{"id":3054,"date":"2026-01-05T20:10:00","date_gmt":"2026-01-05T14:40:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=3054"},"modified":"2026-01-05T12:36:24","modified_gmt":"2026-01-05T07:06:24","slug":"idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/","title":{"rendered":"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis: <\/strong><em>The IDFC FIRST Select is a lifetime free credit card that offers premium rewards, low forex markup, and complimentary lounge access. It is best suited for users who want to increase points through a 10X reward structure on purchases without any annual fees.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>The IDFC FIRST Select Credit Card is a Lifetime Free special offering from IDFC Bank. The premium features like accelerated rewards, complimentary lounge access and reward points on bill payments make it a one of the must have financial asset.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2668086279\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<p>This card is a good fit for those who want rewards in most of their transactions. Check the card review below to learn everything about this card and all the unique features it comes with.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-idfc-first-select-credit-card\"><a href=\"https:\/\/www.idfcfirst.bank.in\/credit-card\/select\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>IDFC First Select Credit Card<\/strong><\/a><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining fee:<\/strong> Nil (Lifetime Free)<\/li>\n\n\n\n<li><strong>Annual fee:<\/strong> Nil (Lifetime Free)<\/li>\n\n\n\n<li><strong>Card Type:<\/strong> Reward card\u00a0<\/li>\n\n\n\n<li><strong>Best Suited for:<\/strong> Online shopping and domestic travel<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fees-amp-charges\"><strong>Fees &amp; Charges<\/strong><\/h3>\n\n\n\n<p>According to many card reviews, this card is known for having some of the most competitive interest rates and low transaction fees in the Indian market.<\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2203319858\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong><\/strong><strong>Details<\/strong><\/td><\/tr><tr><td>Interest rate (APR)<\/td><td>0.75% &#8211; 3.65% per month&nbsp;<\/td><\/tr><tr><td>Late payment fee<\/td><td>15% of the unpaid dues&nbsp;(Min: \u20b9100; Max: \u20b91,300)<\/td><\/tr><tr><td>Cash withdrawal fee<\/td><td>\u20b9199 per transaction (Interest-free for up to 48 days)<\/td><\/tr><tr><td>Foreign currency markup<\/td><td>1.99% + applicable taxes<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-reward-points-amp-redemption-process\"><strong>Reward Points &amp; Redemption Process<\/strong><\/h3>\n\n\n\n<p>The reward system is based on a 1X unit. Where 1X equate to 1 Reward Point (\u20b9150 spent)<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2724592810\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3X Points on all spends (up to \u20b920,000 monthly spend).<\/li>\n\n\n\n<li>10X Points on incremental spends above \u20b920,000 in a billing cycle.<\/li>\n\n\n\n<li>10X Points on all spends made on your Birthday.<\/li>\n\n\n\n<li>1X Points on Utility and Insurance payments.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em><strong>Note: <\/strong>The reward points structure exempt these categories &#8211; Fuel, EMI, Cash withdrawals, or Rent payments.\u00a0<\/em><\/p>\n<\/blockquote>\n\n\n\n<p><strong>Example:&nbsp;<\/strong><\/p>\n\n\n\n<p>For instance, you spent a total of \u20b930,000 in a month.<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3456545441\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<p>\u20b910,000 spent on online purchases that earned 6X reward points<\/p>\n\n\n\n<p>\u20b910,000 of offline spending earns 3X reward points<\/p>\n\n\n\n<p>The remaining \u20b910,000 earns 10X reward points, no matter where you spend it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-redemption-process\"><strong>Redemption Process<\/strong><\/h3>\n\n\n\n<p><em>1 Reward Point = \u20b90.25.<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rewards points are credited to account after statement is generated<\/li>\n\n\n\n<li>It can also be tracked with the IDFC FIRST Mobile App.<\/li>\n\n\n\n<li>Points can be redeemed for gift vouchers and products in the rewards catalog<\/li>\n\n\n\n<li>These points do not expire.<\/li>\n\n\n\n<li>\u20b999 + taxes are applicable per redemption transaction.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also Read: <a href=\"https:\/\/tradebrains.in\/money\/rbl-bank-paisabazaar-duet-plus-credit-card-cashback-rewards-and-detailed-review-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">RBL Bank Paisabazaar Duet Plus Credit Card: Cashback, Rewards and Detailed Review (2026)<\/a><\/strong><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-benefits-amp-perks\"><strong>Benefits &amp; Perks<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2 domestic lounge access per quarter (min spend of \u20b920,000 in the previous calendar month).<\/li>\n\n\n\n<li>4 railway lounge access as complimentary per quarter.<\/li>\n\n\n\n<li>Movie ticket Buy One Get One (BOGO) offer on the Zomato-owned District app (up to \u20b9125 off) twice a month.<\/li>\n\n\n\n<li>Roadside Assistance as Complimentary 24\/7 worth \u20b91,399.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance-cover\"><strong>Insurance Cover<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Air Accident Cover of \u20b91 Crore.<\/li>\n\n\n\n<li>Personal Accident Cover of \u20b95 Lakhs.<\/li>\n\n\n\n<li>Lost Card Liability up to \u20b950,000.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-milestone-benefits\"><strong>Milestone Benefits<\/strong><\/h3>\n\n\n\n<p><em>\u20b920,000 monthly spend threshold unlocks:<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10X Reward Points on all further spending.<\/li>\n\n\n\n<li>Lounge Access eligibility for the following month.