{"id":3235,"date":"2026-01-08T19:45:00","date_gmt":"2026-01-08T14:15:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=3235"},"modified":"2026-01-08T16:01:58","modified_gmt":"2026-01-08T10:31:58","slug":"yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/","title":{"rendered":"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong><em>Synopsis:<\/em><\/strong><em> In this article, we pit the YES Bank Paisabazaar PaisaSave against the HSBC Live+ to see which one actually puts more money back in your pocket in travel and dining expenses. The list covers even the hidden UPI rules to the secret of the \u20b93,000 monthly cap. Find out the breakdown of each detail below and all the math behind these attractive cards.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>When you skim through all the list of credit cards that offer the best return for your travel and dining spends, you might find yourself in a bit of a confusion. This ambivalence is valid as the reward structure of every card is different and the rewards are in various formats such as reward points, saving points, and many more.&nbsp;<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3176209749\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<p>In this article we have brought, after thorough research, the best travel and dining credit card respectively YES Bank Paisabazaar PaisaSave and HSBC Cashback Card. Read on to learn everything about reward value, intricate earning structure and above all &#8211; how much of a savings and return you can earn by using both?&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-yes-bank-paisabazaar-paisasave\"><strong>1) <a href=\"https:\/\/www.yes.bank.in\/personal-banking\/yes-individual\/cards\/credit-cards\/paisabazaar-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">YES Bank Paisabazaar PaisaSave<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"880\" height=\"587\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/yes-bank-paisabazaar-paisasave-credit-card-edited.png\" alt=\"\" class=\"wp-image-1567\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/yes-bank-paisabazaar-paisasave-credit-card-edited.png 880w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/yes-bank-paisabazaar-paisasave-credit-card-edited-480x320.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 880px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees<\/strong>: Nil&nbsp;<\/li>\n\n\n\n<li><strong>Annual Fees<\/strong>: \u20b9499 (applicable from the second year)<\/li>\n\n\n\n<li><strong>Annual Fee Waiver<\/strong>: Waived on annual spend of \u20b91.2 Lakh.<\/li>\n\n\n\n<li><strong>Reward in: <\/strong>Reward Point where 1 Reward Point = \u20b91<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-travel-benefits\"><strong>Travel Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>6% flat cashback on all travel expenses including airlines, IRCTC, and hotel chains (Taj, Marriott, Radisson)<\/li>\n\n\n\n<li>Applicable across major platforms like MakeMyTrip, Goibibo, and Airbnb&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-dining-benefits\"><strong>Dining Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>6% cashback on all dining and food delivery apps like Zomato, Swiggy, and EazyDiner.<\/li>\n\n\n\n<li>It covers both fine dining and quick service restaurants.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-additional-perks\"><strong>Additional Perks<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1% Unlimited Cashback on all other spends<\/li>\n\n\n\n<li>6% accelerated cashback is capped at \u20b93,000 per month.<\/li>\n\n\n\n<li>No redemption fee and points are redeemed 1:1 meaning 1 Reward Point = \u20b91 directly into your statement credit.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-hsbc-cashback-card-live\"><strong>2) <a href=\"https:\/\/www.hsbc.co.in\/credit-cards\/products\/live-plus\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HSBC Cashback Card (Live+)<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Live-Plus-Card-1-1024x683.jpg\" alt=\"\" class=\"wp-image-1570\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Live-Plus-Card-1-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Live-Plus-Card-1-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Live-Plus-Card-1-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fees:<\/strong> \u20b9999+ taxes<\/li>\n\n\n\n<li><strong>Annual Fees:<\/strong> \u20b9999+ taxes<\/li>\n\n\n\n<li><strong>Annual Fee Waiver<\/strong>: Waived on annual spends of \u20b92 Lakh<\/li>\n\n\n\n<li><strong>Reward in<\/strong>: Cashback<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-travel-benefits-0\"><strong>Travel Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>4 complimentary domestic airport lounge access per year (capped at one per calendar quarter).<\/li>\n\n\n\n<li>1.5% unlimited cashback on international spends and travel bookings (non-accelerated).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-dining-benefits-0\"><strong>Dining Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10% accelerated cashback on all dining and food delivery (Zomato\/Swiggy) with a monthly cap of \u20b91,000.