{"id":2877,"date":"2026-01-04T18:30:00","date_gmt":"2026-01-04T13:00:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=2877"},"modified":"2026-01-02T10:18:40","modified_gmt":"2026-01-02T04:48:40","slug":"7-lifetime-free-and-low-fee-travel-credit-cards-for-best-rewards-and-lounge-access-2026","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/7-lifetime-free-and-low-fee-travel-credit-cards-for-best-rewards-and-lounge-access-2026\/","title":{"rendered":"7 Lifetime Free and Low Fee Travel Credit Cards for Best Rewards and Lounge Access (2026)"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong><em>Synopsis: <\/em><\/strong><em>This complete list of travel credit cards features low fees with high rewards and covers everything from secured cards to air and rail travel benefits. These picks are perfect for building credit while saving on your next getaway or journey home.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>In India, currency conversion charges and airport service fees can sometimes inflate travel budgets by 4-5%. In such a situation adoption of a low-fee travel card is a wise choice for financial safety. The cards in this list come with a manageable fee structure or spend-waiver conditions that allow travelers to access a bunch of rewards and a layer of protection.&nbsp;<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1235405095\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<p>This compilation of cards has a combination of very low annual\/joining fees, unsecured cards, to secured fixed-deposit based cards. This mix made sure that there are enough options to choose from.&nbsp;<\/p>\n\n\n\n<p>The choice of low fees does not always have to be about budget, but rather benefits that significantly de-risk their international and domestic journeys without committing to a hefty annual fee or memberships.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-7-standard-chartered-easemytrip-credit-card\"><strong>7. <\/strong><a href=\"https:\/\/www.sc.com\/in\/credit-cards\/easemytrip-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Standard Chartered EaseMyTrip Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"880\" height=\"587\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/standard-chartered-easemytrip-credit-card-1-edited.jpg\" alt=\"Standard Chartered EaseMyTrip Credit Card\" class=\"wp-image-2882\" style=\"width:400px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/standard-chartered-easemytrip-credit-card-1-edited.jpg 880w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/standard-chartered-easemytrip-credit-card-1-edited-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 880px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees: <\/strong>\u20b9350+ taxes<\/li>\n\n\n\n<li><strong>Annual Fees:<\/strong> \u20b9350+ taxes<\/li>\n\n\n\n<li><strong>Annual Fee Waiver: <\/strong>Waiveable on an annual spend of \u20b950,000 or more.<\/li>\n\n\n\n<li><strong>Card Type: <\/strong>Travel Co-branded Credit Card (Visa)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Flat 10% instant discount on domestic and international flight bookings via EaseMyTrip.<\/li>\n\n\n\n<li>Flat 20% instant discount on domestic and international hotel bookings via EaseMyTrip.<\/li>\n\n\n\n<li>2 complimentary domestic lounge visit per calendar Year<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-6-irctc-sbi-platinum-card\"><strong>6. <\/strong><a href=\"https:\/\/www.sbicard.com\/en\/personal\/credit-cards\/travel\/irctc-sbi-platinum-card.page\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>IRCTC SBI Platinum Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IRCTC-SBI-Platinum-Credit-Card.jpg\" alt=\"IRCTC SBI Platinum Credit Card\" class=\"wp-image-2225\" style=\"width:400px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IRCTC-SBI-Platinum-Credit-Card.jpg 750w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IRCTC-SBI-Platinum-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 750px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees: <\/strong>\u20b9500+ taxes<\/li>\n\n\n\n<li><strong>Annual Fees: <\/strong>\u20b9500+ taxes<\/li>\n\n\n\n<li><strong>Card Type: <\/strong>Railway Co-branded Credit Card (RuPay\/Visa)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-0\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to 10% value back as reward points on AC1, AC2, AC3, and AC CC tickets booked via the IRCTC website.<\/li>\n\n\n\n<li>1% transaction fee waiver on all railway ticket bookings via IRCTC.<\/li>\n\n\n\n<li>4 complimentary railway lounge access visits per year (1 per quarter).<\/li>\n\n\n\n<li>1% fuel surcharge waiver on a transaction between \u20b9500 to \u20b93,000.