{"id":3915,"date":"2026-01-22T19:15:00","date_gmt":"2026-01-22T13:45:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=3915"},"modified":"2026-01-22T15:04:42","modified_gmt":"2026-01-22T09:34:42","slug":"icici-adani-one-credit-card-review-free-lounge-access-travel-benefits-and-rewards-explained-2026","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/icici-adani-one-credit-card-review-free-lounge-access-travel-benefits-and-rewards-explained-2026\/","title":{"rendered":"ICICI Adani One Credit Card Review: Free Lounge Access, Travel Benefits, and Rewards Explained (2026)"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis:<\/strong><em> This article provides a complete overview of ICICI Adani One Credit Card variants, including fees, reward points, benefits, and eligibility insights. It also highlights key factors to consider before applying.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>The ICICI Adani One Credit Card is a premium travel and lifestyle credit card that provides rewards and benefits for travel and lifestyle-related spends. There are two versions of the card- ICICI Adani One Signature Credit Card and ICICI Adani One Platinum Credit Card.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3764209132\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-icici-adani-one-signature-credit-card\"><strong><a href=\"https:\/\/www.icici.bank.in\/personal-banking\/cards\/credit-card\/adani-icici-credit-card\/signature-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">ICICI Adani One Signature Credit Card<\/a><\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee:<\/strong> \u20b95,000 + tax<\/li>\n\n\n\n<li><strong>Annual Fee:<\/strong> \u20b95,000 + tax<\/li>\n\n\n\n<li><strong>Annual Fee Waiver:<\/strong> On Spending \u20b96 Lakhs annually<\/li>\n\n\n\n<li><strong>Card Type:<\/strong> Premium Travel and Lifestyle Credit Card<\/li>\n\n\n\n<li><strong>Best Suited For: <\/strong>Frequent travellers and high spenders<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-icici-adani-one-platinum-credit-card\"><strong><a href=\"https:\/\/www.icici.bank.in\/personal-banking\/cards\/credit-card\/adani-icici-credit-card\/platinum-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">ICICI Adani One Platinum Credit Card<\/a><\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee:<\/strong> \u20b9750 + tax<\/li>\n\n\n\n<li><strong>Annual Fee:<\/strong> \u20b9750 + tax<\/li>\n\n\n\n<li><strong>Annual Fee Waiver:<\/strong> On Spending \u20b93 Lakhs annually<\/li>\n\n\n\n<li><strong>Card Type:<\/strong> Entry Level Travel and Lifestyle Credit Card<\/li>\n\n\n\n<li><strong>Best Suited For: <\/strong>Occasional travellers and entry-level credit card users.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-other-fees\"><strong>Other Fees<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Fee<\/strong> <strong>Type<\/strong><\/td><td><strong>Signature Card<\/strong><\/td><td><\/td><td><strong>Platinum Card<\/strong><\/td><\/tr><tr><td>Interest Rate&nbsp;<\/td><td>3.75% p.m<\/td><td><\/td><td>3.75% p.m<\/td><\/tr><tr><td>Late Payment Fee<\/td><td colspan=\"2\">From \u20b9100 &#8211; \u20b91300 depending on due amount<\/td><td>From \u20b9100 &#8211; \u20b91300 depending on due amount<\/td><\/tr><tr><td>Over Limit Penalty<\/td><td>2.5%<\/td><td><\/td><td>2.5%<\/td><\/tr><tr><td>Cash Withdrawal Fee<\/td><td>3.4%<\/td><td><\/td><td>3.4%<\/td><\/tr><tr><td>Foreign Currency Markup<\/td><td>3.5%<\/td><td><\/td><td>3.5%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-welcome-benefits\"><strong>Welcome Benefits<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Spend Category<\/strong><\/td><td><strong>Signature Card<\/strong><\/td><td><strong>Platinum Card<\/strong><\/td><\/tr><tr><td>Flight<\/td><td>\u20b95,000&nbsp;<\/td><td>\u20b92,000&nbsp;<\/td><\/tr><tr><td>Car Parking\/Valet<\/td><td>4 Premium Car Parking\/Valet Services<\/td><td>2 Premium Car Parking\/Valet Services<\/td><\/tr><tr><td>Food<\/td><td>3-month EazyDiner Prime membership<\/td><td>3-month EazyDiner Prime membership<\/td><\/tr><tr><td>Hotels<\/td><td>\u20b92,000 Voucher<\/td><td>\u20b91,000 Voucher<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-reward-structure\"><strong>Reward Structure<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Spend Category<\/strong><\/td><td><strong>Signature Card<\/strong><\/td><td><strong>Platinum Card<\/strong><\/td><\/tr><tr><td>Reward point value<\/td><td>\u20b90.25<\/td><td>\u20b90.25<\/td><\/tr><tr><td>Adani Group Platforms<\/td><td>7%<\/td><td>3%<\/td><\/tr><tr><td>International Spends<\/td><td>2%<\/td><td>1.5%<\/td><\/tr><tr><td>Domestic Spends<em>(excluding fuel, EMI, rent)<\/em><\/td><td>1.5%<\/td><td>1%<\/td><\/tr><tr><td>Utility and Insurance<\/td><td>0.5%<\/td><td>0.5%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also Read:<\/strong> <strong><a href=\"https:\/\/tradebrains.in\/money\/hdfc-diners-club-black-review-is-this-the-best-travel-credit-card-in-india-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">HDFC Diners Club Black Review: Is This the Best Travel Credit Card in India? (2026)<\/a><\/strong><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-airport-and-other-benefits\"><strong>Airport and Other Benefits<\/strong><\/h3>\n\n\n\n<p><strong>Signature Card<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>16 domestic lounge access at all airports annually.