{"id":2667,"date":"2025-12-26T19:00:00","date_gmt":"2025-12-26T13:30:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=2667"},"modified":"2025-12-26T14:47:47","modified_gmt":"2025-12-26T09:17:47","slug":"6-best-business-credit-cards-to-handle-startup-expenses-2026","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/6-best-business-credit-cards-to-handle-startup-expenses-2026\/","title":{"rendered":"6 Best Business Credit Cards to Handle Startup Expenses (2026)"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis:<\/strong><em> Business credit cards are designed to ease constant expenses and bills. This article lists the seven business credit cards for startups that offer maximum benefits to reduce financial stress.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>In the early stages of a startup, money usually goes out faster than it comes in. Founders often rely on personal savings or personal credit cards to run the business. Over time, this creates confusion while tracking expenses and filing taxes.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-166571254\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<p>A business credit card is simply a credit card meant only for business use. Instead of paying everything from your personal account, you use one card for all business expenses and pay the bill later.&nbsp;<\/p>\n\n\n\n<p>This makes expenses easier to manage and keeps personal money separate from business money. Some cards also allow you to give cards to team members with fixed limits. Used correctly, a business credit card can make daily work smoother and less stressful.<\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2649732347\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-business-credit-cards-for-startups\"><strong>Best Business Credit Cards for Startups<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-quick-comparison-table-for-the-best-business-credit-cards-for-startups\">Quick Comparison Table for The Best Business Credit Cards for Startups<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Card Name<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Key Business Benefits<\/strong><\/td><td><strong>Best For<\/strong><\/td><\/tr><tr><td>HDFC Biz Power Credit Card<\/td><td>\u20b92,500 + taxes<\/td><td>55 days Interest Free Credit PeriodComplimentary international &amp; domestic lounge access<\/td><td>Startups<\/td><\/tr><tr><td>Axis Business Supreme Credit Card<\/td><td>\u20b91,500 + taxes<\/td><td>4 reward points for every \u20b9200 spent on direct marketing &amp; advertising services<\/td><td>Small businesses<\/td><\/tr><tr><td>ICICI Business Advantage Black Card<\/td><td>\u20b91,500 + taxes<\/td><td>Clear separation of business expenses<\/td><td>Startups<\/td><\/tr><tr><td>YES First Business Credit Card<\/td><td>\u20b9999 + taxes<\/td><td>Low-cost entry into business credit<\/td><td>Dining Business&nbsp; Startups<\/td><\/tr><tr><td>SBI Platinum Corporate Card<\/td><td>Profile-based<\/td><td>Wide acceptance and basic corporate controls<\/td><td>Startups &amp; SMEs<\/td><\/tr><tr><td>Indusland Bank eSvarna Corporate Card<\/td><td>Nil<\/td><td>Access to a personal relationship manager to guide and assist in business<\/td><td>Startups &amp; SMEs<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em><strong>Note:<\/strong> Fees and benefits may change depending on the plan and bank policies.<\/em><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hdfc-bank-biz-power-credit-card\"><a href=\"https:\/\/www.hdfc.bank.in\/business-credit-cards\/biz-power-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>HDFC Bank Biz Power Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HDFC-Bank-Biz-Power-Credit-Card-1024x536.jpg\" alt=\"HDFC Bank Biz Power Credit Card\" class=\"wp-image-2673\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HDFC-Bank-Biz-Power-Credit-Card-1024x536.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HDFC-Bank-Biz-Power-Credit-Card-980x513.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HDFC-Bank-Biz-Power-Credit-Card-480x251.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee: <\/strong>\u20b92,500 + applicable taxes<\/li>\n\n\n\n<li><strong>Annual Fee:<\/strong> \u20b92,500 + applicable taxes (Renewal fee can be waived if you spend \u20b94 lakh annually)<\/li>\n\n\n\n<li><strong>Eligibility:<\/strong>The applicant must be a self-employed Indian citizens between 21 and 65 years of age with an ITR above \u20b912 lakh.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-business-and-startup-benefits\"><strong>Business and startup benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to 55 days of interest-free credit on business expenses<\/li>\n\n\n\n<li>5X Reward Points on select business-related spends such as GST payments, income tax payments, bill payments via PayZapp\/SmartPay, hotel &amp; flight bookings on MMT MyBiz, business tools (e.g., Tally, Office 365, AWS, Google ads).