{"id":1315,"date":"2025-12-01T18:30:00","date_gmt":"2025-12-01T13:00:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=1315"},"modified":"2025-12-01T18:02:48","modified_gmt":"2025-12-01T12:32:48","slug":"hsbc-travel-one-vs-axis-atlas-vs-hdfc-infinia-vs-icici-emeralde-see-which-card-wins-as-the-best-rewards-credit-card","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/hsbc-travel-one-vs-axis-atlas-vs-hdfc-infinia-vs-icici-emeralde-see-which-card-wins-as-the-best-rewards-credit-card\/","title":{"rendered":"HSBC Travel One vs Axis Atlas vs HDFC Infinia vs ICICI Emeralde \u2014 See Which Card Wins as the Best Rewards Credit Card"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis<\/strong>: <em>This article compares the top credit cards, HSBC Travel One, Axis Atlas, HDFC Infinia, ICICI Emeralde Private Metal, and HSBC Premier based on their reward point earnings on every card spend. Find out which card leads the race in offering the highest reward points.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>If we were to name the absolute best card without debate, it would have to be the HDFC Infinia, with every other premium card trying to take its place. The other cards are its competitors showcasing how HDFC Infinia is the best.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3051220202\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-hsbc-travelone-credit-card\"><strong>1. HSBC TravelOne credit card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/15957-hsbc-travelone-credit-t1-f-1024x576.jpg\" alt=\"HSBC TravelOne credit card\" class=\"wp-image-1321\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/15957-hsbc-travelone-credit-t1-f-1024x576.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/15957-hsbc-travelone-credit-t1-f-980x551.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/15957-hsbc-travelone-credit-t1-f-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><figcaption class=\"wp-element-caption\"><strong>HSBC TravelOne credit card<\/strong><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fees: Rs. 4,999<\/li>\n\n\n\n<li>Annual Fees: Rs. 4,999 or free if you spend more than Rs. 8,00,000 a year<\/li>\n\n\n\n<li>Valueback\/Rewards\u00a0\n<ul class=\"wp-block-list\">\n<li>Welcome Rewards\n<ul class=\"wp-block-list\">\n<li>\u20b91,000 cashback + \u20b93,000 PostCard voucher on first \u20b910,000 spend in 30 days<\/li>\n\n\n\n<li>3 month EazyDiner Prime access free<\/li>\n\n\n\n<li>3,000 bonus points on spending \u20b91,00,000 in first 90 days<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Reward earnings\n<ul class=\"wp-block-list\">\n<li>4 Reward Points(RPs) per \u20b9100 on flights, travel portals &amp; foreign currency spends<\/li>\n\n\n\n<li>2 RP per \u20b9100 on all other spends, no cap<\/li>\n\n\n\n<li>10,000 bonus points on yearly spends above \u20b912 lakh<\/li>\n\n\n\n<li>1:1 instant conversion to major airline &amp; hotel partners(Air Miles)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Travel Discounts\n<ul class=\"wp-block-list\">\n<li>15% off on domestic and international holiday bookings on Yatra, Cleartrip, Paytm Travel and EaseMyTrip<\/li>\n\n\n\n<li>20% off duty-free shopping (Adani One &amp; partner stores)<\/li>\n\n\n\n<li>11% off StayVista stays<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Lifestyle + Style Perks\n<ul class=\"wp-block-list\">\n<li>4 free golf rounds + 12 lessons per year (1\/month cap)<\/li>\n\n\n\n<li>Up to 50% off dining by District App by Zomato<\/li>\n\n\n\n<li>Exclusive privileges at Bicester Village luxury outlets<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Think of this as the \u201csmart traveller\u2019s upgrade.\u201d It quietly delivers a lot of value without you having to go through hoops, nice partner discounts, easy miles conversion, and perks that feel like you can really use them and not just for showing off. Perfect if you want to save real money on travel without being a mileage nerd. Besides, you can also avail of some free airport lounge visits, holiday, car hire and lifestyle discounts, etc.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-axis-bank-atlas-credit-card\"><strong>2. Axis Bank Atlas Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Axis-Bank-Atlas-Credit-Card-1024x640.jpg\" alt=\"Axis Bank Atlas Credit Card\" class=\"wp-image-1322\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Axis-Bank-Atlas-Credit-Card-1024x640.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Axis-Bank-Atlas-Credit-Card-980x613.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Axis-Bank-Atlas-Credit-Card-480x300.