{"id":10883,"date":"2026-07-11T13:45:00","date_gmt":"2026-07-11T08:15:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=10883"},"modified":"2026-07-11T15:28:42","modified_gmt":"2026-07-11T09:58:42","slug":"investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/","title":{"rendered":"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU &#8211; Which Bank Gives the Highest Returns?"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis:<em> <\/em><\/strong><em>This article explores which among the most popular small finance banks, Suryoday Small Finance Bank, Jana Small Finance Bank, Equitas Small Finance Bank, AU Small Finance Bank, and Ujjivan Small Finance Bank, gives highest FD returns for 5 years tenure on \u20b95 lakh principal amount.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>Small finance banks typically offer higher FD rates than large private or public sector banks to attract deposits. On a \u20b95 lakh, 5 year investment, the rate gap between banks can translate into a difference of approximately \u20b950,000 at maturity.&nbsp;<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2578347478\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-5-small-finance-banks-fd-rates-for-5-year-tenure\" style=\"font-size:22px\"><strong>The 5 Small Finance Banks- FD Rates for 5 Year Tenure<\/strong><\/h2>\n\n\n<div id=\"footable_parent_10888\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"10888\" data-filter-delay=\"1000\" aria-label=\"Credit Card - Sheet1 (86).csv\"            id=\"footable_10888\"\n           data-unique_identifier=\"ninja_table_unique_id_2179839003_10888\"\n           class=\" foo-table ninja_footable foo_table_10888 ninja_table_unique_id_2179839003_10888 ui table  ninja_search_right nt_type_ajax_table selectable striped compact vertical_centered  footable-paging-right ninja_table_search_disabled\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-lakh-invested-for-5-years\" style=\"font-size:22px\"><strong>\u20b95 Lakh Invested for 5 Years<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-suryoday-small-finance-bank\" style=\"font-size:18px\"><strong>1. Suryoday Small Finance Bank<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>General Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 7.90% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b97,39,340<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b9<\/strong><strong>2,39,340<\/strong><strong>&nbsp;<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Senior Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 8.05% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b97,44,797<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b9<\/strong><strong>2,44,797<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-jana-small-finance-bank\" style=\"font-size:18px\"><strong>2. Jana Small Finance Bank<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>General Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 7.77% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b9<\/strong><strong>7,34,642<\/strong><strong>&nbsp;<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b9<\/strong><strong>2,34,642<\/strong><strong>&nbsp;<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Senior Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 8.00% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b9<\/strong><strong>7,42,974<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b9<\/strong><strong>2,42,974<\/strong><strong>&nbsp;<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-ujjivan-small-finance-bank\" style=\"font-size:18px\"><strong>3. Ujjivan Small Finance Bank<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>General Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 7.20% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b9<\/strong><strong>7,14,374<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b9<\/strong><strong>2,14,374<\/strong><strong>&nbsp;<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Senior Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 7.70% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b9<\/strong><strong>7,32,124<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b9<\/strong><strong>2,32,124<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also read<\/strong>: <a href=\"https:\/\/tradebrains.in\/money\/grama-suvidha-rural-postal-life-insurance-scheme-check-eligibility-benefits-how-it-works\/\" target=\"_blank\" rel=\"noreferrer noopener\">Grama Suvidha Rural Postal Life Insurance Scheme: Check Eligibility, Benefits &amp; How It Works<\/a><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-equitas-small-finance-bank\" style=\"font-size:18px\"><strong>4. Equitas Small Finance Bank<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>General Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 7.00% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b9<\/strong><strong>7,07,389<\/strong><strong>&nbsp;<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b92,07,389<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Senior Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 7.50% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b9<\/strong><strong>7,24,974<\/strong><strong>&nbsp;<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b9<\/strong><strong>2,24,974<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-au-small-finance-bank\" style=\"font-size:18px\"><strong>5. AU Small Finance Bank<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>General Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 6.75% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b96,98,749<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b91,98,749<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Senior Citizens<\/strong>\n<ul class=\"wp-block-list\">\n<li>Interest rate: 6.92% p.a.