<\/li>\n\n\n\n<li>4 Reward Points on business spends for every \u20b9150 spent outside accelerated categories<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-other-features\"><strong>Other features:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5X reward points are available only if you spend \u20b925,000 or more in a statement cycle (capped at 5,000 extra reward points).<\/li>\n\n\n\n<li>16 domestic lounge visits and 6 international lounge visits per year with Priority Pass.<\/li>\n\n\n\n<li>Amazon Prime annual membership + 6-month BizPrime subscription on completing one online transaction within 30 days of card issuance.<\/li>\n\n\n\n<li>Convert big business spends into EMIs and get cashback and vouchers via SmartPay.<\/li>\n\n\n\n<li>The foreign currency markup fee is approximately 3.5% on international transaction.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-axis-bank-business-supreme-credit-card\"><a href=\"https:\/\/www.axis.bank.in\/cards\/commercial-credit-card\/business-supreme-visa-credit-card#feature-benefits\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Axis Bank Business Supreme Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Axis-Bank-Business-Supreme-Credit-Card-1024x683.jpg\" alt=\"Axis Bank Business Supreme Credit Card\" class=\"wp-image-2677\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Axis-Bank-Business-Supreme-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Axis-Bank-Business-Supreme-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Axis-Bank-Business-Supreme-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining fee and annual fee: <\/strong>Nil<\/li>\n<\/ul>\n\n\n\n<p><strong>Eligibility:<\/strong> This card is available for registered businesses including proprietorships and companies. Axis Bank evaluates eligibility based on business profile, credit history, and financials during the application process.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1587439099\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-business-and-startup-benefits-nbsp\"><strong>Business and startup benefits:&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 4 Reward Points for every \u20b9200 spent on travel, tours, air tickets and online advertising.<\/li>\n\n\n\n<li>Purchases above \u20b92,500 can be converted into EMIs to help manage cash flow and monthly budgets.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-other-features-0\"><strong>Other features:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1% fuel surcharge waiver on fuel transaction.<\/li>\n\n\n\n<li>Earn 4 Reward points on every \u20b9200 spend on Tour\/Travel Operators and Domestic airlines.<\/li>\n\n\n\n<li>On other spends, get 1 reward point for every \u20b9200.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-icici-bank-business-advantage-black-credit-card\"><a href=\"https:\/\/www.icici.bank.in\/business-banking\/cards\/business-credit-card\/business-advantage-black-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>ICICI Bank Business Advantage Black Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/ICICI-Bank-Business-Advantage-Black-Credit-Card-1024x683.jpg\" alt=\"ICICI Bank Business Advantage Black Credit Card\" class=\"wp-image-2678\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/ICICI-Bank-Business-Advantage-Black-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/ICICI-Bank-Business-Advantage-Black-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/ICICI-Bank-Business-Advantage-Black-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining fee : <\/strong>\u20b91,500 + GST<\/li>\n\n\n\n<li><strong>Annual fee: <\/strong>\u20b91,000 + GST<\/li>\n<\/ul>\n\n\n\n<p><strong>Eligibility: <\/strong>This card is solely meant for corporate or partnerships. The business should have been operational for at least 3 years. The applicant must meet the minimum net profit and turnover threshold set by the bank.&nbsp;<\/p>\n\n\n\n<p>The approval requires a good credit score, the documents such as business registration certificates, profit and loss statements, and tax returns.<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2168431833\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-business-and-startup-benefits-0\"><strong>Business and startup benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can earn 1% cashback on various business expenses including air travel, professional services and car rentals on spending above Rs 75000<\/li>\n\n\n\n<li>Contactless Payment in up to 48 countries in the world<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-other-features-1\"><strong>Other features:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Complimentary access to selected airport lounges, 2 visit per quarter<\/li>\n\n\n\n<li>Air accident cover of up to \u20b9 75 lakhs<\/li>\n\n\n\n<li>Get a minimum discount of 15% on dining around 2500+ hotels via ICICI Bank Culinary Treats Programme.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-yes-bank-first-business-credit-card\"><a href=\"https:\/\/www.yes.bank.in\/sites\/yesbank\/business-banking\/cards\/credit-cards\/yes-first-business-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>YES Bank First Business Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/YES-Bank-First-Business-Credit-Card.jpg\" alt=\"YES Bank First Business Credit Card\" class=\"wp-image-2679\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/YES-Bank-First-Business-Credit-Card.