Synopsis: This article highlights the trending credit cards for online shopping in 2025 that that offer the best cashback, discounts, and reward points on online purchase. These cards are perfect for smart shoppers looking to save more while shopping on popular e-commerce platforms.
Prefer the excitement of Internet shopping? It is one click away from fashion to gadgets. Your wallet holds the secret to maximization of your savings. With the right credit card, you will open a door to a world of cashback and rewards on what you love, e-commerce. Let us look at some of the best Credit Cards for online shopping!!
1. Amazon Pay ICICI Credit Card
It is a necessity for Amazon lovers. The best part? It is free in terms of lifetime, no joining fees, or annual fees. Prime members receive an amazing cashback of 5 percent on everything they buy on Amazon, and non-Prime consumers receive 3 percent.
2. Flipkart Axis Bank View Card
This card will suit you in case Flipkart and Myntra are your preference. It provides a limitless 5 per cent cashback on the two platforms. You even receive the partner merchant returns of 4% on partners such as Swiggy and Uber.
3. Cashback SBI Card
This card is a game-changer. It provides a simple cash back of 5 percent on all purchases on the Internet, regardless of the store. This makes it one of the most powerful and versatile cards to any online shopper who is a fanatic online shopper.
4. HDFC Millennia Credit Card
The Millennia card is another great option since it offers 5% cashback on the most reputed online platforms such as Amazon, Flipkart, and Myntra. It is also accompanied with the benefits such as free access to the airport lounge, which is a value addition.
Also read: 7 Best FD-Backed Credit Cards in India (2025): Easy Approval & Top Rewards
5. Airtel Axis Bank Credit Card
This card will provide amazing 25% cashback on Airtel mobile, broadband, and DTH bill settlements using Airtel Thanks application. You get 10 percent cashback on utility bills as well as spending at Zomato, Swiggy and BigBasket.
6. Axis Bank ACE Credit Card
The card is an excellent overall card with 5 per cent cashback on bill payments using Google Pay, 4 per cent on food delivery and ride-hailing apps, and 2 per cent on all other expenses. This renders it a flexible one to use in daily digital activities other than in e-commerce shopping. Its annual fee is ₹499.
7. SBI SimplyCLICK Credit Card
This is an entry level credit card that is highly recommended by its simple eligibility and annual fee of ₹499. It provides 10x reward points on online expenditures with unique partners such as Amazon and Cleartrip. On all other online purchases, it offers 5x reward points.
| Credit Card | Key Benefit | Annual Fee | Best For |
| Amazon Pay ICICI Card | 5% cashback on Amazon for Prime members. | Lifetime Free | Frequent Amazon shoppers |
| Flipkart Axis Bank Card | 5% cashback on Flipkart & Myntra | ₹500 | Loyal Flipkart and Myntra customers |
| Airtel Axis Bank Card | 25% cashback on Airtel services; 10% on utilities & food delivery | ₹500 | Airtel customers and spenders on utilities and food delivery apps |
| Cashback SBI Card | 5% cashback on all online spends | ₹999 | Shoppers who use multiple e-commerce sites |
| HDFC Millennia Card | 5% cashback on major e-commerce sites | ₹1,000 | Users who frequent popular platforms like Amazon and Flipkart |
| Axis Bank ACE Card | 5% on Google Pay bills, 2% on other spends | ₹499 | Users looking for rewards on utility payments and online spends |
| SBI SimplyCLICK Card | 10x rewards with online partners | ₹499 | Entry-level users and those loyal to partner brands |
The Final Word
The most suitable credit card that fits you is the card that will reflect your consumption patterns. Prior to application, make a brief glimpse at where you spend most of your time online. With the selection of the correct card, you will be able to make your ordinary online shopping an enjoyable experience. Happy saving!!
Written by Jayanth R Pai