<\/li>\n\n\n\n<li>Estimated Total corpus after 5 years: <strong>\u20b9<\/strong><strong>7,04,613<\/strong><\/li>\n\n\n\n<li>Extra interest generated (approx.): <strong>\u20b9<\/strong><strong>2,04,613<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-highest-to-lowest-returns-combined-comparison-table\" style=\"font-size:22px\"><strong>Highest to Lowest Returns- Combined Comparison Table<\/strong><\/h2>\n\n\n<div id=\"footable_parent_10885\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_1\" data-footable_id=\"10885\" data-filter-delay=\"1000\" aria-label=\"Credit Card - Sheet1 (85).csv\"            id=\"footable_10885\"\n           data-unique_identifier=\"ninja_table_unique_id_3816476861_10885\"\n           class=\" foo-table ninja_footable foo_table_10885 ninja_table_unique_id_3816476861_10885 ui table  ninja_search_right nt_type_ajax_table selectable striped compact vertical_centered  footable-paging-right ninja_table_search_disabled\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<p><strong><em>Note:<\/em><\/strong><em> Calculations done using Groww FD Calculator<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-inference-from-the-above-analysis\" style=\"font-size:22px\"><strong>Inference from the above Analysis<\/strong><\/h2>\n\n\n\n<p>Suryoday Small Finance Bank delivers the highest 5 year returns on a \u20b95 lakh FD among the banks compared, followed by Jana Small Finance Bank. Investors should verify current rates directly with the bank before booking, as SFB rates change frequently.<\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3525235019\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-risk-related-to-small-finance-banks-that-should-be-noted\"><strong>Risk related to Small Finance banks that should be noted<\/strong><\/h4>\n\n\n\n<p>Small finance banks carry a different risk profile than large banks due to their smaller networks and greater reliance on retail deposits, though all are RBI regulated and DICGC insured up to \u20b95 lakh per depositor per bank. Please note that this article is for informational purposes only and does not constitute financial advice.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1565903543\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: This article explores which among the most popular small finance banks, Suryoday Small Finance Bank, Jana Small Finance Bank, Equitas Small Finance Bank, AU Small Finance Bank, and Ujjivan Small Finance Bank, gives highest FD returns for 5 years tenure on \u20b95 lakh principal amount. Small finance banks typically offer higher FD rates than [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":7987,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[14],"tags":[],"ppma_author":[3062],"class_list":["post-10883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU - Which Bank Gives the Highest Returns?<\/title>\n<meta name=\"description\" content=\"This article explores which among the most popular small finance banks, Suryoday Small Finance Bank, Jana Small Finance Bank, Equitas Small Finance Bank, AU Small Finance Bank, and Ujjivan Small Finance Bank, gives highest FD returns for 5 years tenure on \u20b95 lakh principal amount.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU - Which Bank Gives the Highest Returns?\" \/>\n<meta property=\"og:description\" content=\"This article explores which among the most popular small finance banks, Suryoday Small Finance Bank, Jana Small Finance Bank, Equitas Small Finance Bank, AU Small Finance Bank, and Ujjivan Small Finance Bank, gives highest FD returns for 5 years tenure on \u20b95 lakh principal amount.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/\" \/>\n<meta property=\"og:site_name\" content=\"Trade Brains Money\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-11T08:15:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-11T09:58:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Investment-Opportunities.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"854\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jahnavi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU - Which Bank Gives the Highest Returns?\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jahnavi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/\",\"url\":\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/\",\"name\":\"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU - Which Bank Gives the Highest Returns?\",\"isPartOf\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Investment-Opportunities.jpg\",\"datePublished\":\"2026-07-11T08:15:00+00:00\",\"dateModified\":\"2026-07-11T09:58:42+00:00\",\"author\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/f7b3b43da230e77880bc48340be78070\"},\"description\":\"This article explores which among the most popular small finance banks, Suryoday Small Finance Bank, Jana Small Finance Bank, Equitas Small Finance Bank, AU Small Finance Bank, and Ujjivan Small Finance Bank, gives highest FD returns for 5 years tenure on \u20b95 lakh principal amount.\",\"breadcrumb\":{\"@id\":\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#primaryimage\",\"url\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Investment-Opportunities.jpg\",\"contentUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Investment-Opportunities.jpg\",\"width\":1280,\"height\":854,\"caption\":\"Investment Opportunities\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tradebrains.in\/money\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU &#8211; Which Bank Gives the Highest Returns?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tradebrains.in\/money\/#website\",\"url\":\"https:\/\/tradebrains.in\/money\/\",\"name\":\"Trade Brains Money\",\"description\":\"Get the latest news on mutual funds, real estate and many more\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tradebrains.in\/money\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/f7b3b43da230e77880bc48340be78070\",\"name\":\"Jahnavi\",\"description\":\"Jahnavi is a Finance Content Writer at Trade Brains. She writes on mutual funds, credit cards, personal finance, taxation, equity research, market and business trends with a focus on delivering relevant articles to the viewers. She holds a BSc in Mathematics, Economics and Computer Science and a postgraduate degree in MCA, combining her financial knowledge with technical expertise.