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/YES-Bank-First-Business-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/YES-Bank-First-Business-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining fee:<\/strong> First year membership charges of Rs 999+ applicable taxes (waived off on spending Rs 20,000 per month)<\/li>\n\n\n\n<li><strong>Annual fee: <\/strong>Rs 999+ taxes (waived off on spending above 3,00,000 annually)<\/li>\n<\/ul>\n\n\n\n<p><strong>Eligibility: <\/strong>To apply for this card, you must be between 21 and 70 years of age. It is available to self-employed individuals, proprietors, and partners of partnership firms. An ITR of minimum \u20b910 lakh is required. If you already hold any YES Bank credit card, you will not be eligible for this card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-business-and-startup-benefits-1\"><strong>Business and startup benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn reward points on regular business spending such as travel bookings, hotels, dining, and car rentals.<\/li>\n\n\n\n<li>8 Reward Points per \u20b9200 on other business spending.<\/li>\n\n\n\n<li>Low foreign currency markup of 1.75% helps reduce costs on international business payments.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-other-features-2\"><strong>Other features:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>6 complimentary international lounge visits a year (outside India) and 2 domestic lounge visits&nbsp;<\/li>\n\n\n\n<li>One complimentary golf lesson per month at select golf courses<\/li>\n\n\n\n<li>16 Reward Points per \u20b9200 spent on select categories like air tickets, hotels, dining, travel and rented vehicles (max 3,000 points per month).<\/li>\n\n\n\n<li>1% fuel surcharge waiver (on fuel purchases between \u20b9400-\u20b95,000)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sbi-platinum-corporate-card\"><a href=\"https:\/\/www.sbicard.com\/en\/corporate\/credit-cards\/travel-entertainment-cards\/sbi-platinum-corporate-card.page\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>SBI Platinum Corporate Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/SBI-Platinum-Corporate-Card-1024x683.jpg\" alt=\"SBI Platinum Corporate Card\" class=\"wp-image-2680\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/SBI-Platinum-Corporate-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/SBI-Platinum-Corporate-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/SBI-Platinum-Corporate-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining fee and annual fee: <\/strong>There is no joining or renewal fee.<\/li>\n\n\n\n<li><strong>Eligibility: <\/strong>To apply for this card, the primary applicant must be an Indian citizen within the age bracket of 21-65 years with a minimum income of Rs 3 lakh.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-business-and-startup-benefits\"><strong>Business and startup benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Helps organisations analyse spending patterns using the Visa IntelliLink spend management tool.<\/li>\n\n\n\n<li>Provides individual and consolidated e-statements with detailed transaction insights.<\/li>\n\n\n\n<li>Offers category-wise expense tracking, which can help businesses negotiate better terms with vendors.<\/li>\n\n\n\n<li>Sends email alerts for approvals, reports, statements, and spending thresholds.<\/li>\n\n\n\n<li>Supports multilayer spend controls, including limits on daily, weekly, and monthly card usage.<\/li>\n\n\n\n<li>Insurance coverage for Corporate-level up to \u20b960 lakh per organisation.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-other-features\"><strong>Other features:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Complimentary access to domestic airport lounges (up to 2 visits per quarter under Visa Lounge Access).<\/li>\n\n\n\n<li>Travel insurance benefits such as air accident cover up to \u20b950 lakh, luggage loss cover up to \u20b975,000 and baggage delay cover up to \u20b97,500.<\/li>\n\n\n\n<li>Passport loss cover up to \u20b912,500 for international travel.<\/li>\n\n\n\n<li>light delay cover up to \u20b915,000.<\/li>\n\n\n\n<li>Lost card liability protection<\/li>\n\n\n\n<li>24\u00d77 customer support<\/li>\n\n\n\n<li>Forex markup up to 3.5%<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also Read: <a href=\"https:\/\/tradebrains.in\/money\/frequent-flyer-get-up-to-16-airport-lounge-visits-annually-with-these-5-debit-cards\/\" target=\"_blank\" rel=\"noreferrer noopener\">Frequent Flyer? Get Up to 16 Airport Lounge Visits Annually With These 5 debit cards<\/a><\/strong><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-indusland-bank-esvarna-corporate-card\"><a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/commercial-cards\/corporate-card.