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-5-makemytrip-icici-bank-platinum-credit-card\"><strong>5. <\/strong><a href=\"https:\/\/www.icici.bank.in\/personal-banking\/cards\/credit-card\/makemytrip\/platinum-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>MakeMyTrip ICICI Bank Platinum Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/MakeMyTrip-ICICI-Bank-Platinum-Credit-Card-1024x683.jpg\" alt=\"MakeMyTrip ICICI Bank Platinum Credit Card\" class=\"wp-image-2885\" style=\"width:400px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/MakeMyTrip-ICICI-Bank-Platinum-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/MakeMyTrip-ICICI-Bank-Platinum-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/MakeMyTrip-ICICI-Bank-Platinum-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees: <\/strong>\u20b9500+ taxes<\/li>\n\n\n\n<li><strong>Annual Fees: <\/strong>Nil (Lifetime Free)<\/li>\n\n\n\n<li><strong>Card Type: <\/strong>Travel Co-branded Credit card (Mastercard\/Visa)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-1\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20b9500 My Cash and a MakeMyTrip holiday voucher worth \u20b93,000 as welcome bonus<\/li>\n\n\n\n<li>1 domestic airport lounge access per quarter (upon spending \u20b975,000 in the previous quarter).<\/li>\n\n\n\n<li>1 railway lounge access in a quarter to participating lounges<\/li>\n\n\n\n<li>1% fuel surcharge waiver on all the fuel purchase between \u20b9400 to \u20b94,000 at HPCL&nbsp;<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-also-read-who-is-leading-india-s-credit-card-market-in-2025-a-bank-wise-share-breakdown\"><strong>Also read: <a href=\"https:\/\/tradebrains.in\/money\/who-is-leading-indias-credit-card-market-in-2025-a-bank-wise-share-breakdown\/\" target=\"_blank\" rel=\"noreferrer noopener\">Who is Leading India\u2019s Credit Card Market in 2025? A Bank-Wise Share Breakdown<\/a><\/strong><\/h4>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-4-niyo-sbm-credit-card\"><strong>4. <\/strong><a href=\"https:\/\/campaigns.goniyo.com\/niyoexpress\/?utm_source=googleads&amp;utm_medium=cpc&amp;utm_campaign=SB_Google_Search_NiyoGlobal_Brand-Niyo_Express_MetroCities(DMPBC)_June2025&amp;gad_source=1&amp;gad_campaignid=22682246351&amp;gbraid=0AAAAApBy3h54444XkpDeR8-5pc87CHJXs&amp;gclid=CjwKCAiAjc7KBhBvEiwAE2BDOVemqEKZQt9JqUbqHfVcuUd1cjXJxt8u-MCGrS6RSm-XZwXIx3vrBRoCvhkQAvD_BwE\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Niyo SBM Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"413\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Niyo-SBM-Global-Credit-Card-.jpg\" alt=\"Niyo SBM Global Credit Card\u00a0\" class=\"wp-image-2438\" style=\"width:400px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Niyo-SBM-Global-Credit-Card-.jpg 600w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Niyo-SBM-Global-Credit-Card--480x330.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 600px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees: <\/strong>Nil<\/li>\n\n\n\n<li><strong>Annual Fees:<\/strong> Nil (Lifetime Free)<\/li>\n\n\n\n<li><strong>Card Type: <\/strong>Secured Travel Credit Card (Visa Signature)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-2\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Secured against a Fixed Deposit (FD) thus, credit limit is based on the deposit.&nbsp;<\/li>\n\n\n\n<li>7.5 % interest per annum for cardholders FD amount (T&amp;C according to bank)<\/li>\n\n\n\n<li>0 Forex Markup Fee<\/li>\n\n\n\n<li>Free ATM withdrawal abroad (fee is reversed as Niyo coins)<\/li>\n\n\n\n<li>Real-time in-app currency converter and ATM locator.<\/li>\n\n\n\n<li>10% Niyo Coins on domestic travel spends<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-3-idfc-first-wow-credit-card\"><strong>3. <\/strong><a href=\"https:\/\/www.idfcfirst.bank.in\/credit-card\/ntb-diy\/secure-card-standalone?utm_source=google&amp;utm_medium=Brand_Exact&amp;utm_campaign=CC_Perf_FIRST_WOW_Brand&amp;gclsrc=aw.ds&amp;&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=CC_Perf_FIRST_WOW_Brand&amp;adgroup=178530493332&amp;utm_term=idfc%20first%20wow%20credit%20card&amp;utm_content=728742213743&amp;network=g&amp;gad_source=1&amp;gad_campaignid=22116914794&amp;gbraid=0AAAAABIbNo7h2xcFFm58ttgkhpEVLu8dx&amp;gclid=CjwKCAiAjc7KBhBvEiwAE2BDOdZJnQXGnWwBF7U-xM-7sg9hhrYdhiv8DtDfH4PL1ltBeB9IES973xoCdV8QAvD_BwE\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>IDFC FIRST WOW! Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IDFC-FIRST-WOW-Credit-Card-1024x683.jpg\" alt=\"IDFC FIRST WOW! Credit Card\" class=\"wp-image-2887\" style=\"width:400px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IDFC-FIRST-WOW-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IDFC-FIRST-WOW-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IDFC-FIRST-WOW-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees: <\/strong>Nil<\/li>\n\n\n\n<li><strong>Annual Fees:<\/strong> Nil (Lifetime Free)<\/li>\n\n\n\n<li><strong>Card Type: <\/strong>Secured Travel Credit Card (Visa Infinite)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-3\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>0 Forex Markup<\/li>\n\n\n\n<li>0% interest on ATM cash withdrawals for up to 45 days.<\/li>\n\n\n\n<li>1X reward points on all spends (points never expire).