{"id":137170,"date":"2024-10-22T14:17:01","date_gmt":"2024-10-22T08:47:01","guid":{"rendered":"https:\/\/tradebrains.in\/features\/?p=137170"},"modified":"2024-10-22T14:17:05","modified_gmt":"2024-10-22T08:47:05","slug":"bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/","title":{"rendered":"Bank stock falls 11% after reporting 43% YoY decrease in net profit"},"content":{"rendered":"<div class=\"trade-content_2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-959332400\"><p><a href=\"https:\/\/tradebrains.in\/get\/telegram\/\"><img decoding=\"async\" class=\"alignnone wp-image-101992\" src=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2023\/01\/telegram-channel-300x119.png\" alt=\"\" width=\"148\" height=\"59\" \/><\/a> <a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMN3Epgswxc--Aw?hl=en-IN&amp;gl=IN&amp;ceid=IN%3Aen\"><img decoding=\"async\" class=\"alignnone wp-image-123430\" src=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-300x82.png\" alt=\"follow-on-google-news\" width=\"222\" height=\"61\" srcset=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-300x82.png 300w, https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-150x41.png 150w, https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news.png 468w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/><\/a><\/p>\n<\/div><p>This major small finance bank&#8217;s shares fell nearly 11% following a 21% year-on-year decline in net profit and a rise in non-performing assets (NPA) in Q2 FY25.&nbsp;<\/p><div class=\"trade-content_7\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-336237384\"><!-- Composite Start --> \r\n <div id=\"M923760ScriptRootC1549812\"> \r\n <\/div> \r\n <script src=\"https:\/\/jsc.mgid.com\/t\/r\/tradebrains.in.1549812.js\" async> \r\n <\/script> \r\n <!-- Composite End --><\/div><h2 class=\"wp-block-heading has-medium-font-size\"><strong>Share price variations:&nbsp;<\/strong><\/h2><p>With a market capitalization of Rs. 4,852.99 crores, <strong><a href=\"https:\/\/portal.tradebrains.in\/stocks\/JSFB\" target=\"_blank\" rel=\"noreferrer noopener\">Jana Small Finance Bank Ltd<\/a><\/strong>. fell to an intraday low of Rs. 454.75 representing a 10.85 percent decrease from its previous closing price of Rs. 510.15 per share.\u00a0<\/p><h2 class=\"wp-block-heading has-medium-font-size\"><strong>Reason for the Rise:&nbsp;<\/strong><\/h2><p>According to exchange filings, <strong>Jana Small Finance Bank Ltd<\/strong>. reported a 21 percent year-on-year decrease in net profit to Rs 97 crore, in Q2FY25 from Rs 123 crore in Q2FY24. On a quarter-on-quarter basis, net profit decreased by 43.29, falling from Rs. 170.56 crore in Q1 FY25.&nbsp;<\/p><p>Net interest income grew by 13 percent year-on-year to Rs. 594 crore, compared to Rs. 525.8 crore in the same period last year. Gross Non-Performing Assets(NPA) rose to 2.97 percent in Q2FY25 from 2.62 percent in Q1FY25.&nbsp;<\/p><div class=\"trade-content_5\" id=\"trade-71512961\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4023722985638610\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- in_content_2_news -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-4023722985638610\"\r\n     data-ad-slot=\"7925020301\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><p>For the first half of FY25, Net Interest Income rose by 21.86 percent to Rs. 1,204 crores, up from Rs. 988 crores in H1 FY24, while net profit showed an increase of 25.35 percent, reaching Rs. 267.28 crores compared to Rs. 213.21 crores in the previous year.&nbsp;<\/p><h2 class=\"wp-block-heading has-medium-font-size\"><strong>About the company:&nbsp;<\/strong><\/h2><p>Incorporated in July 2006, Jana Small Finance Bank Limited is primarily engaged in providing MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans.&nbsp;<\/p><p>As of September 30, the company has an active customer base exceeding 45 lakhs, with a presence in over 22 states and 2 Union Territories, operating through a total of 776 banking outlets. The company primarily focuses on seven key states \u2014 Maharashtra, Tamil Nadu, Karnataka, Gujarat, Madhya Pradesh, Uttar Pradesh, and Rajasthan \u2014 which collectively account for 66% of its branch network.&nbsp;<\/p><blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>Written By<\/strong>: <strong>Joseph Pv<\/strong><\/p><\/blockquote><h4 class=\"wp-block-heading has-medium-font-size\" id=\"h-disclaimer\"><strong>Disclaimer<\/strong><\/h4><div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/02\/warning-disclaimer-300x300.png\" alt=\"\" class=\"wp-image-26306\"\/><\/figure><\/div><p><strong>The views and investment tips expressed by investment experts\/broking houses\/rating agencies on <a href=\"http:\/\/tradebrains.in\/\">tradebrains.in<\/a> are their own, and not that of the website or its management. Investing in equities poses a risk of financial losses. Investors must therefore exercise due caution while investing or trading in stocks. Dailyraven Technologies or the author are not liable for any losses caused as a result of the decision based on this article. Please consult your investment advisor before investing<\/strong>.