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Indusland Bank eSvarna Corporate Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Indusland-Bank-eSvarna-Corporate-Card-1024x683.jpg\" alt=\"Indusland Bank eSvarna Corporate Card\" class=\"wp-image-2681\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Indusland-Bank-eSvarna-Corporate-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Indusland-Bank-eSvarna-Corporate-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Indusland-Bank-eSvarna-Corporate-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining fee: <\/strong>\u20b90 No joining or renwal fee<\/li>\n<\/ul>\n\n\n\n<p><strong>Eligibility:<\/strong> This card is issued to registered corporate businesses in India. It is designed for companies that need a corporate credit card for business expenses. Exact eligibility details and credit limit are offered by the bank at the time of application.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-business-and-startup-benefits\"><strong>Business and startup benefits:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>It is the first corporate credit card on the RuPay network that allows linking with UPI apps for payments.<\/li>\n\n\n\n<li>Easy download the individual as well as Consolidated e-statements<\/li>\n\n\n\n<li>The ability to make one consolidated payment and take on the responsibility of allocating it to all its employees&#8217; individual cards.<\/li>\n\n\n\n<li>24*7 Customer Service<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-other-features-0\"><strong>Other features:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Complimentary access to 8 domestic and 2 international airport lounges per year.<\/li>\n\n\n\n<li>1% fuel surcharge waiver.<\/li>\n\n\n\n<li>Travel insurance in case of loss of passport, ticket, baggage delay &amp; missing connecting flight.<\/li>\n\n\n\n<li>Lost card liability protection.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tips-to-choose-the-right-card\"><strong>Tips to Choose the Right Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pick a card that is based on your spending requirements<\/li>\n\n\n\n<li>Do not fall for confusing reward points<\/li>\n\n\n\n<li>Make sure the credit limit is enough for your needs<\/li>\n\n\n\n<li>Fees should not feel expensive<\/li>\n\n\n\n<li>Expense tracking should be easy to read<\/li>\n\n\n\n<li>Employee cards should have spending limits<\/li>\n\n\n\n<li>Keep your business and personal spending separate<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-to-sum-up\"><strong>To Sum Up<\/strong><\/h2>\n\n\n\n<p>For startups, money management is not about doing big things right away. It is about handling small, regular expenses without confusion. A business credit card helps with exactly that. It gives founders one place to track business spending and reduces the need to dip into personal funds every time a bill comes up. The right card is simply the card that fits how your business actually spends today and does not add extra pressure. When used normally and paid on time, it just becomes part of running the business, nothing more, nothing less.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Written by Supriya<\/strong><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: Business credit cards are designed to ease constant expenses and bills. This article lists the seven business credit cards for startups that offer maximum benefits to reduce financial stress. In the early stages of a startup, money usually goes out faster than it comes in. Founders often rely on personal savings or personal credit [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2682,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"<!-- wp:paragraph -->\n<p>In the early stages of a startup, money usually goes out faster than it comes in. Founders often rely on personal savings or personal credit cards to run the business. Over time, this creates confusion while tracking expenses and filing taxes.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>A business credit card is simply a credit card meant only for business use. Instead of paying everything from your personal account, you use one card for all business expenses and pay the bill later.&nbsp;<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This makes expenses easier to manage and keeps personal money separate from business money. Some cards also allow you to give cards to team members with fixed limits. Used correctly, a business credit card can make daily work smoother and less stressful.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":1} -->\n<h1 class=\"wp-block-heading\" id=\"h-best-business-credit-cards-for-startups\">Best Business Credit Cards for Startups<\/h1>\n<!