{"id":3318,"date":"2026-01-09T19:00:00","date_gmt":"2026-01-09T13:30:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=3318"},"modified":"2026-01-09T16:04:57","modified_gmt":"2026-01-09T10:34:57","slug":"flipkart-sbi-credit-card-is-it-indias-best-online-shopping-credit-card-in-2026","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/flipkart-sbi-credit-card-is-it-indias-best-online-shopping-credit-card-in-2026\/","title":{"rendered":"Flipkart SBI Credit Card: Is It India\u2019s Best Online Shopping Credit Card in 2026?"},"content":{"rendered":"\n
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Synopsis: <\/strong>This article covers all the benefits of Flipkart SBI Credit Card from cashbacks to surcharge waiver. We would also be taking a closer look at all the fees and charges that come along with this card. Read on to find out why this particular card is going to be the choice of many in 2026.<\/em><\/p>\n<\/blockquote>\n\n\n\n

The Flipkart SBI Credit Card is a co-branded card catering majorly around for those who shop heavily on Flipkart Including Myntra and Cleartrip. This card has become a standard preference for many who shop particularly on flipkart. The platform offers products from many categories that include clothing, home appliances, and many more. <\/p>

\"scapia<\/a><\/div>\n\n\n\n

But, there comes a question: whether this card is useful only for shopping on the app? In this card review we will dive deep into all the benefits this card offers and what are the charges and fees attached to it.<\/p>\n\n\n\n

Flipkart SBI Credit Card<\/strong><\/a><\/h2>\n\n\n\n
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  • Joining Fees:<\/strong> \u20b9500 + taxes<\/li>\n\n\n\n
  • Annual Fees: <\/strong>\u20b9500 + taxes (from the second year)<\/li>\n\n\n\n
  • Annual Fees Waiver: <\/strong>Waivable on spend of \u20b93.5 Lakhs or more in the preceding year.<\/li>\n\n\n\n
  • Card Type:<\/strong> Cashback Credit Card<\/li>\n\n\n\n
  • Best Suited for:<\/strong> Online Shoppers who prefer Flipkart and Myntra<\/li>\n<\/ul>\n\n\n\n

    Fees & Charges<\/strong><\/h2>\n\n\n\n
    Charge Type<\/strong><\/td>Amount \/ Rate<\/strong><\/td><\/tr>
    Interest Rate (APR)<\/td>3.75% per month (45% per annum)<\/td><\/tr>
    Late Payment Fee<\/td>Up to \u20b91,300 (depending on the outstanding balance)<\/td><\/tr>
    Cash Withdrawal Fee<\/td>2.5% of the transaction amount or \u20b9500 (whichever is higher)<\/td><\/tr>
    Foreign Currency Markup<\/td>3.50% of the transaction value<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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    Welcome Benefits: <\/strong>\u20b9250 Flipkart Gift Voucher (sent via email\/SMS within 60 days of fee payment).<\/p>\n<\/blockquote>\n\n\n\n

    Reward Structure<\/strong><\/h2>\n\n\n\n
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    • Earn 7.5% Cashback on shopping on Myntra (capped at \u20b94,000 per quarter).<\/li>\n\n\n\n
    • Earn 5% Cashback on Flipkart and Cleartrip spends (capped at \u20b94,000 per quarter).<\/li>\n\n\n\n
    • Earn additional 4% Cashback on preferred partners<\/li>\n\n\n\n
    • Earn 1% Cashback on other eligible spends<\/li>\n<\/ul>\n\n\n\n

      For instance – If you spend \u20b910,000 on Flipkart then you earn \u20b9500 cashback. Similarly, If you spend \u20b92,000 on a local grocery store then you earn \u20b920.<\/p>