{"id":2151,"date":"2025-12-16T18:30:00","date_gmt":"2025-12-16T13:00:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=2151"},"modified":"2025-12-16T17:19:04","modified_gmt":"2025-12-16T11:49:04","slug":"are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/","title":{"rendered":"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis:<\/strong> <em>This article explains the various features available in UPI, whether there are any limits and charges for transactions and guidelines on how to keep your transactions secure.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>Unified Payments Interface (UPI) facilitates our simple bank-to-bank transactions using mobile apps. It works seamlessly, whether you\u2019re sending money to a friend, paying for a shop purchase, or booking online.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2545166278\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<p>Some people assume that UPI now has charges, but for users, it\u2019s still free. All UPI rules, charges, and limits are set by the National Payments Corporation of India (NPCI). They manage and regulate the UPI system. Your bank or wallet app follows these rules to make sure payments are safe and reliable.<\/p>\n\n\n\n<p>Recently, on 15 September 2025, NPCI updated the daily limits for certain payments like taxes, insurance, education, and healthcare. Now, some payments like insurance premiums &amp; capital markets can go up to \u20b910 lakh per day.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Effective from 15th September, now make high-value payments seamlessly with UPI! NPCI has increased the transaction limit to \u20b910 lakh within 24 hours for categories like insurance premiums &amp; capital markets, making big payments easier and faster than ever.<a href=\"https:\/\/twitter.com\/hashtag\/NewUPILimits?src=hash&amp;ref_src=twsrc%5Etfw\">#NewUPILimits<\/a> <a href=\"https:\/\/t.co\/SEmjro8Rop\">pic.twitter.com\/SEmjro8Rop<\/a><\/p>&mdash; BHIM (@NPCI_BHIM) <a href=\"https:\/\/twitter.com\/NPCI_BHIM\/status\/1965037241040007222?ref_src=twsrc%5Etfw\">September 8, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-are-upi-payments-free\"><strong>Are UPI Payments Free?<\/strong><\/h2>\n\n\n\n<p>Yes. If you send money from your bank account using UPI, you do not pay any fee. This includes sending money to friends and family, paying for shops using QR codes or paying online merchants.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-4109604049\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<p>Even after the daily limits are updated, users still do not pay extra. The system is designed to keep it simple for you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-wallet-based-payments-and-interchange-fees\"><strong>Wallet-Based Payments and Interchange Fees<\/strong><\/h2>\n\n\n\n<p>Sometimes we prefer using wallets (Paytm Wallet or PhonePe Wallet) to make UPI payments. For payments up to \u20b92,000, there are no charges.<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-254676926\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<p>For payments above \u20b92,000, a small cost called an interchange fee may apply. But here\u2019s the important part, you don\u2019t pay this fee. It is handled by the merchant or the wallet company, so your payment amount stays the same. This is why UPI still feels free even for bigger payments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-upi-lite-to-make-your-small-payments-easy\"><strong>UPI Lite: To make your small payments easy<\/strong><\/h2>\n\n\n\n<p>UPI Lite is a small digital wallet on your phone. You can load money once and pay up to \u20b91,000 instantly without entering a PIN. This is perfect for street vendors or tea stalls.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-upi-123pay-payments-for-feature-phones\"><strong>UPI 123Pay: Payments for Feature Phones<\/strong><\/h2>\n\n\n\n<p>For people without smartphones, UPI 123Pay allows payments through IVR calls in which you can dial and follow voice instructions. You can even use the missed call option to ring and trigger payments. Some apps are pre-installed on some phones and some phones uses sound-based transfers like proximity audio.<\/p>\n\n\n\n<p>You authenticate with your UPI PIN or Aadhaar OTP. This makes UPI accessible even in remote areas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-do-upi-daily-monthly-and-per-transaction-limits-mean\"><strong>What Do UPI Daily, Monthly, and Per-Transaction Limits Mean?<\/strong><\/h2>\n\n\n\n<p>UPI limits just tell you how much money you can send. These limits make sure payments are safe and smooth.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Per-transaction limit: This is the maximum amount you can send in a single payment. If your transaction limit is Rs 1 lakh but your per-transaction limit is Rs 30,000, you may not be able to send 1 lakh in one go.<\/li>\n\n\n\n<li>Daily limit: This is the maximum amount of money you can send in one day.<\/li>\n\n\n\n<li>Monthly limit: This is the maximum amount of money you can send in a month.<\/li>\n<\/ul>\n\n\n\n<p>While NPCI sets standard daily limits, some banks add extra caps based on weeks and months. Banks like Bank of Baroda, ICICI Bank, Axis Bank, IDFC Bank, HSBC Bank, HDFC Bank, Canara Bank, Bank of India, Indian Bank, Bank of Maharashtra,&nbsp; limit transfers to \u20b91,00,000 per day.