<\/li>\n\n\n\n<li>up to 15% discount at over 200+ partner restaurants via the Live+ Dining Programme.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-additional-perks-0\"><strong>Additional Perks<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10% Grocery cashback on both online (Blinkit, BigBasket) and offline (Reliance Fresh, DMart).<\/li>\n\n\n\n<li>Base Rate of flat 1.5% unlimited cashback on all other eligible spend<\/li>\n\n\n\n<li>Welcome Bonus of \u20b91,000 cashback\/voucher upon spending \u20b920,000 within the first 30 days.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also Read:<\/strong> <strong><a href=\"https:\/\/tradebrains.in\/money\/is-using-multiple-credit-cards-a-bad-idea-pros-cons-and-what-you-should-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">Is Using Multiple Credit Cards a Bad Idea? Pros, Cons and What You Should Know<\/a><\/strong><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-comparison-table-at-a-glance\"><strong>Comparison Table at a Glance<\/strong><\/h2>\n\n\n<div id=\"footable_parent_3239\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"3239\" data-filter-delay=\"1000\" aria-label=\"Credit Crads - HDFC Regalia Gold vs Axis Atlas Credit Card (1).csv\"            id=\"footable_3239\"\n           data-unique_identifier=\"ninja_table_unique_id_1342523864_3239\"\n           class=\" foo-table ninja_footable foo_table_3239 ninja_table_unique_id_1342523864_3239 ui table  ninja_search_right nt_type_ajax_table selectable striped compact vertical_centered  footable-paging-right ninja_table_search_disabled\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-yes-bank-paisabazaar-paisasave-is-the-best-choice-for-travel-and-dining\"><strong>Why YES Bank Paisabazaar PaisaSave is the best choice for Travel and Dining:<\/strong><\/h2>\n\n\n\n<p>It offers a significantly higher monthly cap of \u20b93,000. While the percentage is 6% (lower than HSBC&#8217;s 10%), you can spend up to \u20b950,000 in a month on flights and hotels. It is the better choice for those with expensive tickets and travel expenses who want a simple, cashback card with no to minimal restrictions.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-why-hsbc-cashback-credit-card-is-the-best-choice-for-travel-and-dining\"><strong>Why HSBC Cashback Credit Card is the best choice for Travel and Dining:<\/strong><\/h2>\n\n\n\n<p>It is basically an ideal card for dining and grocery spend for many city dwellers. The 10% return is unbeatable for monthly food and household bills. Additionally, it provides actual travel utility through complimentary lounge access which is missing on the PaisaSave card.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2755360419\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-which-one-is-best\"><strong>Which One is Best?<\/strong><\/h2>\n\n\n\n<p>A wise answer would be based on one\u2019s spending habits. Both the cards come with their own unique returns. On one side <strong>YES Bank PaisaSave<\/strong> offers a ton of benefits for those who spend a significant amount on travel and hotel bookings. And on the other side <strong>HSBC Live+ <\/strong>brings accelerated cashback for dining along with airport lounge access. It is a safe answer to say that one can own both the cards. However, if that is not an option then after a thorough evaluation while also keeping the spending pattern in check, you can choose one on your own and decide who wins this race.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-final-thoughts\"><strong>Final Thoughts<\/strong><\/h2>\n\n\n\n<p>The concluding words would be &#8211; both the cards are ideal for travel and dining but are catered to different kinds of spenders. Thus, if you happen to be the one who needs respite in long travel days then <strong>HSBC<\/strong>\u2019s lounge access could be the saviour and spelling of <strong>YES Bank Paisabazaar PaisaSave<\/strong>, it is an ideal choice if you want heavy returns of frequent travel, hotel, and dining. It is the cardholder who decides in reality who is actually the best choice for them.&nbsp;<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-4233900778\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1767853812321\"><strong class=\"schema-faq-question\"><strong>1. Does YES Bank PaisaSave offer cashback on UPI?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, it provides 1% unlimited cashback on UPI spends when using the RuPay variant.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1767853820930\"><strong class=\"schema-faq-question\"><strong>2. Is the HSBC annual fee easy to waive?<\/strong><\/strong> <p class=\"schema-faq-answer\">It requires a spend of \u20b92 Lakh annually and it is easy or not depending on the cardholder&#8217;s spending nature.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1767853848419\"><strong class=\"schema-faq-question\"><strong>3. Does the 10% HSBC cashback apply to Swiggy Instamart?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, grocery apps like Swiggy Instamart and Blinkit qualify for the 10% rate.