<\/p><div class=\"trade-after-content\" id=\"trade-2218021127\"><div id=\"taboola-below-article-thumbnails\"><\/div>\r\n<script type=\"text\/javascript\">\r\n  window._taboola = window._taboola || [];\r\n  _taboola.push({\r\n    mode: 'alternating-thumbnails-a',\r\n    container: 'taboola-below-article-thumbnails',\r\n    placement: 'Below Article Thumbnails',\r\n    target_type: 'mix'\r\n  });\r\n<\/script>\r\n<script type=\"text\/javascript\">\r\n  window._taboola = window._taboola || [];\r\n  _taboola.push({flush: true});\r\n<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>This major small finance bank&#8217;s shares fell nearly 11% following a 21% year-on-year decline in net profit and a rise in non-performing assets (NPA) in Q2 FY25.&nbsp; Share price variations:&nbsp; With a market capitalization of Rs. 4,852.99 crores, Jana Small Finance Bank Ltd. fell to an intraday low of Rs. 454.75 representing a 10.85 percent [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":80183,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[31,1789],"tags":[3565,23865,17941,17942,948,936,3157],"class_list":["post-137170","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-trending-news","tag-bank-stock","tag-jana-small-finance-bank","tag-jana-small-finance-bank-latest-news","tag-jana-small-finance-bank-share-price","tag-stock-market","tag-stock-market-news","tag-stock-to-watch"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v25.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank stock falls 11% after reporting 43% YoY decrease in net profit - Trade Brains Features<\/title>\n<meta name=\"description\" content=\"This major small finance bank&#039;s shares fell nearly 11% following a 21% year-on-year decline in net profit and a rise in non-performing assets (NPA) in Q2 FY25.\u00a0\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank stock falls 11% after reporting 43% YoY decrease in net profit\" \/>\n<meta property=\"og:description\" content=\"This major small finance bank&#039;s shares fell nearly 11% following a 21% year-on-year decline in net profit and a rise in non-performing assets (NPA) in Q2 FY25.\u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/\" \/>\n<meta property=\"og:site_name\" content=\"Trade Brains Features\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/TradeBrainsOfficial\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-22T08:47:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-22T08:47:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/12\/bank-cover-image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"854\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Trade Brains\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TradeBrainsGrp\" \/>\n<meta name=\"twitter:site\" content=\"@TradeBrainsGrp\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Trade Brains\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/\",\"url\":\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/\",\"name\":\"Bank stock falls 11% after reporting 43% YoY decrease in net profit - Trade Brains Features\",\"isPartOf\":{\"@id\":\"https:\/\/tradebrains.in\/features\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/12\/bank-cover-image.jpg\",\"datePublished\":\"2024-10-22T08:47:01+00:00\",\"dateModified\":\"2024-10-22T08:47:05+00:00\",\"author\":{\"@id\":\"https:\/\/tradebrains.in\/features\/#\/schema\/person\/640937d840c7695c8f8995dd15ae0666\"},\"description\":\"This major small finance bank's shares fell nearly 11% following a 21% year-on-year decline in net profit and a rise in non-performing assets (NPA) in Q2 FY25.\u00a0\",\"breadcrumb\":{\"@id\":\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#primaryimage\",\"url\":\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/12\/bank-cover-image.jpg\",\"contentUrl\":\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/12\/bank-cover-image.jpg\",\"width\":1280,\"height\":854},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tradebrains.in\/features\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank stock falls 11% after reporting 43% YoY decrease in net profit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tradebrains.in\/features\/#website\",\"url\":\"https:\/\/tradebrains.in\/features\/\",\"name\":\"Trade Brains\",\"description\":\"Stock Market NSE\/BSE Latest News\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tradebrains.in\/features\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/tradebrains.in\/features\/#\/schema\/person\/640937d840c7695c8f8995dd15ae0666\",\"name\":\"Trade Brains\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tradebrains.in\/features\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bd7d6331c5ab74181158fb2f0f0d9eada16909507ed513a20867478cf3bbdd43?