<\/li>\n\n\n\n<li>Fixed Deposit backed card and interest for amount starts at 6.3% p.a<\/li>\n\n\n\n<li>Personal Accident cover of up to \u20b92,00,000<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-2-ixigo-au-credit-card\"><strong>2. <\/strong><a href=\"https:\/\/www.au.bank.in\/personal-banking\/credit-cards\/ixigo-au-travel-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Ixigo AU Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Ixigo-AU-Credit-Card-1-1024x683.jpg\" alt=\" Ixigo AU Credit Card\" class=\"wp-image-2888\" style=\"width:400px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Ixigo-AU-Credit-Card-1-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Ixigo-AU-Credit-Card-1-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Ixigo-AU-Credit-Card-1-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees:<\/strong> NIL (Lifetime Free;currently in promotions)<\/li>\n\n\n\n<li><strong>Annual Fees: <\/strong>NIL (Lifetime Free;currently in promotions)<\/li>\n\n\n\n<li><strong>Card Type: Travel Co-branded Credit Card (Visa)<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-4\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>0 Forex Markup<\/li>\n\n\n\n<li>10% discount instantly on flights booking via Ixigo (capped at \u20b91,000)<\/li>\n\n\n\n<li>10% off on bus bookings made through the Ixigo app. (capped at \u20b9300)<\/li>\n\n\n\n<li>10% off on Hotel Bookings through Ixigo(capped at \u20b91,000)<\/li>\n\n\n\n<li>1 international lounge access per year as complimentary feature<\/li>\n\n\n\n<li>2 domestic airport lounge access per quarter on spend of \u20b920,000 in previous quarter<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-1-scapia-federal-bank-credit-card\"><strong>1. <\/strong><a href=\"https:\/\/www.federal.bank.in\/scapia\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Scapia Federal Bank Credit Card<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-1-1024x683.jpg\" alt=\"Scapia Federal Bank Credit Card\" class=\"wp-image-2277\" style=\"width:400px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-1-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-1-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-1-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees: Nil<\/strong><\/li>\n\n\n\n<li><strong>Annual Fees: Nil (Lifetime Free)<\/strong><\/li>\n\n\n\n<li><strong>Card Type: International Travel Credit Card (Visa)<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-5\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>0 forex markup on all international transactions.<\/li>\n\n\n\n<li>Access to unlimited domestic lounge upon spending \u20b910,000 in a calendar month.<\/li>\n\n\n\n<li>20% reward as Scapia Coins on every travel booking made via Scapia app<\/li>\n\n\n\n<li>10% return on eligible online and offline store purchases<\/li>\n\n\n\n<li>5 Scapia coins =&nbsp; \u20b91<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-concluding-words\"><strong>Concluding Words<\/strong><\/h2>\n\n\n\n<p>The choice of the best travel card might seem confusing, but it is worth noting that every applicant\u2019s need for reward structure is different. Thus, a one-card fit-all approach feels outdated now. These new generation cards come with unique features that set each of them apart. <\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2215676517\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<p>In the maze of credit cards, remember to check every reward and benefit before applying to make sure you don&#8217;t miss out on the maximum offerings by the respective bank.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Written by Kenbi Riba<\/strong><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: This complete list of travel credit cards features low fees with high rewards and covers everything from secured cards to air and rail travel benefits. These picks are perfect for building credit while saving on your next getaway or journey home. In India, currency conversion charges and airport service fees can sometimes inflate travel [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2879,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><!-- wp:paragraph -->\n<p><strong><em>Synopsis: <\/em><\/strong><em>This complete list of travel credit cards features low fees with high rewards and covers everything from secured cards to air and rail travel benefits. These picks are perfect for building credit while saving on your next getaway or journey home.<\/em><\/p>\n<!-- \/wp:paragraph --><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:paragraph -->\n<p>In India, currency conversion charges and airport service fees can sometimes inflate travel budgets by 4-5%. In such a situation adoption of a low-fee travel card is a wise choice for financial safety. The cards in this list come with a manageable fee structure or spend-waiver conditions that allow travelers to access a bunch of rewards and a layer of protection.&nbsp;<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This compilation of cards has a combination of very low annual\/joining fees, unsecured cards, to secured fixed-deposit based cards. This mix made sure that there are enough options to choose from.