Synopsis: Gold has been a treasured metal since times immemorial. Digital Gold can now be purchased and invested online in through various apps.

Digital gold refers to the purchase of small amounts of gold online via the phone. You have the gold in the form of gold in the vaults as opposed to keeping it in physical form like gold coins or jewelry. The purity of this gold is 24-carat pure (99.99%) and can be purchased at as low as ₹10. You may purchase, sell, or even change it into the physical gold coins or bars at any time.

Top 10 Apps to Purchase Digital Gold in 2025

1. Tanishq

App - Tanishq - Image
Image: Tanishq App
  • SafeGold Backed Brand with guaranteed gold deposit through SafeGold.
  • Digital gold can be redeemed at Tanishq physical outlets without any hassle.
  • Get gold through loyalty programs and offers during shopping.

2. MMTC-PAMP Digital Gold 

App - MMTC-PAMP Digital Gold - Image
Image: MMTC-PAMP Digital Gold App
  • Government certified 99.99 pure gold.
  • LBMA accreditation provides the purity on the international standards.
  • Vault storage of gold insured and 100 percent secure.

3. Google Pay 

App - Google Pay - Image
Image: Google Pay App
  • Gift and convenient gold shopping by way of a familiar application.
  • Supported by MMTC-PAMP that guarantees the purification and safety of gold.
  • The digital gold can be readily redeemed to physical gold.

4. Paytm 

App - Paytm - Image
Image: Paytm App
  • Tracking and notification of gold prices in real time.
  • Easy acquisition, storage, and sale of digital gold.
  • Delivery of gold in the form of physical delivery.

5. PhonePe

App - PhonePe - Image
Image: PhonePe App
  • Partner in safe-gold with SafeGold and MMTC-PAMP.
  • Buy/sell easily and instantly on the app.
  • Convenience and integration with PhonePe wallet and payment. 

6. Airtel Payment Bank

App - Airtel Payment Bank - Image
Image: Airtel Payment Bank App
  • Invest as low as ₹1, keeping it very convenient.
  • Flexibility is possible as there are no lock-in periods.
  • Easy to use interface that is friendly.

7. Jar 

App - Jar - Image
Image: Jar App
  • Exclusive round-up facility to invest spare change in gold easily.
  • No storage costs of digital gold.
  • Best in systematic and small savings.

8. Groww 

App - Groww - Image
Image: Groww App
  • Brings stock and gold investments together.
  • Uncomplicated and open fee system.
  • There are no digital gold investments storage costs.

9. SafeGold  

App - SafeGold - Image
Image: SafeGold App
  • Offers secure storage of vaults and updated prices.
  • The possibility of instant selling and delivery of gold physically.
  • Good transparency and safe gold depository.

10. Fampay

App - Fampay - Image
Image: Fampay App
  • Customized to be user-friendly especially to young investors.
  • Gifting of gold easily to family and friends is made easy.
  • Promotes early investing practices.

Benefits of Digital Gold

  • Simple and cheap: There is no need to spend big amounts. Begin with ₹10 in order to create wealth over time.
  • Good, Clean and Simple: You receive 24K pure gold without any charge and wastage.
  • Secure Storage Vault: storage is insured and checked by reputable partners, which do not need to worry about theft.
  • Liquidity: Sell real-time at gold prices in apps.
  • Comfort: Shop or sell on mobile applications without having to visit shops.
  • Systematic Investment: Have SIPs to make investments in small amounts on a regular basis.

Why Choose Digital Gold?

Ideal to tech savvy investors who would like to have the flexibility of gold without the pain of actually holding gold. It is very liquid, becomes easy to monitor through your phone and a good inflation hedge with tax advantages. A great app in your pocket represents the solution to having your investment always at your fingertips.

Conclusion

Online gold incorporates the past with the present. It provides a cheap, safe, and convenient method of investing in pure gold by use of a mobile phone. Select reliable applications, track the market trends, and be hustle free in their possession of gold in 2025.

Written by Jayanth R Pai