{"id":10331,"date":"2026-06-27T19:55:01","date_gmt":"2026-06-27T14:25:01","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=10331"},"modified":"2026-06-27T19:55:09","modified_gmt":"2026-06-27T14:25:09","slug":"bobcard-cashback-vs-sbi-cashback-credit-card-which-saves-you-more-on-20000-monthly-expenses","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/bobcard-cashback-vs-sbi-cashback-credit-card-which-saves-you-more-on-20000-monthly-expenses\/","title":{"rendered":"BOBCARD Cashback vs SBI Cashback Credit Card: Which Saves You More on \u20b920,000 Monthly Expenses?"},"content":{"rendered":"\n
\n

Synopsis: <\/strong>This article compares two of the best cashback credit cards based on a \u20b920,000 monthly spend, focusing on cashback earnings, fees, and net savings to determine which card delivers better overall value across different spending levels.<\/em><\/p>\n<\/blockquote>\n\n\n\n

Cashback credit cards have emerged as one of the best ways for minimizing expenditure through the rewards generated from online and offline purchases. There are various cashback credit cards available in India; some of the most popular ones include BOBCARD Cashback Credit Card and Cashback SBI Card. However, it is necessary to analyze both these cards with different features including fees, limits, and requirements that may have an impact on their overall cash back benefits.<\/p>

\"scapia<\/a><\/div>\n\n\n\n

BOBCARD Cashback Credit Card<\/a><\/strong><\/h2>\n\n\n\n
    \n
  • Joining Fee: \u20b9499 + applicable taxes (annual plan) OR \u20b949 per month<\/li>\n\n\n\n
  • Annual Fee: \u20b9499 + applicable taxes (annual plan) OR \u20b949 per month<\/li>\n\n\n\n
  • Benefits:\u00a0<\/strong>\n
      \n
    • 5% cashback on eligible domestic online spends (up to \u20b91,500 per month)<\/li>\n\n\n\n
    • Unlimited 1% cashback on all other eligible spends<\/li>\n\n\n\n
    • Cashback is automatically credited to the card statement every month<\/li>\n\n\n\n
    • 1% fuel surcharge waiver on fuel transactions between \u20b9400 and \u20b95,000 (maximum \u20b9250 per statement cycle)<\/li>\n\n\n\n
    • Up to 3 lifetime free add-on cards<\/li>\n\n\n\n
    • Smart EMI facility on purchases above \u20b92,500\u00a0<\/li>\n\n\n\n
    • Zero liability protection on reported lost cards<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

      To apply for the card, please visit the Official Website<\/strong><\/a><\/p>\n\n\n\n

      Cashback SBI Card<\/a><\/strong><\/h2>\n\n\n\n
        \n
      • Joining Fee: \u20b9999 + applicable taxes<\/li>\n\n\n\n
      • Annual Fee: \u20b9999 + applicable taxes<\/li>\n\n\n\n
      • Annual fee reversal on spending \u20b92 lakh or more in a year\u00a0<\/li>\n\n\n\n
      • Benefits:\u00a0<\/strong>\n
          \n
        • 5% cashback on online spends without merchant restrictions<\/li>\n\n\n\n
        • 1% cashback on offline spends<\/li>\n\n\n\n
        • Maximum cashback capped at \u20b94,000 per statement cycle<\/li>\n\n\n\n
        • Cashback automatically credited within 2 days of the next statement generation<\/li>\n\n\n\n
        • 1% fuel surcharge waiver on transactions between \u20b9500 and \u20b93,000 at petrol stations across India (maximum \u20b9100 per statement cycle)\u00a0<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

          To apply for the card, please visit the Official Website<\/a><\/strong><\/p>