&nbsp;<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The choice of low fees does not always have to be about budget, but rather benefits that significantly de-risk their international and domestic journeys without committing to a hefty annual fee or memberships.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"fontSize\":\"medium\"} -->\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-7-standard-chartered-easemytrip-credit-card\"><strong>7. <\/strong><a href=\"https:\/\/www.sc.com\/in\/credit-cards\/easemytrip-credit-card\/\"><strong>Standard Chartered EaseMyTrip Credit Card<\/strong><\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:image {\"id\":2882,\"width\":\"400px\",\"sizeSlug\":\"large\",\"linkDestination\":\"none\",\"align\":\"center\"} -->\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/standard-chartered-easemytrip-credit-card-1-edited.jpg\" alt=\"Standard Chartered EaseMyTrip Credit Card\" class=\"wp-image-2882\" style=\"width:400px\"\/><\/figure>\n<!-- \/wp:image -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Joining Fees: <\/strong>\u20b9350+ taxes<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Annual Fees:<\/strong> \u20b9350+ taxes<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Annual Fee Waiver: <\/strong>Waiveable on an annual spend of \u20b950,000 or more.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Card Type: <\/strong>Travel Co-branded Credit Card (Visa)<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3,\"fontSize\":\"medium\"} -->\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Flat 10% instant discount on domestic and international flight bookings via EaseMyTrip.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Flat 20% instant discount on domestic and international hotel bookings via EaseMyTrip.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>2 complimentary domestic lounge visit per calendar Year<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"fontSize\":\"medium\"} -->\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-6-irctc-sbi-platinum-card\"><strong>6. <\/strong><a href=\"https:\/\/www.sbicard.com\/en\/personal\/credit-cards\/travel\/irctc-sbi-platinum-card.page\"><strong>IRCTC SBI Platinum Card<\/strong><\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:image {\"id\":2884,\"width\":\"400px\",\"sizeSlug\":\"large\",\"linkDestination\":\"none\",\"align\":\"center\"} -->\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IRCTC-SBI-Platinum-Card-edited.jpg\" alt=\"IRCTC SBI Platinum Card\" class=\"wp-image-2884\" style=\"width:400px\"\/><\/figure>\n<!-- \/wp:image -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Joining Fees: <\/strong>\u20b9500+ taxes<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Annual Fees: <\/strong>\u20b9500+ taxes<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Card Type: <\/strong>Railway Co-branded Credit Card (RuPay\/Visa)<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3,\"fontSize\":\"medium\"} -->\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-0\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Up to 10% value back as reward points on AC1, AC2, AC3, and AC CC tickets booked via the IRCTC website.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1% transaction fee waiver on all railway ticket bookings via IRCTC.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>4 complimentary railway lounge access visits per year (1 per quarter).<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1% fuel surcharge waiver on a transaction between \u20b9500 to \u20b93,000.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"fontSize\":\"medium\"} -->\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-5-makemytrip-icici-bank-platinum-credit-card\"><strong>5. <\/strong><a href=\"https:\/\/www.icici.bank.in\/personal-banking\/cards\/credit-card\/makemytrip\/platinum-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>MakeMyTrip ICICI Bank Platinum Credit Card<\/strong><\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:image {\"id\":2885,\"width\":\"400px\",\"sizeSlug\":\"large\",\"linkDestination\":\"none\",\"align\":\"center\"} -->\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/MakeMyTrip-ICICI-Bank-Platinum-Credit-Card-1024x683.jpg\" alt=\"MakeMyTrip ICICI Bank Platinum Credit Card\" class=\"wp-image-2885\" style=\"width:400px\"\/><\/figure>\n<!-- \/wp:image -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Joining Fees: <\/strong>\u20b9500+ taxes<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Annual Fees: <\/strong>Nil (Lifetime Free)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Card Type: <\/strong>Travel Co-branded Credit card (Mastercard\/Visa)<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3,\"fontSize\":\"medium\"} -->\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-1\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>\u20b9500 My Cash and a MakeMyTrip holiday voucher worth \u20b93,000 as welcome bonus<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1 domestic airport lounge access per quarter (upon spending \u20b975,000 in the previous quarter).