<\/p> <\/div> <\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Written by Kenbi Riba<\/strong><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: In this article, we pit the YES Bank Paisabazaar PaisaSave against the HSBC Live+ to see which one actually puts more money back in your pocket in travel and dining expenses. The list covers even the hidden UPI rules to the secret of the \u20b93,000 monthly cap. Find out the breakdown of each detail [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3245,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[185,651,645,19],"ppma_author":[1013],"class_list":["post-3235","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-best-credit-cards","tag-credit-card","tag-credit-card-news","tag-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?<\/title>\n<meta name=\"description\" content=\"When you skim through all the list of credit cards that offer the best return for your travel and dining spends, you might find yourself in...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?\" \/>\n<meta property=\"og:description\" content=\"When you skim through all the list of credit cards that offer the best return for your travel and dining spends, you might find yourself in...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Trade Brains Money\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-08T14:15:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/YES-Bank-PaisaSave-vs-HSBC-Cashback-Card.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"854\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Trade Brains\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Trade Brains\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/\",\"url\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/\",\"name\":\"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?\",\"isPartOf\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/YES-Bank-PaisaSave-vs-HSBC-Cashback-Card.jpg\",\"datePublished\":\"2026-01-08T14:15:00+00:00\",\"author\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd\"},\"description\":\"When you skim through all the list of credit cards that offer the best return for your travel and dining spends, you might find yourself in...\",\"breadcrumb\":{\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853812321\"},{\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853820930\"},{\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853848419\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#primaryimage\",\"url\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/YES-Bank-PaisaSave-vs-HSBC-Cashback-Card.jpg\",\"contentUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/YES-Bank-PaisaSave-vs-HSBC-Cashback-Card.jpg\",\"width\":1280,\"height\":854,\"caption\":\"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tradebrains.in\/money\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tradebrains.in\/money\/#website\",\"url\":\"https:\/\/tradebrains.in\/money\/\",\"name\":\"Trade Brains Money\",\"description\":\"Get the latest news on mutual funds, real estate and many more\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tradebrains.in\/money\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd\",\"name\":\"Trade Brains\",\"description\":\"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions.\",\"url\":\"https:\/\/tradebrains.in\/money\/author\/tb-money-editorial\/\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853812321\",\"position\":1,\"url\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853812321\",\"name\":\"1. Does YES Bank PaisaSave offer cashback on UPI?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, it provides 1% unlimited cashback on UPI spends when using the RuPay variant.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853820930\",\"position\":2,\"url\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853820930\",\"name\":\"2. Is the HSBC annual fee easy to waive?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It requires a spend of \u20b92 Lakh annually and it is easy or not depending on the cardholder's spending nature.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853848419\",\"position\":3,\"url\":\"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853848419\",\"name\":\"3. Does the 10% HSBC cashback apply to Swiggy Instamart?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, grocery apps like Swiggy Instamart and Blinkit qualify for the 10% rate.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?","description":"When you skim through all the list of credit cards that offer the best return for your travel and dining spends, you might find yourself in...