&nbsp;<\/p>\n\n\n\n<p>Here\u2019s a table with the details of the daily limit based on categories<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Payment<\/strong> <strong>Type<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Daily Limit<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Regular UPI (P2P &amp; P2M)<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u20b91,00,000<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Feature Phone UPI (123Pay)<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u20b91,00,000<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Taxes, Education, Healthcare<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u20b95,00,000<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Capital Markets, Insurance<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u20b92,00,000<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">IPO Applications, RBI Retail Schemes<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u20b95,00,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>You should always check your bank\u2019s UPI policy for these additional limits as the weekly limits set by the banks vary from bank to bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-security-measures-for-bigger-transactions\"><strong>Security Measures for Bigger Transactions<\/strong><\/h2>\n\n\n\n<p>With higher limits, extra security is added. Steps like two-factor authentication, biometric checks like fingerprint or face scan keep your money safe while letting you handle bigger payments.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-to-avoid-mistakes-and-fraud\"><strong>To avoid mistakes and fraud:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banks and apps sync your mobile number every week<\/li>\n\n\n\n<li>You must give explicit consent before linking your number to UPI<\/li>\n\n\n\n<li>Apps must maintain logs and report to NPCI if local resolutions happen<\/li>\n<\/ul>\n\n\n\n<p>These rules help make UPI more reliable and secure for everyone.<\/p>\n\n\n\n<p>NPCI has started pilot programs abroad, letting NRIs and tourists pay using Indian UPI apps. This is the first step toward making UPI usable internationally.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/tradebrains.in\/money\/how-to-transfer-money-from-a-credit-card-to-a-bank-account-explained\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">How to Transfer Money From a Credit Card to a Bank Account? Explained<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-this-means-for-us\"><strong>What This Means for Us<\/strong><\/h2>\n\n\n\n<p>Payments remain free and simple for everyday users. While small businesses can accept bigger transactions without splitting payments.&nbsp;<\/p>\n\n\n\n<p>&nbsp;UPI remains free, safe and simple even with higher limits and new rules.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-final-word\"><strong>Final Word<\/strong><\/h2>\n\n\n\n<p>UPI continues to make life easier in 2025. Whether it\u2019s paying a friend, buying something small, or completing a larger transaction, it\u2019s free, fast, and safe. Feature phones, UPI Lite, and higher daily limits mean everyone can pay in a way that suits them. All of this happens without extra charges. It\u2019s simple, fast, and safe, exactly the way digital payments should feel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq\"><strong>FAQ<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-1-what-is-the-daily-limit-for-upi-transactions-in-2025\"><strong>1. What is the daily limit for UPI transactions in 2025?<\/strong><\/h3>\n\n\n\n<p>The current UPI daily limit for standard transactions within 24 hours is \u20b91,00,000. However the daily limit varies from bank to bank, set by its internal policies.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-2-is-upi-still-free-for-users\"><strong>2. Is UPI still free for users?<\/strong><\/h3>\n\n\n\n<p>Yes! Everyday users do not pay any extra charges when sending or receiving money using UPI.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-3-are-wallet-based-upi-payments-free\"><strong>3. Are wallet-based UPI payments free?<\/strong><\/h3>\n\n\n\n<p>Yes. Payments using wallet balance are free up to \u20b92,000. For higher amounts, any interchange fee is handled by the merchant or wallet company, the user does not have to pay anything.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Written by Supriya<\/strong><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: This article explains the various features available in UPI, whether there are any limits and charges for transactions and guidelines on how to keep your transactions secure. Unified Payments Interface (UPI) facilitates our simple bank-to-bank transactions using mobile apps. It works seamlessly, whether you\u2019re sending money to a friend, paying for a shop purchase, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2157,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[1020,1019],"ppma_author":[1013],"class_list":["post-2151","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-upi-charges","tag-upi-transactions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained<\/title>\n<meta name=\"description\" content=\"This article explains the various features available in UPI, whether there are any limits and charges for transactions and guidelines on...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained\" \/>\n<meta property=\"og:description\" content=\"This article explains the various features available in UPI, whether there are any limits and charges for transactions and guidelines on...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/\" \/>\n<meta property=\"og:site_name\" content=\"Trade Brains Money\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-16T13:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/UPI-Transactions.