<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1 railway lounge access in a quarter to participating lounges<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1% fuel surcharge waiver on all the fuel purchase between \u20b9400 to \u20b94,000 at HPCL&nbsp;<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\" id=\"h-also-read-who-is-leading-india-s-credit-card-market-in-2025-a-bank-wise-share-breakdown\"><strong>Also read: <a href=\"https:\/\/tradebrains.in\/money\/who-is-leading-indias-credit-card-market-in-2025-a-bank-wise-share-breakdown\/\" target=\"_blank\" rel=\"noreferrer noopener\">Who is Leading India\u2019s Credit Card Market in 2025? A Bank-Wise Share Breakdown<\/a><\/strong><\/h4>\n<!-- \/wp:heading --><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading {\"fontSize\":\"medium\"} -->\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-4-niyo-sbm-credit-card\"><strong>4. <\/strong><a href=\"https:\/\/campaigns.goniyo.com\/niyoexpress\/?utm_source=googleads&amp;utm_medium=cpc&amp;utm_campaign=SB_Google_Search_NiyoGlobal_Brand-Niyo_Express_MetroCities(DMPBC)_June2025&amp;gad_source=1&amp;gad_campaignid=22682246351&amp;gbraid=0AAAAApBy3h54444XkpDeR8-5pc87CHJXs&amp;gclid=CjwKCAiAjc7KBhBvEiwAE2BDOVemqEKZQt9JqUbqHfVcuUd1cjXJxt8u-MCGrS6RSm-XZwXIx3vrBRoCvhkQAvD_BwE\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Niyo SBM Credit Card<\/strong><\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:image {\"id\":2886,\"width\":\"400px\",\"sizeSlug\":\"large\",\"linkDestination\":\"none\",\"align\":\"center\"} -->\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Niyo-SBM-Credit-Card-1024x683.jpg\" alt=\"Niyo SBM Credit Card\" class=\"wp-image-2886\" style=\"width:400px\"\/><\/figure>\n<!-- \/wp:image -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Joining Fees: <\/strong>Nil<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Annual Fees:<\/strong> Nil (Lifetime Free)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Card Type: <\/strong>Secured Travel Credit Card (Visa Signature)<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3,\"fontSize\":\"medium\"} -->\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-2\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Secured against a Fixed Deposit (FD) thus, credit limit is based on the deposit.&nbsp;<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>7.5 % interest per annum for cardholders FD amount (T&amp;C according to bank)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>0 Forex Markup Fee<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Free ATM withdrawal abroad (fee is reversed as Niyo coins)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Real-time in-app currency converter and ATM locator.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>10% Niyo Coins on domestic travel spends<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"fontSize\":\"medium\"} -->\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-3-idfc-first-wow-credit-card\"><strong>3. <\/strong><a href=\"https:\/\/www.idfcfirst.bank.in\/credit-card\/ntb-diy\/secure-card-standalone?utm_source=google&amp;utm_medium=Brand_Exact&amp;utm_campaign=CC_Perf_FIRST_WOW_Brand&amp;gclsrc=aw.ds&amp;&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=CC_Perf_FIRST_WOW_Brand&amp;adgroup=178530493332&amp;utm_term=idfc%20first%20wow%20credit%20card&amp;utm_content=728742213743&amp;network=g&amp;gad_source=1&amp;gad_campaignid=22116914794&amp;gbraid=0AAAAABIbNo7h2xcFFm58ttgkhpEVLu8dx&amp;gclid=CjwKCAiAjc7KBhBvEiwAE2BDOdZJnQXGnWwBF7U-xM-7sg9hhrYdhiv8DtDfH4PL1ltBeB9IES973xoCdV8QAvD_BwE\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>IDFC FIRST WOW! Credit Card<\/strong><\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:image {\"id\":2887,\"width\":\"400px\",\"sizeSlug\":\"large\",\"linkDestination\":\"none\",\"align\":\"center\"} -->\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IDFC-FIRST-WOW-Credit-Card-1024x683.jpg\" alt=\"IDFC FIRST WOW! Credit Card\" class=\"wp-image-2887\" style=\"width:400px\"\/><\/figure>\n<!-- \/wp:image -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Joining Fees: <\/strong>Nil<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Annual Fees:<\/strong> Nil (Lifetime Free)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Card Type: <\/strong>Secured Travel Credit Card (Visa Infinite)<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3,\"fontSize\":\"medium\"} -->\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-3\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>0 Forex Markup<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>0% interest on ATM cash withdrawals for up to 45 days.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1X reward points on all spends (points never expire).