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><figcaption class=\"wp-element-caption\"><strong><strong>Axis Bank Atlas Credit Card<\/strong><\/strong><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fees: Rs. 5,000<\/li>\n\n\n\n<li>Annual Fees: Rs. 5,000<\/li>\n\n\n\n<li>Valueback\/ Rewards:\n<ul class=\"wp-block-list\">\n<li>Welcome Rewards\n<ul class=\"wp-block-list\">\n<li>2,500 EDGE Miles on first transaction within 37 days<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Reward Earnings\n<ul class=\"wp-block-list\">\n<li>Base Earn: 2 EDGE Miles \/ \u20b9100 on most spends<\/li>\n\n\n\n<li>Accelerated Earn: 5 EDGE Miles \/ \u20b9100 on travel spends (direct airline, hotel, and via Travel EDGE portal) up to \u20b92,00,000\/month, after which accelerated rate drops.<\/li>\n\n\n\n<li>Milestone benefit: Depending on your tier, 2,500 to 5,000 EDGE Miles credited when you pay annual fee<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Lounge access\n<ul class=\"wp-block-list\">\n<li>Domestic: Silver = 8 visits, Gold = 12, Platinum = 18 per year.<a href=\"https:\/\/www.axisbank.com\/docs\/default-source\/default-document-library\/credit-cards\/terms-and-conditions-of-features-of-axis-bank-atlas-credit-card.pdf?sfvrsn=755e5a56_24&amp;utm_source=chatgpt.com\">\u00a0<\/a><\/li>\n\n\n\n<li>International: Silver = 4 visits, Gold = 6, Platinum = 12 per year.\u00a0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Air Miles\n<ul class=\"wp-block-list\">\n<li>EDGE Miles are transferable to loyalty partners.<\/li>\n\n\n\n<li>Specific conversion: 1 EDGE Mile = 2 Flying Returns points (Axis-Air India partnership).\u00a0<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>This is quite a travel-friendly card that rewards you more when you spend on flights and hotels, provides good lounge access, and allows you to convert Miles into several airline programs, but it&#8217;s best for people who can reach the spend requirement to unlock Silver\/Gold\/Platinum tiers.<\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3727081201\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-hdfc-infinia-credit-card\"><strong>3. HDFC Infinia<\/strong> <strong>Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"546\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HDFC-Infinia-1024x546.jpg\" alt=\"HDFC Infinia Credit Card\" class=\"wp-image-1324\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HDFC-Infinia-980x523.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HDFC-Infinia-480x256.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><figcaption class=\"wp-element-caption\"><strong><strong>HDFC Infinia<\/strong> <strong>Credit Card<\/strong><\/strong><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fees: Rs. 12,500 + Applicable Taxes<\/li>\n\n\n\n<li>Annual Fees: Rs. 12,500 + Applicable Taxes<\/li>\n\n\n\n<li>Valueback\/ Rewards:\u00a0\n<ul class=\"wp-block-list\">\n<li>Welcome Rewards\n<ul class=\"wp-block-list\">\n<li>12,500 Reward Points upon fee realization and activation for the Metal Edition<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Reward Earning\u00a0\n<ul class=\"wp-block-list\">\n<li>5 RPs for every \u20b9150 spent on all retail spends<\/li>\n\n\n\n<li>Up to 10\u00d7 RPs on travel and shopping when used via HDFC SmartBuy<\/li>\n\n\n\n<li>Redeem RPs for flights &amp; hotels on SmartBuy: 1 RP = \u20b91<\/li>\n\n\n\n<li>Convert RPs to air miles: 1 RP = 1 airline mile on 14+ airlines via NetBanking<\/li>\n\n\n\n<li>Redeem for Apple products \/ Tanishq: 1 RP = \u20b91 on SmartBuy<\/li>\n\n\n\n<li>Cashback redemption: 1 RP = \u20b90.30<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Travel discounts\/ Flight hotel Perks\n<ul class=\"wp-block-list\">\n<li>Get 3 nights for the price of 2 at participating ITC Hotels.<\/li>\n\n\n\n<li>Enjoy a Buy-1-Get-1 weekend buffet at select ITC Hotels.<\/li>\n\n\n\n<li>Complimentary Club Marriott membership for first year (Asia-Pacific region)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Lounge Access\n<ul class=\"wp-block-list\">\n<li>Unlimited airport lounge access globally (1,000+ lounges) via Priority Pass for both Primary and Add-on cardholders<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Air miles\n<ul class=\"wp-block-list\">\n<li>Your RPs can be converted to airline miles 1:1 for 14+ partner airlines via HDFC SmartBuy or NetBanking\u00a0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Lifestyle Perks\n<ul class=\"wp-block-list\">\n<li>24\u00d77 Global Personal Concierge: travel planning, airport VIP, dining, events, gift services<\/li>\n\n\n\n<li>Unlimited golf games + coaching (select courses in India + abroad) + 100% green-fee waiver at many courses<\/li>\n\n\n\n<li>Accidental air death cover: up to \u20b93 crore<\/li>\n\n\n\n<li>Emergency overseas hospitalization cover: up to \u20b950 lakh<\/li>\n\n\n\n<li>Credit Shield Cover: up to \u20b99 lakh<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>This is the ultimate high-spend, premium travel-lifestyle card: unlimited lounges, 10\u00d7 rewards via SmartBuy, huge insurance cover, global concierge , perfect for someone who doesn\u2019t mind the high fee and still wants to extract the maximum luxury and utility.