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/","og_locale":"en_US","og_type":"article","og_title":"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?","og_description":"When you skim through all the list of credit cards that offer the best return for your travel and dining spends, you might find yourself in...","og_url":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/","og_site_name":"Trade Brains Money","article_published_time":"2026-01-08T14:15:00+00:00","og_image":[{"width":1280,"height":854,"url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/YES-Bank-PaisaSave-vs-HSBC-Cashback-Card.jpg","type":"image\/jpeg"}],"author":"Trade Brains","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Trade Brains","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/","url":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/","name":"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?","isPartOf":{"@id":"https:\/\/tradebrains.in\/money\/#website"},"primaryImageOfPage":{"@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#primaryimage"},"image":{"@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/YES-Bank-PaisaSave-vs-HSBC-Cashback-Card.jpg","datePublished":"2026-01-08T14:15:00+00:00","author":{"@id":"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd"},"description":"When you skim through all the list of credit cards that offer the best return for your travel and dining spends, you might find yourself in...","breadcrumb":{"@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853812321"},{"@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853820930"},{"@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853848419"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#primaryimage","url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/YES-Bank-PaisaSave-vs-HSBC-Cashback-Card.jpg","contentUrl":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/YES-Bank-PaisaSave-vs-HSBC-Cashback-Card.jpg","width":1280,"height":854,"caption":"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?"},{"@type":"BreadcrumbList","@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tradebrains.in\/money\/"},{"@type":"ListItem","position":2,"name":"YES Bank PaisaSave vs HSBC Cashback: Which Credit Card is Best for Cashback, Dining and Travel in 2026?"}]},{"@type":"WebSite","@id":"https:\/\/tradebrains.in\/money\/#website","url":"https:\/\/tradebrains.in\/money\/","name":"Trade Brains Money","description":"Get the latest news on mutual funds, real estate and many more","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tradebrains.in\/money\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/tradebrains.in\/money\/#\/schema\/person\/b2727abbc1b037c476a03d78c5f7d1cd","name":"Trade Brains","description":"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions.","url":"https:\/\/tradebrains.in\/money\/author\/tb-money-editorial\/"},{"@type":"Question","@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853812321","position":1,"url":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853812321","name":"1. Does YES Bank PaisaSave offer cashback on UPI?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, it provides 1% unlimited cashback on UPI spends when using the RuPay variant.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853820930","position":2,"url":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853820930","name":"2. Is the HSBC annual fee easy to waive?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It requires a spend of \u20b92 Lakh annually and it is easy or not depending on the cardholder's spending nature.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853848419","position":3,"url":"https:\/\/tradebrains.in\/money\/yes-bank-paisasave-vs-hsbc-cashback-which-credit-card-is-best-for-cashback-dining-and-travel-in-2026\/#faq-question-1767853848419","name":"3. Does the 10% HSBC cashback apply to Swiggy Instamart?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, grocery apps like Swiggy Instamart and Blinkit qualify for the 10% rate.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"authors":[{"term_id":1013,"user_id":5,"is_guest":0,"slug":"tb-money-editorial","display_name":"Trade Brains","avatar_url":{"url":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/trade-brains-logo.png","url2x":"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/trade-brains-logo.png"},"author_category":"1","first_name":"Trade","last_name":"Brains","user_url":"","job_title":"","description":"Trade Brains Money\u2019s editorial team is a dedicated group of researchers, finance writers, and editors with over 10 years of experience, committed to delivering clear, accurate, and actionable insights across banking, credit cards, loans, real estate, personal finance, and taxation to help you make informed financial decisions."}],"_links":{"self":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/3235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/comments?post=3235"}],"version-history":[{"count":3,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/3235\/revisions"}],"predecessor-version":[{"id":3290,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/posts\/3235\/revisions\/3290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/media\/3245"}],"wp:attachment":[{"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/media?parent=3235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/categories?post=3235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/tags?post=3235"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/tradebrains.in\/money\/wp-json\/wp\/v2\/ppma_author?post=3235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}