<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Fixed Deposit backed card and interest for amount starts at 6.3% p.a<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Personal Accident cover of up to \u20b92,00,000<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"fontSize\":\"medium\"} -->\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-2-ixigo-au-credit-card\"><strong>2. <\/strong><a href=\"https:\/\/www.au.bank.in\/personal-banking\/credit-cards\/ixigo-au-travel-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Ixigo AU Credit Card<\/strong><\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:image {\"id\":2888,\"width\":\"400px\",\"sizeSlug\":\"large\",\"linkDestination\":\"none\",\"align\":\"center\"} -->\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Ixigo-AU-Credit-Card-1-1024x683.jpg\" alt=\" Ixigo AU Credit Card\" class=\"wp-image-2888\" style=\"width:400px\"\/><\/figure>\n<!-- \/wp:image -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Joining Fees:<\/strong> NIL (Lifetime Free;currently in promotions)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Annual Fees: <\/strong>NIL (Lifetime Free;currently in promotions)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Card Type: Travel Co-branded Credit Card (Visa)<\/strong><\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3,\"fontSize\":\"medium\"} -->\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-4\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>0 Forex Markup<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>10% discount instantly on flights booking via Ixigo (capped at \u20b91,000)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>10% off on bus bookings made through the Ixigo app. (capped at \u20b9300)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>10% off on Hotel Bookings through Ixigo(capped at \u20b91,000)<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>1 international lounge access per year as complimentary feature<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>2 domestic airport lounge access per quarter on spend of \u20b920,000 in previous quarter<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"fontSize\":\"medium\"} -->\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-1-scapia-federal-bank-credit-card\"><strong>1. <\/strong><a href=\"https:\/\/www.federal.bank.in\/scapia\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Scapia Federal Bank Credit Card<\/strong><\/a><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:image {\"id\":2277,\"width\":\"400px\",\"sizeSlug\":\"large\",\"linkDestination\":\"none\",\"align\":\"center\"} -->\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-1-1024x683.jpg\" alt=\"Scapia Federal Bank Credit Card\" class=\"wp-image-2277\" style=\"width:400px\"\/><\/figure>\n<!-- \/wp:image -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Joining Fees: Nil<\/strong><\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Annual Fees: Nil (Lifetime Free)<\/strong><\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Card Type: International Travel Credit Card (Visa)<\/strong><\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3,\"fontSize\":\"medium\"} -->\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-is-it-best-for-travel-5\"><strong>Why is it Best For Travel:<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>0 forex markup on all international transactions.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Access to unlimited domestic lounge upon spending \u20b910,000 in a calendar month.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>20% reward as Scapia Coins on every travel booking made via Scapia app<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>10% return on eligible online and offline store purchases<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>5 Scapia coins =&nbsp; \u20b91<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"fontSize\":\"medium\"} -->\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-concluding-words\"><strong>Concluding Words<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The choice of the best travel card might seem confusing, but it is worth noting that every applicant\u2019s need for reward structure is different. Thus, a one-card fit-all approach feels outdated now. These new generation cards come with unique features that set each of them apart. <\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>In the maze of credit cards, remember to check every reward and benefit before applying to make sure you don't miss out on the maximum offerings by the respective bank.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><!-- wp:paragraph -->\n<p><strong>Written by Kenbi Riba<\/strong><\/p>\n<!-- \/wp:paragraph --><\/blockquote>\n<!-- \/wp:quote -->","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[185,651,645,19],"ppma_author":[1013],"class_list":["post-2877","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-best-credit-cards","tag-credit-card","tag-credit-card-news","tag-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 Lifetime Free and Low Fee Travel Credit Cards for Best Rewards and Lounge Access (2026)<\/title>\n<meta name=\"description\" content=\"In India, currency conversion charges and airport service fees can sometimes inflate travel budgets by 4-5%. 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