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3578719769\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-icici-emeralde-private-metal\"><strong>4. ICICI Emeralde Private Metal<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/ICICI-Emeralde-Private-Metal-1024x640.jpg\" alt=\"ICICI Emeralde Private Metal\" class=\"wp-image-1326\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/ICICI-Emeralde-Private-Metal-1024x640.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/ICICI-Emeralde-Private-Metal-980x613.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/ICICI-Emeralde-Private-Metal-480x300.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><figcaption class=\"wp-element-caption\"><strong>ICICI Emeralde Private Metal<\/strong><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fees: Rs. 12,499+ GST<\/li>\n\n\n\n<li>Annual Fees: Rs. 12,499 + GST( waived if you spend Rs. 10L in the card anniversary year)\u00a0<\/li>\n\n\n\n<li>Valueback\/Rewards:\n<ul class=\"wp-block-list\">\n<li>Welcome Rewards\n<ul class=\"wp-block-list\">\n<li>12,500 ICICI Reward Points when you pay the joining (or renewal) fee\u00a0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Rewards Earning\n<ul class=\"wp-block-list\">\n<li>Earn 6 ICICI Reward Points for every \u20b9200 on most retail transactions (excluding some categories).<a href=\"https:\/\/www.livemint.com\/money\/personal-finance\/icici-emeralde-private-metal-credit-card-offers-up-to-12x-reward-points-is-it-the-best-card-11743159043716.html?utm_source=chatgpt.com\">\u00a0<\/a><\/li>\n\n\n\n<li>Accelerated Rewards via iShop portal: up to 6X on flights\/vouchers and up to 12X on hotels.<\/li>\n\n\n\n<li>Milestone Benefit: \u20b93,000 EaseMyTrip voucher when you spend \u20b94 lakh + another \u20b93,000 when you spend \u20b98 lakh in a year.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Travel Discounts\/ Flight- Hotel Perks\n<ul class=\"wp-block-list\">\n<li>Unlimited complimentary lounge access: domestic + international Priority Pass (1,400+ lounges globally)<\/li>\n\n\n\n<li>Travel cancellation cover: up to \u20b912,000 refund (max 2 bookings per year) on flight or hotel cancellations made with the card.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Lounge Access\n<ul class=\"wp-block-list\">\n<li>Unlimited, for both primary and add-on cards.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Air miles\n<ul class=\"wp-block-list\">\n<li>Reward points generally redeemable at \u20b91 per point for flights, hotels, and selected brand vouchers.\u00a0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Lifestyle perks\n<ul class=\"wp-block-list\">\n<li>EazyDiner Prime membership each year.<\/li>\n\n\n\n<li>BookMyShow offer: Buy-one-get-one (BOGO) &#8211; up to \u20b9750 off on second ticket, twice a month.<a href=\"https:\/\/advisor.etnownews.com\/credit-card\/icici-bank\/emeralde-private-metal-credit-card?utm_source=chatgpt.com\">\u00a0<\/a><\/li>\n\n\n\n<li>Unlimited golf rounds &amp; lessons monthly (via golf-partner booking).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>This is a luxurious, high-spend travel-lifestyle card, large joining fee, but you get top-tier lounges, Taj + dining membership, golf, strong iShop multipliers, and concierge support; it would be right choice if you were able to leverage its lifestyle &amp; travel ecosystem to the fullest.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/tradebrains.in\/money\/how-to-earn-upto-15-7-rewards-with-hdfc-regalia-gold-credit-card-here-are-the-full-details\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Earn Upto 15.7% Rewards with HDFC Regalia Gold Credit Card \u2013 Here are the Full Details<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-hsbc-premier-credit-card\"><strong>5. HSBC Premier<\/strong> <strong>Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"800\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Premier-Credit-Card-1.jpg\" alt=\"HSBC Premier Credit Card\" class=\"wp-image-1329\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Premier-Credit-Card-1.jpg 1280w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Premier-Credit-Card-1-980x613.