{"id":27070,"date":"2022-03-03T11:33:46","date_gmt":"2022-03-03T06:03:46","guid":{"rendered":"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/"},"modified":"2022-03-03T11:33:46","modified_gmt":"2022-03-03T06:03:46","slug":"bajaj-finance-limited-15","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/","title":{"rendered":"How Bajaj Finance Fixed Deposit can Help in Growing your Money"},"content":{"rendered":"<div class=\"trade-content_2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1055901971\"><p><a href=\"https:\/\/tradebrains.in\/get\/telegram\/\"><img decoding=\"async\" class=\"alignnone wp-image-101992\" src=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2023\/01\/telegram-channel-300x119.png\" alt=\"\" width=\"148\" height=\"59\" \/><\/a> <a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMN3Epgswxc--Aw?hl=en-IN&amp;gl=IN&amp;ceid=IN%3Aen\"><img decoding=\"async\" class=\"alignnone wp-image-123430\" src=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-300x82.png\" alt=\"follow-on-google-news\" width=\"222\" height=\"61\" srcset=\"https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-300x82.png 300w, https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news-150x41.png 150w, https:\/\/tradebrains.in\/features\/wp-content\/uploads\/2024\/05\/follow-on-google-news.png 468w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/><\/a><\/p>\n<\/div><p>Pune, Maharashtra, India (NewsVoir)  COVID-19 has brought so much volatility in the financial market that the one question troubling investors is, \u201cwhere should I invest?\u201d   A good investment plan helps grow one\u2019s hard-earned money during such uncertain times while keeping it safe from market volatility. Experts advise that one should align investments with risk appetite, financial objectives, and expected returns.<\/p><div class=\"trade-content_7\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1654980090\"><!-- Composite Start --> \r\n <div id=\"M923760ScriptRootC1549812\"> \r\n <\/div> \r\n <script src=\"https:\/\/jsc.mgid.com\/t\/r\/tradebrains.in.1549812.js\" async> \r\n <\/script> \r\n <!-- Composite End --><\/div>\n<p> A fixed deposit is the most popular investment option accessible since they are unaffected by market fluctuations. Furthermore, it is a safe investment instrument that promises high returns. Fixed deposits are available in India through banks, post offices, and non-banking financial institutions (NBFCs). These financiers have their own set of advantages and characteristics.<\/p>\n<p> When it comes to investing money in a safe investment vehicle like an FD for long-term capital appreciation, Bajaj Finance provides both high FD rates and deposit security.<\/p>\n<p> Let us look at some of the reasons why a Bajaj Finance online Fixed Deposit is a good investment:   Higher rate of interest:  While investing in a fixed deposit, the current interest rate plays an important role. Bajaj Finance offers one of the highest FD interest rates in India. The table below showcases Bajaj Finance FD\u2019s interest earnings for citizens below 60 for different tenors.<\/p><div class=\"trade-content_5\" id=\"trade-1809185062\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4023722985638610\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- in_content_2_news -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-4023722985638610\"\r\n     data-ad-slot=\"7925020301\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>       Deposit amount \t  Tenor \t  Interest rate \t  Interest earnings \t  Total earnings  Rs. 3 lakh \t  36 months \t  6.80% \t  Rs. 65,456 \t  Rs. 3,65,456  Rs. 3 lakh \t  48 months \t  6.80% \t  Rs. 90,307 \t  Rs. 3,90,307  Rs. 3 lakh \t  60 months \t  6.80% \t  Rs. 1,16,848 \t  Rs. 4,16,848     For senior citizens, Bajaj offers an additional interest rate of up to 0.25% over and above the base rate of deposits. Take a look at the table below to know how senior citizens stand to earn higher interest over similar tenors        Deposit amount \t  Tenor \t  Interest rate \t  Tenor \t  Interest earned \t  Total earnings  Rs. 3 lakh \t  36 \t  7.05% \t  60 \t  Rs. 68,028 \t  Rs. 3,68,028  Rs. 3 lakh \t  48 \t  7.05% \t  60 \t  Rs. 93,974 \t  Rs. 3,93,974  Rs. 3 lakh \t  60 \t  7.05% \t  60 \t  Rs. 1,21,750 \t  Rs. 4,21,750        Flexible payout options  Bajaj Finance Fixed Deposit offers the flexibility of getting interest payouts as per the investor\u2019s choice. One can opt for interest payouts as per liquidity requirements. The interest payout can be monthly, quarterly, half-yearly, or annual. The flexible payout feature is especially beneficial for senior citizens who want to use the funds for regular expenses.