-- \/wp:heading -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-quick-comparison-table-for-the-best-business-credit-cards-for-startups\">Quick Comparison Table for The Best Business Credit Cards for Startups<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:table -->\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Card Name<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Key Business Benefits<\/strong><\/td><td><strong>Best For<\/strong><\/td><\/tr><tr><td>HDFC Biz Power Credit Card<\/td><td>\u20b92,500 + taxes<\/td><td>55 days Interest Free Credit PeriodComplimentary international &amp; domestic lounge access<\/td><td>Startups<\/td><\/tr><tr><td>Axis Business Supreme Credit Card<\/td><td>\u20b91,500 + taxes<\/td><td>4 reward points for every \u20b9200 spent on direct marketing, advertising servicesYou can use the card to withdraw cash up to 30% of your credit limit from over 1 million Visa ATMs worldwide<\/td><td>Small businesses<\/td><\/tr><tr><td>ICICI Business Advantage Black Card<\/td><td>\u20b91,500 + taxes<\/td><td>Clear separation of business expenses<\/td><td>Startups<\/td><\/tr><tr><td>YES First Business Credit Card<\/td><td>\u20b9999 + taxes<\/td><td>Low-cost entry into business credit<\/td><td>Dining Business&nbsp; Startups<\/td><\/tr><tr><td>SBI Platinum Corporate Card<\/td><td>Profile-based<\/td><td>Wide acceptance and basic corporate controls<\/td><td>Startups &amp; SMEs<\/td><\/tr><tr><td>Indusland Bank eSvarna Corporate Card<\/td><td>Nil<\/td><td>Access to a personal relationship manager to guide and assist in businessCorporate card on UPI8 domestic &amp; 2 international lounge visits per year<\/td><td>Startups &amp; SMEs<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n\n<!-- wp:paragraph -->\n<p><em>Note: Fees and benefits may change depending on the plan and bank policies.<\/em><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-hdfc-bank-biz-power-credit-card\"><a href=\"https:\/\/www.hdfc.bank.in\/business-credit-cards\/biz-power-credit-card\">HDFC Bank Biz Power Credit Card<\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Joining Fee: <\/strong>\u20b92,500 + applicable taxes<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Annual Fee:<\/strong> \u20b92,500 + applicable taxes (Renewal fee can be waived if you spend \u20b94 lakh annually)<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Eligibility:<\/strong>The applicant must be a self-employed Indian citizens between 21 and 65 years of age with an ITR above \u20b912 lakh.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Business and startup benefits:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Up to 55 days of interest-free credit on business expenses<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>5X Reward Points on select business-related spends such as GST payments, income tax payments, bill payments via PayZapp\/SmartPay, hotel &amp; flight bookings on MMT MyBiz, business tools (e.g., Tally, Office 365, AWS, Google ads).<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>4 Reward Points on business spends for every \u20b9150 spent outside accelerated categories<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:paragraph -->\n<p><strong>Other features:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>5X reward points are available only if you spend \u20b925,000 or more in a statement cycle (capped at 5,000 extra reward points).<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>16 domestic lounge visits and 6 international lounge visits per year with Priority Pass.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Amazon Prime annual membership + 6-month BizPrime subscription on completing one online transaction within 30 days of card issuance.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Convert big business spends into EMIs and get cashback and vouchers via SmartPay.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>The foreign currency markup fee is approximately 3.5% on international transaction.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-axis-bank-business-supreme-credit-card\"><a href=\"https:\/\/www.axis.bank.in\/cards\/commercial-credit-card\/business-supreme-visa-credit-card#feature-benefits\">Axis Bank Business Supreme Credit Card<\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Joining fee and annual fee: <\/strong>Nil<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Eligibility:<\/strong> This card is available for registered businesses including proprietorships and companies. Axis Bank evaluates eligibility based on business profile, credit history, and financials during the application process.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Business and startup benefits:&nbsp;<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Earn 4 Reward Points for every \u20b9200 spent on travel, tours, air tickets and online advertising.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Purchases above \u20b92,500 can be converted into EMIs to help manage cash flow and monthly budgets.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:paragraph -->\n<p><strong>Other features:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>1% fuel surcharge waiver on fuel transaction.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Earn 4 Reward points on every \u20b9200 spend on Tour\/Travel Operators and Domestic airlines.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>On other spends, get 1 reward point for every \u20b9200.