{"id":4885,"date":"2026-02-14T19:30:00","date_gmt":"2026-02-14T14:00:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=4885"},"modified":"2026-02-13T11:17:46","modified_gmt":"2026-02-13T05:47:46","slug":"up-to-7-90-fd-rates-in-feb-2026-banks-offering-highest-fixed-deposit-returns-right-now","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/up-to-7-90-fd-rates-in-feb-2026-banks-offering-highest-fixed-deposit-returns-right-now\/","title":{"rendered":"Up to 7.90% FD Rates in Feb 2026: Banks Offering Highest Fixed Deposit Returns Right Now"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em><strong>Synopsis<\/strong>: This article lists the 1year, 3 year, 5 year and 10-year interest rates and tenure range of small finance banks, private sector banks, and public sector banks. It also highlights the highest slab of each bank.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>Fixed deposits seem like the safe option given the market volatility and uncertainty. The interest rates of the leading lenders in India vary between 4-7%. Depositors can get up to 7.9% as interest in February 2026.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1785490647\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-interest-rate-of-fds-in-small-finance-banks\" style=\"font-size:22px\"><strong>Interest Rate of FDs in Small Finance Banks<\/strong><\/h2>\n\n\n<div id=\"footable_parent_4886\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"4886\" data-filter-delay=\"1000\" aria-label=\"FD Returns in Feb 2026 - 1 (1).csv\"            id=\"footable_4886\"\n           data-unique_identifier=\"ninja_table_unique_id_4035685424_4886\"\n           class=\" foo-table ninja_footable foo_table_4886 ninja_table_unique_id_4035685424_4886 ui table  ninja_search_right nt_type_ajax_table selectable striped compact vertical_centered  footable-paging-right ninja_table_search_disabled\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                            <col class=\"ninja_column_5 \">\n                            <col class=\"ninja_column_6 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-interest-rate-of-fds-in-private-sector-banks\" style=\"font-size:22px\"><strong>Interest Rate of FDs in Private Sector Banks<\/strong><\/h2>\n\n\n<div id=\"footable_parent_4887\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_1\" data-footable_id=\"4887\" data-filter-delay=\"1000\" aria-label=\"FD Returns in Feb 2026 - 1 - 1.csv\"            id=\"footable_4887\"\n           data-unique_identifier=\"ninja_table_unique_id_444551694_4887\"\n           class=\" foo-table ninja_footable foo_table_4887 ninja_table_unique_id_444551694_4887 ui table  ninja_search_right nt_type_ajax_table selectable striped compact vertical_centered  footable-paging-right ninja_table_search_disabled\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                            <col class=\"ninja_column_5 \">\n                            <col class=\"ninja_column_6 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-interest-rate-of-fds-in-public-sector-banks\" style=\"font-size:22px\"><strong>Interest Rate of FDs in Public Sector Banks<\/strong><\/h2>\n\n\n<div id=\"footable_parent_4888\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_2\" data-footable_id=\"4888\" data-filter-delay=\"1000\" aria-label=\"FD Returns in Feb 2026 - 2 - 1.csv\"            id=\"footable_4888\"\n           data-unique_identifier=\"ninja_table_unique_id_50267976_4888\"\n           class=\" foo-table ninja_footable foo_table_4888 ninja_table_unique_id_50267976_4888 ui table  nt_type_ajax_table selectable striped vertical_centered  footable-paging-right\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                            <col class=\"ninja_column_5 \">\n                            <col class=\"ninja_column_6 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<p><strong>Source<\/strong>: Interest rate data and bank details mentioned in this article have been compiled using information available on Paisabazaar and are for informational purposes only. Rates are subject to change as per bank policies<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\" style=\"font-size:22px\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>With interest rates reaching 7.90% in February 2026, it seems like a good time for depositors to invest for stable and predictable returns. However, investors must also look at factors like deposit insurance coverage, how the term matches their financial goals, liquidity needs, and their overall risk tolerance before committing funds.<\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-4064382696\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Written by Nila Maria Jacob<\/strong><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: This article lists the 1year, 3 year, 5 year and 10-year interest rates and tenure range of small finance banks, private sector banks, and public sector banks. It also highlights the highest slab of each bank. Fixed deposits seem like the safe option given the market volatility and uncertainty. The interest rates of the [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4890,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[6,14],"tags":[1195,1328],"ppma_author":[1013],"class_list":["post-4885","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-trending","tag-fd","tag-fixed-deposit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Up to 7.90% FD Rates in Feb 2026: Banks Offering Highest Fixed Deposit Returns Right Now<\/title>\n<meta name=\"description\" content=\"Fixed deposits seem like the safe option given the market volatility and uncertainty. The interest rates of the leading lenders in India vary between 4-7%.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/money\/up-to-7-90-fd-rates-in-feb-2026-banks-offering-highest-fixed-deposit-returns-right-now\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Up to 7.90% FD Rates in Feb 2026: Banks Offering Highest Fixed Deposit Returns Right Now\" \/>\n<meta property=\"og:description\" content=\"Fixed deposits seem like the safe option given the market volatility and uncertainty. 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