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"854\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Trade Brains\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Trade Brains\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/\",\"url\":\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/\",\"name\":\"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained\",\"isPartOf\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/UPI-Transactions.jpg\",\"datePublished\":\"2025-12-16T13:00:00+00:00\",\"author\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd\"},\"description\":\"This article explains the various features available in UPI, whether there are any limits and charges for transactions and guidelines on...\",\"breadcrumb\":{\"@id\":\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#primaryimage\",\"url\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/UPI-Transactions.jpg\",\"contentUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/UPI-Transactions.jpg\",\"width\":1280,\"height\":854,\"caption\":\"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tradebrains.in\/money\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tradebrains.in\/money\/#website\",\"url\":\"https:\/\/tradebrains.in\/money\/\",\"name\":\"Trade Brains Money\",\"description\":\"Get the latest news on mutual funds, real estate and many more\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tradebrains.in\/money\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd\",\"name\":\"Trade Brains\",\"description\":\"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions.\",\"url\":\"https:\/\/tradebrains.in\/money\/author\/tb-money-editorial\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained","description":"This article explains the various features available in UPI, whether there are any limits and charges for transactions and guidelines on...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/","og_locale":"en_US","og_type":"article","og_title":"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained","og_description":"This article explains the various features available in UPI, whether there are any limits and charges for transactions and guidelines on...","og_url":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/","og_site_name":"Trade Brains Money","article_published_time":"2025-12-16T13:00:00+00:00","og_image":[{"width":1280,"height":854,"url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/UPI-Transactions.jpg","type":"image\/jpeg"}],"author":"Trade Brains","twitter_card":"summary_large_image","twitter_title":"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained","twitter_misc":{"Written by":"Trade Brains","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/","url":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/","name":"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained","isPartOf":{"@id":"https:\/\/tradebrains.in\/money\/#website"},"primaryImageOfPage":{"@id":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#primaryimage"},"image":{"@id":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#primaryimage"},"thumbnailUrl":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/UPI-Transactions.jpg","datePublished":"2025-12-16T13:00:00+00:00","author":{"@id":"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd"},"description":"This article explains the various features available in UPI, whether there are any limits and charges for transactions and guidelines on...","breadcrumb":{"@id":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#primaryimage","url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/UPI-Transactions.jpg","contentUrl":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/UPI-Transactions.jpg","width":1280,"height":854,"caption":"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained"},{"@type":"BreadcrumbList","@id":"https:\/\/tradebrains.in\/money\/are-there-transaction-charges-in-upi-hidden-fees-daily-limits-and-full-details-explained\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tradebrains.in\/money\/"},{"@type":"ListItem","position":2,"name":"Are There Transaction Charges in UPI? Hidden Fees, Daily Limits, and Full Details Explained"}]},{"@type":"WebSite","@id":"https:\/\/tradebrains.in\/money\/#website","url":"https:\/\/tradebrains.in\/money\/","name":"Trade Brains Money","description":"Get the latest news on mutual funds, real estate and many more","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tradebrains.in\/money\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd","name":"Trade Brains","description":"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions.","url":"https:\/\/tradebrains.in\/money\/author\/tb-money-editorial\/"}]}},"authors":[{"term_id":1013,"user_id":5,"is_guest":0,"slug":"tb-money-editorial","display_name":"Trade Brains","avatar_url":{"url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/trade-brains-logo.png","url2x":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/trade-brains-logo.png"},"author_category":"1","first_name":"Trade","last_name":"Brains","user_url":"","job_title":"","description":"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions."}],"_links":{"self":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/2151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/comments?post=2151"}],"version-history":[{"count":4,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/2151\/revisions"}],"predecessor-version":[{"id":2162,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/2151\/revisions\/2162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/media\/2157"}],"wp:attachment":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/media?parent=2151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/categories?post=2151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/tags?post=2151"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/ppma_author?post=2151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}