{"id":1646,"date":"2025-12-08T19:30:00","date_gmt":"2025-12-08T14:00:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=1646"},"modified":"2025-12-08T16:23:35","modified_gmt":"2025-12-08T10:53:35","slug":"best-5-credit-cards-to-grab-new-year-sales-see-which-cards-provides-maximum-benefits","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/best-5-credit-cards-to-grab-new-year-sales-see-which-cards-provides-maximum-benefits\/","title":{"rendered":"Best 5 Credit Cards to Grab New Year Sales: See Which Cards Provides Maximum Benefits"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis:<\/strong> <em>This article highlights the top 5 credit cards that offer exceptional rewards and cashbacks on every spend during your New Year shopping.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>The holiday season encourages generous spending but it doesn\u2019t have to strain your finances. New Years shopping &#8211; whether online, in-store, or tied to travel &#8211; offers an excellent opportunity to maximize the benefits of your credit card. <\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-26961584\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<p>The right card for your festive expenses can turn into meaningful cashback, reward points, or travel benefits. Here is a guide to the best types of credit cards to consider for your holiday purchases.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-axis-bank-ace-credit-card\"><a href=\"https:\/\/www.axis.bank.in\/cards\/credit-card\/axis-bank-ace-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Axis Bank ACE Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"665\" height=\"428\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/Axis-Bank-ACE-Credit-Card.jpg\" alt=\"Axis ACE Credit Card\" class=\"wp-image-546\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/Axis-Bank-ACE-Credit-Card.jpg 665w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/Axis-Bank-ACE-Credit-Card-480x309.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 665px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee: <\/strong>\u20b9499<\/li>\n\n\n\n<li><strong>Annual Fee: <\/strong>\u20b9499 (waived on \u20b92,00,000 spend or more)<\/li>\n<\/ul>\n\n\n\n<p><strong>Best For: <\/strong>Daily transactions and utility bills<\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-4248612835\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-benefits\"><strong>Benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5% cashback on select bill payments via Google Pay (where available; subject to updated category rules<\/li>\n\n\n\n<li>Capped at \u20b9500 on both 5% and 4% categories<\/li>\n\n\n\n<li>1.5% cashback on all other eligible card spends (unlimited)<\/li>\n<\/ul>\n\n\n\n<p><strong>Good for holiday spending:<\/strong> If you are planning to spend on food delivery and rides. It\u2019s a low-cost card that gives reasonable returns without needing big spending.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-213086312\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sbi-cashback-credit-card\"><a href=\"https:\/\/www.sbicard.com\/en\/personal\/credit-cards\/rewards\/cashback-sbi-card.page\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>SBI Cashback Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/image-24-1024x640.png\" alt=\"SBI Cashback Credit Card\" class=\"wp-image-1537\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/image-24-1024x640.png 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/image-24-980x613.png 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/image-24-480x300.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee: <\/strong>\u20b9999+ taxes<\/li>\n\n\n\n<li><strong>Annual Fee: <\/strong>\u20b9999+ taxes (waived at \u20b92,00,000 spend annually)<\/li>\n<\/ul>\n\n\n\n<p><strong>Best For: <\/strong>Heavy online shoppers during festive sales<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-benefits\"><strong>Benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5% (up to) return on most online retail spends (capped at \u20b95,000 monthly) (Several categories like rent, insurance and others do not qualify)<\/li>\n\n\n\n<li>1% cashback on offline spends<\/li>\n\n\n\n<li>Automatic cashback credit<\/li>\n<\/ul>\n\n\n\n<p><strong>Good for holiday spending: <\/strong>As it has a percentage of return on purchases like gifts, clothes, gadgets and also travel bookings.<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1198498875\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hdfc-bank-millennia-credit-card\"><a href=\"https:\/\/www.hdfc.bank.in\/credit-cards\/millennia-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>HDFC Bank Millennia Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/HDFC-Millennia-Credit-Card.jpg\" alt=\"HDFC Millennia Credit Card\" class=\"wp-image-544\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/HDFC-Millennia-Credit-Card.jpg 750w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/HDFC-Millennia-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 750px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee: <\/strong>\u20b91,000+ taxes<\/li>\n\n\n\n<li><strong>Annual Fee: <\/strong>\u20b91,000+ taxes (waived at an annual spend of \u20b91,00,000)<\/li>\n<\/ul>\n\n\n\n<p><strong>Best For: <\/strong>Shoppers and travellers<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-benefits\"><strong>Benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to 5% CashPoints (equivalent to cashback value) on popular online platforms ( capped at 1,000 CashPoints per statement cycle.