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-icici-bank-business-advantage-black-credit-card\"><a href=\"https:\/\/www.icici.bank.in\/business-banking\/cards\/business-credit-card\/business-advantage-black-card\">ICICI Bank Business Advantage Black Credit Card<\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Joining fee : <\/strong>\u20b91,500 + GST<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Annual fee: <\/strong>\u20b91,000 + GST<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Eligibility: <\/strong>This card is solely meant for corporate or partnerships. The business should have been operational for at least 3 years. The applicant must meet the minimum net profit and turnover threshold set by the bank.&nbsp;<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The approval requires a good credit score, the documents such as business registration certificates, profit and loss statements, and tax returns.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Business and startup benefits:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>You can earn 1% cashback on various business expenses including air travel, professional services and car rentals on spending above Rs 75000<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Contactless Payment in up to 48 countries in the world<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:paragraph -->\n<p><strong>Other features:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Complimentary access to selected airport lounges, 2 visit per quarter<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Air accident cover of up to \u20b9 75 lakhs<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Get a minimum discount of 15% on dining around 2500+ hotels via ICICI Bank Culinary Treats Programme.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-yes-bank-first-business-credit-card\"><a href=\"https:\/\/www.yes.bank.in\/sites\/yesbank\/business-banking\/cards\/credit-cards\/yes-first-business-card\">YES Bank First Business Credit Card<\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Joining fee:<\/strong> First year membership charges of Rs 999+ applicable taxes (waived off on spending Rs 20,000 per month)<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Annual fee: <\/strong>Rs 999+ taxes (waived off on spending above 3,00,000 annually)<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Eligibility: <\/strong>To apply for this card, you must be between 21 and 70 years of age. It is available to self-employed individuals, proprietors, and partners of partnership firms. An ITR of minimum \u20b910 lakh is required. If you already hold any YES Bank credit card, you will not be eligible for this card.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Business and startup benefits:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Earn reward points on regular business spending such as travel bookings, hotels, dining, and car rentals.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>8 Reward Points per \u20b9200 on other business spending.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Low foreign currency markup of 1.75% helps reduce costs on international business payments.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:paragraph -->\n<p><strong>Other features:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>6 complimentary international lounge visits a year (outside India) and 2 domestic lounge visits\u00a0<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>One complimentary golf lesson per month at select golf courses<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>16 Reward Points per \u20b9200 spent on select categories like air tickets, hotels, dining, travel and rented vehicles (max 3,000 points per month).<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1% fuel surcharge waiver (on fuel purchases between \u20b9400-\u20b95,000)<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-sbi-platinum-corporate-card\"><a href=\"https:\/\/www.sbicard.com\/en\/corporate\/credit-cards\/travel-entertainment-cards\/sbi-platinum-corporate-card.page\">SBI Platinum Corporate Card<\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Joining fee and annual fee: <\/strong>There is no joining or renewal fee.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Eligibility: <\/strong>To apply for this card, the primary applicant must be an Indian citizen within the age bracket of 21-65 years with a minimum income of Rs 3 lakh.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Business and startup benefits:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Helps organisations analyse spending patterns using the Visa IntelliLink spend management tool.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Provides individual and consolidated e-statements with detailed transaction insights.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Offers category-wise expense tracking, which can help businesses negotiate better terms with vendors.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Sends email alerts for approvals, reports, statements, and spending thresholds.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Supports multilayer spend controls, including limits on daily, weekly, and monthly card usage.