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-should-get-this-card\"><strong>Who Should Get This Card?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Those who prefer lifetime free premium credit card<\/li>\n\n\n\n<li>People who spend a significant amount on shopping and online transactions\u00a0<\/li>\n\n\n\n<li>It is also suitable for those who want to have a card review of IDFC bank or are new to the bank<\/li>\n\n\n\n<li>Best for people who travel frequently<\/li>\n\n\n\n<li>Those who prefer reward points that do not expire.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-concluding-words\"><strong>Concluding Words<\/strong><\/h2>\n\n\n\n<p>The IDFC First Select Credit Card remains one of the strongest credit cards in the Indian market for 2026. This comprehensive card review makes you familiar with all the great features it comes with.&nbsp;<\/p>\n\n\n\n<p>Its Lifetime Free status makes it a valuable addition to cardholders&#8217; wallets and the 10X reward structure provides great value for those who fixate their monthly spends on a single card.&nbsp;<\/p>\n\n\n\n<p>Even with the recent industry wide devaluations in lounge access, its inclusion of railway lounges and various insurance makes it a very preferable financial asset.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1767594211263\"><strong class=\"schema-faq-question\"><strong>1. Is there a redemption fee?\u00a0<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, a nominal convenience fee of \u20b999 plus taxes is charged per redemption transaction.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1767594218695\"><strong class=\"schema-faq-question\"><strong>2. Does the lounge access include international lounges too?\u00a0<\/strong><\/strong> <p class=\"schema-faq-answer\">No, the complimentary lounge access is restricted to domestic lounges only.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1767594227466\"><strong class=\"schema-faq-question\"><strong>3. What is the minimum income requirement?\u00a0<\/strong><\/strong> <p class=\"schema-faq-answer\">The minimum income requirement is \u20b912 Lakhs per annum.\u00a0<\/p> <\/div> <\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Written by Kenbi Riba<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: The IDFC FIRST Select is a lifetime free credit card that offers premium rewards, low forex markup, and complimentary lounge access. It is best suited for users who want to increase points through a 10X reward structure on purchases without any annual fees. The IDFC FIRST Select Credit Card is a Lifetime Free special [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3058,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[185,651,645,19],"ppma_author":[1013],"class_list":["post-3054","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-best-credit-cards","tag-credit-card","tag-credit-card-news","tag-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)<\/title>\n<meta name=\"description\" content=\"The IDFC FIRST Select is a lifetime free credit card that offers premium rewards, low forex markup, and complimentary lounge access. It is...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)\" \/>\n<meta property=\"og:description\" content=\"The IDFC FIRST Select is a lifetime free credit card that offers premium rewards, low forex markup, and complimentary lounge access. It is...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Trade Brains Money\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-05T14:40:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/IDFC-First-Select-Credit-Card.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"854\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Trade Brains\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Trade Brains\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/\",\"url\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/\",\"name\":\"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)\",\"isPartOf\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/IDFC-First-Select-Credit-Card.jpg\",\"datePublished\":\"2026-01-05T14:40:00+00:00\",\"author\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd\"},\"description\":\"The IDFC FIRST Select is a lifetime free credit card that offers premium rewards, low forex markup, and complimentary lounge access. It is...\",\"breadcrumb\":{\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594211263\"},{\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594218695\"},{\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594227466\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#primaryimage\",\"url\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/IDFC-First-Select-Credit-Card.jpg\",\"contentUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/IDFC-First-Select-Credit-Card.jpg\",\"width\":1280,\"height\":854,\"caption\":\"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tradebrains.in\/money\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tradebrains.in\/money\/#website\",\"url\":\"https:\/\/tradebrains.in\/money\/\",\"name\":\"Trade Brains Money\",\"description\":\"Get the latest news on mutual funds, real estate and many more\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tradebrains.in\/money\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd\",\"name\":\"Trade Brains\",\"description\":\"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions.\",\"url\":\"https:\/\/tradebrains.in\/money\/author\/tb-money-editorial\/\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594211263\",\"position\":1,\"url\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594211263\",\"name\":\"1. Is there a redemption fee?\u00a0\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, a nominal convenience fee of \u20b999 plus taxes is charged per redemption transaction.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594218695\",\"position\":2,\"url\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594218695\",\"name\":\"2. Does the lounge access include international lounges too?