<\/p>\n<p> Loan against FD  Bajaj Finance allows investors to apply for a collateral-free loan, up to 75% of the FD value against their FDs. The loan can be helpful during unexpected emergencies like medical expenses.<\/p>\n<p> Quick online process   Opening a fixed deposit with Bajaj Finance is stress-free. Investors can enjoy an entirely contactless process through the Bajaj Finance online portal and start a fixed deposit in just 10 minutes. All one needs to do is fill out the online FD form with basic details, verify the OTP received on the mobile number and follow the steps to start the investment journey. New customers must complete their online KYC before selecting the investment amount, tenor, and other details.<\/p>\n<p> Safe investment option  Accredited with the highest credit rating of FAAA from CRISIL and MAAA from ICRA, Bajaj Finance FD is a safe investment option, assuring timely payment and default-free experience.<\/p>\n<p> With all the features mentioned above, a Bajaj Finance Fixed Deposit is a lucrative and safe investment option to consider, especially given the uncertainty of the financial market. So, skip the long queues for lengthy documentation and begin your investment journey today with a Bajaj Finance Fixed Deposit.<\/p>\n<p> About Bajaj Finance Limited  Bajaj Finance Limited, the lending company of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market, catering to more than 44 million customers across the country. Headquartered in Pune, the company\u2019s product offering includes durable consumer loans, lifestyle finance, digital product finance, personal loans, loan against property, small business loans, home loans, credit cards, two-wheeler and three-wheeler loans, commercial lending, loan against securities and rural finance which includes gold loans and vehicle refinancing loans along with fixed deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA\/Stable for any NBFC in the country today.<\/p><div class=\"trade-content-10\" id=\"trade-2532951618\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4023722985638610\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- in_content_3_news -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-4023722985638610\"\r\n     data-ad-slot=\"2969612066\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p> To know more, please visit www.bajajfinserv.in.<\/p>\n<p> Image: How Bajaj Finance Fixed Deposit can help in growing your money    PWR PWR<\/p>\n<div class=\"trade-after-content\" id=\"trade-4272354322\"><div id=\"taboola-below-article-thumbnails\"><\/div>\r\n<script type=\"text\/javascript\">\r\n  window._taboola = window._taboola || [];\r\n  _taboola.push({\r\n    mode: 'alternating-thumbnails-a',\r\n    container: 'taboola-below-article-thumbnails',\r\n    placement: 'Below Article Thumbnails',\r\n    target_type: 'mix'\r\n  });\r\n<\/script>\r\n<script type=\"text\/javascript\">\r\n  window._taboola = window._taboola || [];\r\n  _taboola.push({flush: true});\r\n<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Pune, Maharashtra, India (NewsVoir) COVID-19 has brought so much volatility in the financial market that the one question troubling investors is, \u201cwhere should I invest?\u201d A good investment plan helps grow one\u2019s hard-earned money during such uncertain times while keeping it safe from market volatility. Experts advise that one should align investments with risk appetite, [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1698,31],"tags":[],"class_list":["post-27070","post","type-post","status-publish","format-standard","hentry","category-commodities","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v25.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Bajaj Finance Fixed Deposit can Help in Growing your Money - Trade Brains Features<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Bajaj Finance Fixed Deposit can Help in Growing your Money\" \/>\n<meta property=\"og:description\" content=\"Pune, Maharashtra, India (NewsVoir) COVID-19 has brought so much volatility in the financial market that the one question troubling investors is, \u201cwhere should I invest?\u201d A good investment plan helps grow one\u2019s hard-earned money during such uncertain times while keeping it safe from market volatility. Experts advise that one should align investments with risk appetite, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/\" \/>\n<meta property=\"og:site_name\" content=\"Trade Brains Features\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/TradeBrainsOfficial\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-03T06:03:46+00:00\" \/>\n<meta name=\"author\" content=\"PTI News\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TradeBrainsGrp\" \/>\n<meta name=\"twitter:site\" content=\"@TradeBrainsGrp\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PTI