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Premier-Credit-Card-1-480x300.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1280px, 100vw\" \/><figcaption class=\"wp-element-caption\"><strong>HSBC Premier<\/strong> <strong>Credit Card<\/strong><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fees: Rs. 12,000<\/li>\n\n\n\n<li>Annual Fees: Rs. 20,000\u00a0<\/li>\n\n\n\n<li>Valueback\/ Rewards:\n<ul class=\"wp-block-list\">\n<li>Welcome Rewards\n<ul class=\"wp-block-list\">\n<li>Earn 20,000 reward points on first use of card<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Rewards Earning\n<ul class=\"wp-block-list\">\n<li>3 reward points for every \u20b9100 you spend<\/li>\n\n\n\n<li>Earn up to 12\u00d7 points on hotels, flights and car rentals via \u201cTravel with Points\u201d<\/li>\n\n\n\n<li>Reward points never expire<\/li>\n\n\n\n<li>1 RP = \u20b91 on Apple products (via Apple \/ Imagine voucher)<\/li>\n\n\n\n<li>1:1 instant conversion of reward points to airline miles + hotel loyalty points via HSBC India app<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Travel Discounts\/ Flight-Hotel Perks\n<ul class=\"wp-block-list\">\n<li>Up to 20% off on hotel bookings when you book via Agoda<\/li>\n\n\n\n<li>1 free night at eligible hotels via Mastercard program<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Lounge Access\n<ul class=\"wp-block-list\">\n<li>Unlimited domestic + international lounge access for the primary cardholder<\/li>\n\n\n\n<li>8 international guest visits per year<\/li>\n\n\n\n<li>Via LoungeKey (terms apply) for some international lounges.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Air miles\n<ul class=\"wp-block-list\">\n<li>Reward points convert 1:1 to air miles for 20+ airlines via the HSBC app.\u00a0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Lifestyle Perks\n<ul class=\"wp-block-list\">\n<li>BookMyShow: Buy-one-get-one movie tickets<\/li>\n\n\n\n<li>30% off dining via EazyDiner (up to \u20b91,500)<\/li>\n\n\n\n<li>VIP shopping perks at Bicester Village: private sale events, reserved parking, etc.<\/li>\n\n\n\n<li>1 complimentary main course when dining at selected restaurants (Asia Pacific) via Mastercard privileges.\u00a0<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>A premium, globally-savvy lifestyle + travel card, it gives extremely low forex rates, unlimited lounge access, solid rewards conversion, and luxury lifestyle perks. So, it\u2019s best if you already bank with (or plan to) HSBC Premier.<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2940139388\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Without thinking, Infinia is the best option as no other card gives you more actual value back without the trouble. Axis Atlas would be the best backup if you love miles, HSBC TravelOne is the easiest all- rounder card on the market and ICICI Emeralde is only worth it if you really take advantage of the multipliers. But yes, Infinia is still that one card you can get to maximize your rewards, travel value and bragging rights.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Written by Aditee Das<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: This article compares the top credit cards, HSBC Travel One, Axis Atlas, HDFC Infinia, ICICI Emeralde Private Metal, and HSBC Premier based on their reward point earnings on every card spend. Find out which card leads the race in offering the highest reward points. If we were to name the absolute best card without [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":999,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[619,617,19,300,621,618,620,616],"ppma_author":[1013],"class_list":["post-1315","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-axis-bank-atlas-credit-card","tag-best-reward-credit-cards","tag-credit-cards","tag-hdfc-infinia-credit-card","tag-hsbc-premier-credit-card","tag-hsbc-travelone-credit-card","tag-icici-emeralde-private-metal","tag-reward-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HSBC Travel One vs Axis Atlas vs HDFC Infinia vs ICICI Emeralde \u2014 See Which Card Wins as the Best Rewards Credit Card<\/title>\n<meta name=\"description\" content=\"This article compares the top credit cards, HSBC Travel One, Axis Atlas, HDFC Infinia, ICICI Emeralde Private Metal, and HSBC Premier based on their reward point earnings on every card spend. 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