\u00a0\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, the complimentary lounge access is restricted to domestic lounges only.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594227466\",\"position\":3,\"url\":\"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594227466\",\"name\":\"3. What is the minimum income requirement?\u00a0\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The minimum income requirement is \u20b912 Lakhs per annum.\u00a0\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)","description":"The IDFC FIRST Select is a lifetime free credit card that offers premium rewards, low forex markup, and complimentary lounge access. It is...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/","og_locale":"en_US","og_type":"article","og_title":"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)","og_description":"The IDFC FIRST Select is a lifetime free credit card that offers premium rewards, low forex markup, and complimentary lounge access. It is...","og_url":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/","og_site_name":"Trade Brains Money","article_published_time":"2026-01-05T14:40:00+00:00","og_image":[{"width":1280,"height":854,"url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/IDFC-First-Select-Credit-Card.jpg","type":"image\/jpeg"}],"author":"Trade Brains","twitter_card":"summary_large_image","twitter_title":"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)","twitter_misc":{"Written by":"Trade Brains","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/","url":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/","name":"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)","isPartOf":{"@id":"https:\/\/tradebrains.in\/money\/#website"},"primaryImageOfPage":{"@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#primaryimage"},"image":{"@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/IDFC-First-Select-Credit-Card.jpg","datePublished":"2026-01-05T14:40:00+00:00","author":{"@id":"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd"},"description":"The IDFC FIRST Select is a lifetime free credit card that offers premium rewards, low forex markup, and complimentary lounge access. It is...","breadcrumb":{"@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594211263"},{"@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594218695"},{"@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594227466"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#primaryimage","url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/IDFC-First-Select-Credit-Card.jpg","contentUrl":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/IDFC-First-Select-Credit-Card.jpg","width":1280,"height":854,"caption":"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)"},{"@type":"BreadcrumbList","@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tradebrains.in\/money\/"},{"@type":"ListItem","position":2,"name":"IDFC First Select Lifetime Free Credit Card: Rewards, Benefits and Detailed Review (2026)"}]},{"@type":"WebSite","@id":"https:\/\/tradebrains.in\/money\/#website","url":"https:\/\/tradebrains.in\/money\/","name":"Trade Brains Money","description":"Get the latest news on mutual funds, real estate and many more","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tradebrains.in\/money\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd","name":"Trade Brains","description":"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions.","url":"https:\/\/tradebrains.in\/money\/author\/tb-money-editorial\/"},{"@type":"Question","@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594211263","position":1,"url":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594211263","name":"1. Is there a redemption fee?\u00a0","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, a nominal convenience fee of \u20b999 plus taxes is charged per redemption transaction.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594218695","position":2,"url":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594218695","name":"2. Does the lounge access include international lounges too?\u00a0","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, the complimentary lounge access is restricted to domestic lounges only.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594227466","position":3,"url":"https:\/\/tradebrains.in\/money\/idfc-first-select-lifetime-free-credit-card-rewards-benefits-and-detailed-review-2026\/#faq-question-1767594227466","name":"3. What is the minimum income requirement?\u00a0","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The minimum income requirement is \u20b912 Lakhs per annum.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"authors":[{"term_id":1013,"user_id":5,"is_guest":0,"slug":"tb-money-editorial","display_name":"Trade Brains","avatar_url":{"url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/trade-brains-logo.png","url2x":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/trade-brains-logo.png"},"author_category":"1","first_name":"Trade","last_name":"Brains","user_url":"","job_title":"","description":"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions."}],"_links":{"self":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/3054","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/comments?post=3054"}],"version-history":[{"count":4,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/3054\/revisions"}],"predecessor-version":[{"id":3065,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/3054\/revisions\/3065"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/media\/3058"}],"wp:attachment":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/media?parent=3054"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/categories?post=3054"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/tags?post=3054"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/ppma_author?post=3054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}