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Insurance coverage for Corporate-level up to \u20b960 lakh per organisation.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3,\"fontSize\":\"medium\"} -->\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-other-features\"><strong>Other features:<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Complimentary access to domestic airport lounges (up to 2 visits per quarter under Visa Lounge Access).<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Travel insurance benefits such as air accident cover up to \u20b950 lakh, luggage loss cover up to \u20b975,000 and baggage delay cover up to \u20b97,500.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Passport loss cover up to \u20b912,500 for international travel.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>light delay cover up to \u20b915,000.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Lost card liability protection<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>24\u00d77 customer support<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Forex markup up to 3.5%<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-indusland-bank-esvarna-corporate-card\"><a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/commercial-cards\/corporate-card.html\">Indusland Bank eSvarna Corporate Card<\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Joining fee: <\/strong>\u20b90 No joining or renwal fee<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Eligibility:<\/strong> This card is issued to registered corporate businesses in India. It is designed for companies that need a corporate credit card for business expenses. Exact eligibility details and credit limit are offered by the bank at the time of application.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Business and startup benefits:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>It is the first corporate credit card on the RuPay network that allows linking with UPI apps for payments.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Easy download the individual as well as Consolidated e-statements<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>The ability to make one consolidated payment and take on the responsibility of allocating it to all its employees' individual cards.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>24*7 Customer Service<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:paragraph -->\n<p><strong>Other features:<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Complimentary access to 8 domestic and 2 international airport lounges per year.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1% fuel surcharge waiver.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Travel insurance in case of loss of passport, ticket, baggage delay &amp; missing connecting flight.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Lost card liability protection.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-tips-to-choose-the-right-card\">Tips to Choose the Right Card<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Pick a card that is based on your spending requirements<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Do not fall for confusing reward points<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Make sure the credit limit is enough for your needs<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Fees should not feel expensive<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Expense tracking should be easy to read<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Employee cards should have spending limits<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Keep your business and personal spending separate<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-to-sum-up\">To Sum Up<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>For startups, money management is not about doing big things right away. It is about handling small, regular expenses without confusion. A business credit card helps with exactly that. It gives founders one place to track business spending and reduces the need to dip into personal funds every time a bill comes up. The right card is simply the card that fits how your business actually spends today and does not add extra pressure. When used normally and paid on time, it just becomes part of running the business, nothing more, nothing less.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><!-- wp:paragraph -->\n<p><strong>Written by Supriya<\/strong><\/p>\n<!-- \/wp:paragraph --><\/blockquote>\n<!-- \/wp:quote -->","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[185,651,645,19],"ppma_author":[1013],"class_list":["post-2667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-best-credit-cards","tag-credit-card","tag-credit-card-news","tag-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>6 Best Business Credit Cards to Handle Startup Expenses (2026)<\/title>\n<meta name=\"description\" content=\"Business credit cards are designed to ease constant expenses and bills. 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