{"id":1881,"date":"2025-12-11T18:30:00","date_gmt":"2025-12-11T13:00:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=1881"},"modified":"2025-12-11T17:24:15","modified_gmt":"2025-12-11T11:54:15","slug":"kotak-solitaire-credit-card-this-card-lets-you-save-up-to-2-lakh-heres-how","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/kotak-solitaire-credit-card-this-card-lets-you-save-up-to-2-lakh-heres-how\/","title":{"rendered":"Kotak Solitaire Credit Card: This Card Lets You Save Up to \u20b92 Lakh – Here\u2019s How!"},"content":{"rendered":"\n

The Kotak Solitaire Credit Card<\/a><\/strong> is a premium offering from Kotak Mahindra Bank positioned as an exclusive and invite-only metal card<\/strong> designed for the High-Net-Worth Individual <\/strong>(HNI) and frequent luxury traveller.<\/p>

\"scapia<\/a><\/div>\n\n\n\n

It aims to offer a wide range of travel benefits like unlimited lounge access, zero forex markup, and accelerated Air Miles on travel bookings. Read on to know more about the features, rewards, and charges associated with this elite credit card.<\/p>\n\n\n\n

Exclusivity & Eligibility<\/strong><\/h2>\n\n\n\n
    \n
  • Joining Fees:<\/strong> Nil<\/li>\n\n\n\n
  • Annual Fees:<\/strong> Nil (You will be charged \u20b925,000 if you downgrade from the Kotak Solitaire Program)<\/li>\n\n\n\n
  • Invite-Only Status:<\/strong> Access is strictly limited to customers in the Kotak Solitaire Banking  Program (typically requiring minimum Total Relationship Value (TRV) of \u20b975 lakh)<\/li>\n\n\n\n
  • Zero Fees:<\/strong> For eligible members, the card has Nil Joining and Renewal Fees.<\/li>\n<\/ul>\n\n\n\n

    Credit Limit & Banking Perks<\/strong><\/h2>\n\n\n\n
      \n
    • The credit limit is not fixed and it differs individually based on the customer\u2019s Total Relationship Value (TRV) (Usually higher than average)<\/li>\n\n\n\n
    • Cardholders benefit from priority service<\/li>\n\n\n\n
    • Free card replacement<\/li>\n\n\n\n
    • Easy integration with the Solitaire banking ecosystem<\/li>\n<\/ul>\n\n\n\n

      Reward Cap & Earning <\/strong><\/h2>\n\n\n\n
        \n
      • Cardholders earn 10 Air Miles per \u20b9100 spent on Unbox (capped at 100,000 miles – \u20b910 lakh spend per cycle)<\/li>\n\n\n\n
      • Base 3 Air Miles\/\u20b9100 on other eligible retail spend (excludes rent, fuel, wallets, international transactions).<\/li>\n<\/ul>\n\n\n\n

        Even after this accelerated cap is reached, users continue to earn the high 3 Air Miles per \u20b9100 base rate on all further Unbox travel spends, ensuring a consistent and elevated reward rate.<\/p>