{"id":10626,"date":"2026-07-06T17:20:00","date_gmt":"2026-07-06T11:50:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=10626"},"modified":"2026-07-06T17:13:08","modified_gmt":"2026-07-06T11:43:08","slug":"3-best-sbm-bank-cards-for-cashback-upi-international-travel-in-2026-see-which-one-is-best-for-you","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/3-best-sbm-bank-cards-for-cashback-upi-international-travel-in-2026-see-which-one-is-best-for-you\/","title":{"rendered":"3 Best SBM Bank Cards for Cashback, UPI & International Travel in 2026: See Which One Is Best for You"},"content":{"rendered":"\n
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Synopsis: <\/strong>SBM Bank\u2019s fintech card ecosystem blends everyday rewards with global spending convenience, offering a simple and modern way to manage payments, savings, and international transactions.<\/em><\/p>\n<\/blockquote>\n\n\n\n

SBM Bank has quietly become one of the most popular entry points into modern credit and global banking in India through its fintech partnerships. By combining fixed deposit-backed credit cards and smart digital debit solutions, it has opened doors for users who may not have a credit history but still want access to rewards, savings, and international spending features. Designed for students, beginners, and digital-first users, these cards focus on making everyday payments more rewarding and global transactions more seamless without the usual banking complexity.\u00a0<\/p>

\"scapia<\/a><\/div>\n\n\n\n

1. SBM ZET Credit Card<\/a><\/strong><\/h2>\n\n\n\n
\"SBM<\/a><\/figure>\n\n\n\n
    <\/ol>\n\n\n\n
      \n
    • FD Requirement: <\/strong>The minimum FD starts from around \u20b92,000 and is a FD-backed secured credit card <\/li>\n\n\n\n
    • Benefits:<\/strong>\n
        \n
      • Flat 2% cashback on ZET UPI payments (only for Plus subscribers)\u00a0<\/li>\n\n\n\n
      • Flat 5% cashback on Amazon & Flipkart vouchers<\/li>\n\n\n\n
      • Up to 15% cashback on 80+ brand vouchers\u00a0<\/li>\n\n\n\n
      • Up to 20% off on partner platforms like Swiggy, Zomato, Instamart, BookMyShow, etc. (max discount \u20b9100, once per month per partner)<\/li>\n\n\n\n
      • Cashback can be converted to cash and transferred to bank account<\/li>\n\n\n\n
      • FD earns up to 7%<\/strong> annual interest\u00a0<\/li>\n\n\n\n
      • 90%<\/strong> of FD amount as credit limit<\/li>\n\n\n\n
      • Up to 45 days interest-free credit period<\/li>\n\n\n\n
      • No income proof or credit history required for application<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

        To apply for the card, please visit the Official Website<\/strong><\/a><\/p>\n\n\n\n

        2. SBM Novio RuPay Credit Card<\/a><\/strong><\/h2>\n\n\n\n
        \"SBM<\/a><\/figure>\n\n\n\n
          <\/ol>\n\n\n\n
            \n
          • FD Requirement: <\/strong>Starts from \u20b92,000<\/strong> (FD-backed secured credit card, varies by variant and bank offer)<\/li>\n\n\n\n
          • Benefits:<\/strong>\n
              \n
            • 5% Novio Coins on UPI transactions and store (offline) spends\u00a0<\/li>\n\n\n\n
            • 10% Novio Coins on fuel purchases<\/li>\n\n\n\n
            • Buy 1 Get 1 offer on BookMyShow<\/li>\n\n\n\n
            • 5% off on Amazon<\/li>\n\n\n\n
            • 10% off on Zepto (\u20b950 max per transaction, \u20b9499+ orders, 3 times\/month)<\/li>\n\n\n\n
            • 20% off on Swiggy<\/li>\n\n\n\n
            • Welcome benefits on HPCL, Yatra, and Ajio (\u20b92,000 spend within 30 days)<\/li>\n\n\n\n
            • Effective savings via redemption up to 18% (campaign-based offers)<\/li>\n\n\n\n
            • FD earns up to 7% annual interest\u00a0<\/li>\n\n\n\n
            • Credit limit up to 90% of FD amount<\/li>\n\n\n\n
            • Up to 45 days interest-free credit period<\/li>\n\n\n\n
            • Instant virtual card after FD creation (physical card available at 10,000 FD)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

              To apply for the card, please visit the Official Website<\/a><\/strong><\/p>