<\/li>\n\n\n\n<li>2 international lounge access every year.<\/li>\n\n\n\n<li>Free upgrade to the premium lounge.<\/li>\n\n\n\n<li>8 domestic porter services.<\/li>\n\n\n\n<li>Buy 1, Get 1 on movie tickets.<\/li>\n\n\n\n<li>1% fuel surcharge waiver.<\/li>\n<\/ul>\n\n\n\n<p><strong>Platinum Card<\/strong><\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2239149356\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>8 domestic lounge access at all airports annually.<\/li>\n\n\n\n<li>Free upgrade to the premium lounge.<\/li>\n\n\n\n<li>4 domestic porter services.<\/li>\n\n\n\n<li>25% off on movie tickets.<\/li>\n\n\n\n<li>1% fuel surcharge waiver.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-reward-redemption\"><strong>Reward Redemption<\/strong><\/h3>\n\n\n\n<p>Accumulated reward points can be redeemed across multiple categories via the Adani One reward catalogue or mobile app.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3536549574\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-who-should-choose-which-icici-adani-one-credit-card\"><strong>Who Should Choose which ICICI Adani One Credit Card?<\/strong><\/h3>\n\n\n\n<p><strong>ICICI Adani Signature credit card<\/strong><\/p>\n\n\n\n<p>The Signature card is a good choice for frequent travelers and high spenders who regularly use Adani Group platforms and Adani-managed airports. Cardholders who book flights, hotels, airport services, and utilities through the Adani One ecosystem can maximise rewards. It is also suitable for users who value premium airport benefits such as international lounge access, valet parking, porter services, and movie ticket offers, and who can meet the annual spend threshold to offset the higher annual fee.<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3948248917\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<p><strong>ICICI Adani Platinum credit card<\/strong><\/p>\n\n\n\n<p>The Platinum card is ideal for occasional travellers and entry-level credit card users looking for basic travel and lifestyle benefits at a lower cost. It suits users who want domestic lounge access, modest rewards on Adani platform spends, and essential lifestyle perks without paying a high annual fee.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>The ICICI Adani One Credit Cards are for users who frequently spend on Adani Group platforms and want travel-focused benefits. The Signature variant offers higher rewards and premium airport privileges, while the Platinum variant provides basic lounge access and Adani ecosystem rewards at a lower cost. <\/p>\n\n\n\n<p>However, these cards are not ideal for users seeking strong everyday rewards, low forex charges, or broader redemption options. Overall, these cards deliver good value if your spending aligns with the Adani ecosystem.\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1769063353273\"><strong class=\"schema-faq-question\">1. <strong>How much reward value do Adani One reward points have?<\/strong><\/strong> <p class=\"schema-faq-answer\">Each Adani One reward point is valued at \u20b90.25 when redeemed through the Adani One app or the reward catalogue.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1769063365717\"><strong class=\"schema-faq-question\">2. <strong>Do fuel, rent, and EMI transactions earn reward points?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. Fuel, rent and EMI transactions are excluded from earning points in both cards.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1769063376699\"><strong class=\"schema-faq-question\">3. <strong>Are these cards suitable for everyday spending?<\/strong><\/strong> <p class=\"schema-faq-answer\">Not really. These cards are suitable for travel and Adani ecosystem spending. To earn rewards from grocery, dining or other daily expenses, there are other better alternatives.<\/p> <\/div> <\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Written by Nila Maria Jacob<\/strong><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: This article provides a complete overview of ICICI Adani One Credit Card variants, including fees, reward points, benefits, and eligibility insights. It also highlights key factors to consider before applying. The ICICI Adani One Credit Card is a premium travel and lifestyle credit card that provides rewards and benefits for travel and lifestyle-related spends. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3921,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[185,651,645,19],"ppma_author":[1013],"class_list":["post-3915","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-best-credit-cards","tag-credit-card","tag-credit-card-news","tag-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ICICI Adani One Credit Card Review: Free Lounge Access, Travel Benefits, and Rewards Explained (2026)<\/title>\n<meta name=\"description\" content=\"This article provides a complete overview of ICICI Adani One Credit Card variants, including fees, reward points, 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