\",\"url\":\"https:\/\/tradebrains.in\/money\/author\/jahnavi-s\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU - Which Bank Gives the Highest Returns?","description":"This article explores which among the most popular small finance banks, Suryoday Small Finance Bank, Jana Small Finance Bank, Equitas Small Finance Bank, AU Small Finance Bank, and Ujjivan Small Finance Bank, gives highest FD returns for 5 years tenure on \u20b95 lakh principal amount.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/","og_locale":"en_US","og_type":"article","og_title":"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU - Which Bank Gives the Highest Returns?","og_description":"This article explores which among the most popular small finance banks, Suryoday Small Finance Bank, Jana Small Finance Bank, Equitas Small Finance Bank, AU Small Finance Bank, and Ujjivan Small Finance Bank, gives highest FD returns for 5 years tenure on \u20b95 lakh principal amount.","og_url":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/","og_site_name":"Trade Brains Money","article_published_time":"2026-07-11T08:15:00+00:00","article_modified_time":"2026-07-11T09:58:42+00:00","og_image":[{"width":1280,"height":854,"url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Investment-Opportunities.jpg","type":"image\/jpeg"}],"author":"Jahnavi","twitter_card":"summary_large_image","twitter_title":"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU - Which Bank Gives the Highest Returns?","twitter_misc":{"Written by":"Jahnavi","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/","url":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/","name":"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU - Which Bank Gives the Highest Returns?","isPartOf":{"@id":"https:\/\/tradebrains.in\/money\/#website"},"primaryImageOfPage":{"@id":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#primaryimage"},"image":{"@id":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#primaryimage"},"thumbnailUrl":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Investment-Opportunities.jpg","datePublished":"2026-07-11T08:15:00+00:00","dateModified":"2026-07-11T09:58:42+00:00","author":{"@id":"https:\/\/tradebrains.in\/money\/#\/schema\/person\/f7b3b43da230e77880bc48340be78070"},"description":"This article explores which among the most popular small finance banks, Suryoday Small Finance Bank, Jana Small Finance Bank, Equitas Small Finance Bank, AU Small Finance Bank, and Ujjivan Small Finance Bank, gives highest FD returns for 5 years tenure on \u20b95 lakh principal amount.","breadcrumb":{"@id":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#primaryimage","url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Investment-Opportunities.jpg","contentUrl":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Investment-Opportunities.jpg","width":1280,"height":854,"caption":"Investment Opportunities"},{"@type":"BreadcrumbList","@id":"https:\/\/tradebrains.in\/money\/investing-5-lakh-fd-for-5-years-suryoday-jana-ujjivan-equitas-or-au-which-bank-gives-the-highest-returns\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tradebrains.in\/money\/"},{"@type":"ListItem","position":2,"name":"Investing \u20b95 Lakh FD for 5 Years: Suryoday, Jana, Ujjivan, Equitas or AU &#8211; Which Bank Gives the Highest Returns?"}]},{"@type":"WebSite","@id":"https:\/\/tradebrains.in\/money\/#website","url":"https:\/\/tradebrains.in\/money\/","name":"Trade Brains Money","description":"Get the latest news on mutual funds, real estate and many more","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tradebrains.in\/money\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/tradebrains.in\/money\/#\/schema\/person\/f7b3b43da230e77880bc48340be78070","name":"Jahnavi","description":"Jahnavi is a Finance Content Writer at Trade Brains. She writes on mutual funds, credit cards, personal finance, taxation, equity research, market and business trends with a focus on delivering relevant articles to the viewers. She holds a BSc in Mathematics, Economics and Computer Science and a postgraduate degree in MCA, combining her financial knowledge with technical expertise.","url":"https:\/\/tradebrains.in\/money\/author\/jahnavi-s\/"}]}},"authors":[{"term_id":3062,"user_id":17,"is_guest":0,"slug":"jahnavi-s","display_name":"Jahnavi","avatar_url":{"url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Jahnavi.jpeg","url2x":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Jahnavi.jpeg"},"author_category":"1","first_name":"Jahnavi","last_name":"","user_url":"","job_title":"Finance Content Writer","description":"<div>Jahnavi is a Finance Content Writer at Trade Brains. She writes on mutual funds, credit cards, personal finance, taxation, equity research, market and business trends with a focus on delivering relevant articles to the viewers. She holds a BSc in Mathematics, Economics and Computer Science and a postgraduate degree in MCA, combining her financial knowledge with technical expertise.<\/div>"}],"_links":{"self":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/10883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/comments?post=10883"}],"version-history":[{"count":2,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/10883\/revisions"}],"predecessor-version":[{"id":10889,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/10883\/revisions\/10889"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/media\/7987"}],"wp:attachment":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/media?parent=10883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/categories?post=10883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/tags?post=10883"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/ppma_author?post=10883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}