{"id":4598,"date":"2026-02-06T19:15:00","date_gmt":"2026-02-06T13:45:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=4598"},"modified":"2026-02-06T15:01:51","modified_gmt":"2026-02-06T09:31:51","slug":"sbi-bpcl-octane-credit-card-is-this-fuel-card-worth-it-in-2026-how-much-can-you-actually-save","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/sbi-bpcl-octane-credit-card-is-this-fuel-card-worth-it-in-2026-how-much-can-you-actually-save\/","title":{"rendered":"SBI BPCL Octane Credit Card: Is This Fuel Card Worth It in 2026? How Much Can You Actually Save?\u00a0"},"content":{"rendered":"\n
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Synopsis: <\/strong>The SBI BPCL Octane Credit Card offers up to 7.25% value back on BPCL fuel spends. The rewards are offered through points and fuel surcharge waivers. The card is best for individuals who drive regularly or spend significant amounts on fuel.<\/em><\/p>\n<\/blockquote>\n\n\n\n

The SBI BPCL Octane Credit Card is a fuel card that is co-branded between SBI Card and Bharat Petroleum Corporation Ltd (BPCL). The reward structure basically is dedicated towards users who spend a significant amount on fuel and everyday purchases. The fuel rewards combined with additional perks like airport lounge access makes this product an attractive option for many users.<\/p>

\"scapia<\/a><\/div>\n\n\n\n

But is it worth the \u20b91,499 annual fee? Let\u2019s break down the math and the perks to see if this card belongs in your wallet this year.<\/p>\n\n\n\n

SBI BPCL Octane Credit Card<\/strong><\/a><\/h2>\n\n\n\n
Charge Type<\/strong><\/td>Charges<\/strong><\/td><\/tr>
Joining Fee<\/td>\u20b91499 + Taxes<\/td><\/tr>
Annual Fee<\/td>\u20b91499 + Taxes<\/td><\/tr>
Annual Fee Waiver<\/td>Waivable on an annual spend of \u20b9200,000<\/td><\/tr>
Card Add-on<\/td>NIL<\/td><\/tr>
Card Type<\/td>Travel and Fuel<\/td><\/tr>
Fuel Surcharge<\/td>6.25% + 1% Fuel surcharge waiver on every BPCL station (up to \u20b9 4000)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Fuel Spends Value Back Benefits:<\/strong><\/h3>\n\n\n\n
    \n
  • 7.25% Value back overall\u00a0<\/li>\n\n\n\n
  • 25X Reward Points on fuel spent at BPCL petrol pumps. (Capped at 2500 Reward Points per billing cycle)<\/li>\n\n\n\n
  • 6.25% + 1% Fuel surcharge waiver on every BPCL spent up to \u20b9 4000<\/li>\n\n\n\n
  • Fuel surcharge waiver capped at \u20b9100 per statement cycle per credit card account\u00a0<\/li>\n\n\n\n
  • Possible Annual Savings of \u20b91200<\/li>\n<\/ul>\n\n\n\n

    How Does SBI BPCL Octane Credit Card Save On Fuel?<\/strong><\/h3>\n\n\n\n

    Suppose you usually spend a sum somewhere around \u20b95,000 every month on fuel. That would be a total sum of  \u20b960,000.<\/p>