News\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/\",\"url\":\"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/\",\"name\":\"How Bajaj Finance Fixed Deposit can Help in Growing your Money - Trade Brains Features\",\"isPartOf\":{\"@id\":\"https:\/\/tradebrains.in\/features\/#website\"},\"datePublished\":\"2022-03-03T06:03:46+00:00\",\"author\":{\"@id\":\"https:\/\/tradebrains.in\/features\/#\/schema\/person\/432b854fc143da831dae702afe00a7d3\"},\"breadcrumb\":{\"@id\":\"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tradebrains.in\/features\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Bajaj Finance Fixed Deposit can Help in Growing your Money\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tradebrains.in\/features\/#website\",\"url\":\"https:\/\/tradebrains.in\/features\/\",\"name\":\"Trade Brains\",\"description\":\"Stock Market NSE\/BSE Latest News\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tradebrains.in\/features\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/tradebrains.in\/features\/#\/schema\/person\/432b854fc143da831dae702afe00a7d3\",\"name\":\"PTI News\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tradebrains.in\/features\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/33d290530d88025709a22a0e9cea1a42ff2e6013ca877b91a86e7ca950cdd59e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/33d290530d88025709a22a0e9cea1a42ff2e6013ca877b91a86e7ca950cdd59e?s=96&d=mm&r=g\",\"caption\":\"PTI News\"},\"url\":\"https:\/\/tradebrains.in\/features\/author\/ptinews\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How Bajaj Finance Fixed Deposit can Help in Growing your Money - Trade Brains Features","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/","og_locale":"en_US","og_type":"article","og_title":"How Bajaj Finance Fixed Deposit can Help in Growing your Money","og_description":"Pune, Maharashtra, India (NewsVoir) COVID-19 has brought so much volatility in the financial market that the one question troubling investors is, \u201cwhere should I invest?\u201d A good investment plan helps grow one\u2019s hard-earned money during such uncertain times while keeping it safe from market volatility. Experts advise that one should align investments with risk appetite, [&hellip;]","og_url":"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/","og_site_name":"Trade Brains Features","article_publisher":"https:\/\/www.facebook.com\/TradeBrainsOfficial\/","article_published_time":"2022-03-03T06:03:46+00:00","author":"PTI News","twitter_card":"summary_large_image","twitter_creator":"@TradeBrainsGrp","twitter_site":"@TradeBrainsGrp","twitter_misc":{"Written by":"PTI News","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/","url":"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/","name":"How Bajaj Finance Fixed Deposit can Help in Growing your Money - Trade Brains Features","isPartOf":{"@id":"https:\/\/tradebrains.in\/features\/#website"},"datePublished":"2022-03-03T06:03:46+00:00","author":{"@id":"https:\/\/tradebrains.in\/features\/#\/schema\/person\/432b854fc143da831dae702afe00a7d3"},"breadcrumb":{"@id":"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/tradebrains.in\/features\/bajaj-finance-limited-15\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tradebrains.in\/features\/"},{"@type":"ListItem","position":2,"name":"How Bajaj Finance Fixed Deposit can Help in Growing your Money"}]},{"@type":"WebSite","@id":"https:\/\/tradebrains.in\/features\/#website","url":"https:\/\/tradebrains.in\/features\/","name":"Trade Brains","description":"Stock Market NSE\/BSE Latest News","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tradebrains.in\/features\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/tradebrains.in\/features\/#\/schema\/person\/432b854fc143da831dae702afe00a7d3","name":"PTI News","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tradebrains.in\/features\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/33d290530d88025709a22a0e9cea1a42ff2e6013ca877b91a86e7ca950cdd59e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/33d290530d88025709a22a0e9cea1a42ff2e6013ca877b91a86e7ca950cdd59e?s=96&d=mm&r=g","caption":"PTI News"},"url":"https:\/\/tradebrains.in\/features\/author\/ptinews\/"}]}},"_links":{"self":[{"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/posts\/27070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/comments?post=27070"}],"version-history":[{"count":0,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/posts\/27070\/revisions"}],"wp:attachment":[{"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/media?parent=27070"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/categories?post=27070"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tradebrains.in\/features\/wp-json\/wp\/v2\/tags?post=27070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}