<\/li>\n\n\n\n<li>Gift voucher worth \u20b91000 rewarded on a spend of \u20b91 Lakh (per calendar quarter)<\/li>\n\n\n\n<li>1% return as CashPoints on other purchases (capped at 1,000 CashPoints per statement cycle)<\/li>\n<\/ul>\n\n\n\n<p><strong>Good for holiday spending<\/strong>: This card mixes reward for both online shopping and travel. Thus, helping if the holiday plans are included with travel.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/tradebrains.in\/money\/5-best-credit-cards-for-maximum-online-shopping-benefits-in-2025\/\" target=\"_blank\" rel=\"noreferrer noopener\">5 Best Credit Cards for Maximum Online Shopping Benefits in 2025<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-yes-bank-paisabazaar-paisasave-credit-card\"><a href=\"https:\/\/www.paisabazaar.com\/yes-bank\/paisabazaar-paisasave-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>YES Bank Paisabazaar PaisaSave Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"330\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/YES-Bank-Paisabazaar-PaisaSave-Credit-Card.jpg\" alt=\"YES Bank Paisabazaar PaisaSave Credit Card\" class=\"wp-image-1647\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/YES-Bank-Paisabazaar-PaisaSave-Credit-Card.jpg 460w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/YES-Bank-Paisabazaar-PaisaSave-Credit-Card-300x215.jpg 300w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee: <\/strong>\u20b90<\/li>\n\n\n\n<li><strong>Annual Fee: <\/strong>\u20b9499+ taxes (waived at a sufficient spend)<\/li>\n<\/ul>\n\n\n\n<p><strong>Best For: <\/strong>Under<strong> <\/strong>Budget Shoppers<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-benefits\"><strong>Benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3% cashback on online spends<\/li>\n\n\n\n<li>1.5% on offline spends (category-wise caps and UPI-linked usage conditions)<\/li>\n\n\n\n<li>1% cashback on most other eligible spends<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-the-benefits-after-15th-december-2025-are-nbsp\"><strong>The benefits after 15th December 2025 are:&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>6% return on dining\/travel spends (capped at \u20b93,000 per month)<\/li>\n\n\n\n<li>Unlimited 1% cashback on other eligible spends (including UPI transactions)<\/li>\n\n\n\n<li>1% Waiver on Fuel Surcharge (Up to \u20b9250)<\/li>\n<\/ul>\n\n\n\n<p><strong>Good for holiday spending:<\/strong> As this card allows the cardholder to keep their shopping spree under budget and also reward for online and occasional offline purchases.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-amazon-pay-icici-credit-card\"><a href=\"https:\/\/www.icici.bank.in\/personal-banking\/cards\/credit-card\/amazon-pay-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Amazon Pay ICICI Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"317\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Amazon-Pay-ICICI-Bank-Credit-Card.png\" alt=\"Amazon Pay ICICI Bank Credit Card\" class=\"wp-image-1447\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Amazon-Pay-ICICI-Bank-Credit-Card.png 500w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Amazon-Pay-ICICI-Bank-Credit-Card-480x304.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 500px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee: <\/strong>NIL<\/li>\n\n\n\n<li><strong>Annual Fee: <\/strong>NIL<\/li>\n<\/ul>\n\n\n\n<p><strong>Best For: <\/strong>Those who shop often from Amazon<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-benefits\"><strong>Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5% return on purchases made on Amazon (for Prime members)<\/li>\n\n\n\n<li>3% return on purchases made with the card (except for digital products and gift cards) on Amazon (non-Prime members)<\/li>\n\n\n\n<li>1% surcharge waiver on all fuel spends<\/li>\n<\/ul>\n\n\n\n<p><strong>Good for holiday spending: <\/strong>This is best for Amazon shoppers and for the holiday season additional discount and cashback would help in saving some digits.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>The right credit card for your holiday shopping would add on to real savings instead of extra financial pressure. If you are planning on shopping online and buying gifts from Amazon these cards might be helpful for you to earn meaningful cashback and rewards while you shop.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Written by Kenbi Riba<\/strong><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: This article highlights the top 5 credit cards that offer exceptional rewards and cashbacks on every spend during your New Year shopping. The holiday season encourages generous spending but it doesn\u2019t have to strain your finances. New Years shopping &#8211; whether online, in-store, or tied to travel &#8211; offers an excellent opportunity to maximize [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":494,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[688,809,651,19,204,817,754,702,818],"ppma_author":[1013],"class_list":["post-1646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-amazon-pay-icici-bank-credit-card","tag-axis-ace-credit-card","tag-credit-card","tag-credit-cards","tag-hdfc-millennia-credit-card","tag-holiday-credit-cards","tag-sbi-cashback-credit-card","tag-shopping-credit-cards","tag-yes-bank-paisabazaar-paisasave-credit-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO 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