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bd7d6331c5ab74181158fb2f0f0d9eada16909507ed513a20867478cf3bbdd43?s=96&d=mm&r=g\",\"caption\":\"Trade Brains\"},\"sameAs\":[\"http:\/\/tradebrains.in\/\"],\"url\":\"https:\/\/tradebrains.in\/features\/author\/trade-brains\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Bank stock falls 11% after reporting 43% YoY decrease in net profit - Trade Brains Features","description":"This major small finance bank's shares fell nearly 11% following a 21% year-on-year decline in net profit and a rise in non-performing assets (NPA) in Q2 FY25.\u00a0","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/","og_locale":"en_US","og_type":"article","og_title":"Bank stock falls 11% after reporting 43% YoY decrease in net profit","og_description":"This major small finance bank's shares fell nearly 11% following a 21% year-on-year decline in net profit and a rise in non-performing assets (NPA) in Q2 FY25.\u00a0","og_url":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/","og_site_name":"Trade Brains Features","article_publisher":"https:\/\/www.facebook.com\/TradeBrainsOfficial\/","article_published_time":"2024-10-22T08:47:01+00:00","article_modified_time":"2024-10-22T08:47:05+00:00","og_image":[{"width":1280,"height":854,"url":"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/12\/bank-cover-image.jpg","type":"image\/jpeg"}],"author":"Trade Brains","twitter_card":"summary_large_image","twitter_creator":"@TradeBrainsGrp","twitter_site":"@TradeBrainsGrp","twitter_misc":{"Written by":"Trade Brains","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/","url":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/","name":"Bank stock falls 11% after reporting 43% YoY decrease in net profit - Trade Brains Features","isPartOf":{"@id":"https:\/\/tradebrains.in\/features\/#website"},"primaryImageOfPage":{"@id":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#primaryimage"},"image":{"@id":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#primaryimage"},"thumbnailUrl":"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/12\/bank-cover-image.jpg","datePublished":"2024-10-22T08:47:01+00:00","dateModified":"2024-10-22T08:47:05+00:00","author":{"@id":"https:\/\/tradebrains.in\/features\/#\/schema\/person\/640937d840c7695c8f8995dd15ae0666"},"description":"This major small finance bank's shares fell nearly 11% following a 21% year-on-year decline in net profit and a rise in non-performing assets (NPA) in Q2 FY25.\u00a0","breadcrumb":{"@id":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#primaryimage","url":"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/12\/bank-cover-image.jpg","contentUrl":"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2022\/12\/bank-cover-image.jpg","width":1280,"height":854},{"@type":"BreadcrumbList","@id":"https:\/\/tradebrains.in\/features\/bank-stock-falls-11-after-reporting-43-yoy-decrease-in-net-profit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tradebrains.in\/features\/"},{"@type":"ListItem","position":2,"name":"Bank stock falls 11% after reporting 43% YoY decrease in net profit"}]},{"@type":"WebSite","@id":"https:\/\/tradebrains.in\/features\/#website","url":"https:\/\/tradebrains.in\/features\/","name":"Trade Brains","description":"Stock Market NSE\/BSE Latest News","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tradebrains.in\/features\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/tradebrains.in\/features\/#\/schema\/person\/640937d840c7695c8f8995dd15ae0666","name":"Trade Brains","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tradebrains.in\/features\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/bd7d6331c5ab74181158fb2f0f0d9eada16909507ed513a20867478cf3bbdd43?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bd7d6331c5ab74181158fb2f0f0d9eada16909507ed513a20867478cf3bbdd43?s=96&d=mm&r=g","caption":"Trade Brains"},"sameAs":["http:\/\/tradebrains.in\/"],"url":"https:\/\/tradebrains.in\/features\/author\/trade-brains\/"}]}},"_links":{"self":[{"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/posts\/137170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/comments?post=137170"}],"version-history":[{"count":1,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/posts\/137170\/revisions"}],"predecessor-version":[{"id":137172,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/posts\/137170\/revisions\/137172"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/media\/80183"}],"wp:attachment":[{"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/media?parent=137170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/categories?post=137170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/tags?post=137170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}