj-finserv-13","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/features\/bajaj-finserv-13\/","title":{"rendered":"Save More and Earn More with a Bajaj Finance Fixed Deposit"},"content":{"rendered":"<div class=\"trade-content_2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-549087269\"><p><a href=\"https:\/\/tradebrains.in\/get\/telegram\/\"><img decoding=\"async\" class=\"alignnone wp-image-101992\" src=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2023\/01\/telegram-channel-300x119.png\" alt=\"\" width=\"148\" height=\"59\" \/><\/a> <a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMN3Epgswxc--Aw?hl=en-IN&amp;gl=IN&amp;ceid=IN%3Aen\"><img decoding=\"async\" class=\"alignnone wp-image-123430\" src=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-300x82.png\" alt=\"follow-on-google-news\" width=\"222\" height=\"61\" srcset=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-300x82.png 300w, https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-150x41.png 150w, https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news.png 468w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/><\/a><\/p>\n<\/div><p>Pune, Maharashtra, India (NewsVoir)  A fixed deposit is a sensible financial tool for those who don\u2019t want to risk their investment. Safety of deposit amount, secured returns, timely payouts and investment ease are a few factors that make it a preferred investment tool for risk-averse investors. While these instruments usually yield lower returns, Bajaj Finance online FD offers the dual benefit of high returns and the safety of parked funds. Bajaj Finance is a financier with high-paying fixed deposit plans that provide lucrative returns over a long tenor. However, choosing the right time to park funds in an FD could be challenging due to interest rate fluctuations, primarily when investing funds for a short tenor. Laddering deposits is an effective way to combat fluctuating interest rates and combat investment risk.<\/p><div class=\"trade-content_7\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1500156935\"><!-- Composite Start --> \r\n <div id=\"M923760ScriptRootC1549812\"> \r\n <\/div> \r\n <script src=\"https:\/\/jsc.mgid.com\/t\/r\/tradebrains.in.1549812.js\" async> \r\n <\/script> \r\n <!-- Composite End --><\/div>\n<p> Laddering deposits for amplified returns  Fixed deposit laddering is an investment strategy where investors park their money in multiple FDs of different tenors. The method involves dividing funds and investing them in separate FDs instead of locking the entire deposit amount in one FD.<\/p>\n<p> Study the table below to determine how much a citizen aged below 60 can make with an investment of Rs. 6 lakh by laddering it across varied tenors.<\/p>\n<p>    Deposit amount  Tenor  Rate of Interest  Interest earned (in Rs.)  Maturity amount (in Rs.)  3 Lakh  24 months  6.40%  39,629  3,39,629  2 Lakh  36 months  6.80%  43,638  2,43,638  1 Lakh  60 months  6.80%  38,949  1,38,949                                One can choose to re-invest the maturity amount received at the end of the tenor in another FD. Re-investing enables one to lock in the ongoing FD rates, creating an investment loop and thereby allowing one to earn enough liquid funds to cater to financial requirements. Investors can align their laddering strategies basis their financial goals and needs. With high FD rates provided by Bajaj Finance, investors can grow their savings effortlessly.     Easy and credible investment platform  Investors need not wait in long queues to submit documents as they can invest from the comfort of their homes with the online application process. This process can be completed in just a few steps in under 10 minutes. For estimating the returns that one can expect from an FD over a particular tenor, one can visit the fixed deposit calculator page available on the Bajaj Finserv website.<\/p><div class=\"trade-content_5\" id=\"trade-1641043086\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4023722985638610\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- in_content_2_news -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-4023722985638610\"\r\n     data-ad-slot=\"7925020301\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p> Bajaj Finance FD is a safe haven for investing one\u2019s hard earned savings. This can be confirmed by the high credit ratings bestowed by ICRA (MAAA) and CRISIL (FAAA), India\u2019s top credit rating agencies.<\/p>\n<p> Laddering one\u2019s fixed deposits is a prudent way to minimise risk and maximise returns at maturity. It is the perfect tool for anyone who wishes to maintain optimal liquidity and get the most out of their investment.<\/p>\n<p> About Bajaj Finance Limited  Bajaj Finance Limited, the lending company of the Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market, catering to more than 44 million customers across the country. Headquartered in Pune, the company\u2019s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending\/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA\/Stable for any NBFC in the country today.<\/p>\n<p>To know more, please visit: www.bajajfinserv.in.<\/p>\n<p> Image: Bajaj Finance offers high FD interest rates up to 7.05% p.a.<\/p>\n<p>  PWR PWR<\/p><div class=\"trade-content-10\" id=\"trade-2732326909\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4023722985638610\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- in_content_3_news -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-4023722985638610\"\r\n     data-ad-slot=\"2969612066\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<div class=\"trade-after-content\" id=\"trade-1336606565\"><div id=\"taboola-below-article-thumbnails\"><\/div>\r\n<script type=\"text\/javascript\">\r\n  window._taboola = window._taboola || [];\r\n  _taboola.push({\r\n    mode: 'alternating-thumbnails-a',\r\n    container: 'taboola-below-article-thumbnails',\r\n    placement: 'Below Article Thumbnails',\r\n    target_type: 'mix'\r\n  });\r\n<\/script>\r\n<script type=\"text\/javascript\">\r\n  window._taboola = window._taboola || [];\r\n  _taboola.push({flush: true});\r\n<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Pune, Maharashtra, India (NewsVoir) A fixed deposit is a sensible financial tool for those who don\u2019t want to risk their investment. Safety of deposit amount, secured returns, timely payouts and investment ease are a few factors that make it a preferred investment tool for risk-averse investors. While these instruments usually yield lower returns, Bajaj Finance [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1698,31],"tags":[],"class_list":["post-11568","post","type-post","status-publish","format-standard","hentry","category-commodities","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v25.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Save More and Earn More with a Bajaj Finance Fixed Deposit - Trade Brains Features<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/features\/bajaj-finserv-13\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Save More and Earn More with a Bajaj Finance Fixed Deposit\" \/>\n<meta property=\"og:description\" content=\"Pune, Maharashtra, India (NewsVoir) A fixed deposit is a sensible financial tool for those who don\u2019t want to risk their investment. 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