{"id":5800,"date":"2026-03-03T22:18:31","date_gmt":"2026-03-03T16:48:31","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=5800"},"modified":"2026-03-04T10:51:10","modified_gmt":"2026-03-04T05:21:10","slug":"flat-5-on-sbi-cashback-vs-up-to-7-on-axis-cashback-which-credit-card-actually-saves-you-more","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/flat-5-on-sbi-cashback-vs-up-to-7-on-axis-cashback-which-credit-card-actually-saves-you-more\/","title":{"rendered":"Flat 5% on SBI Cashback vs Up to 7% on Axis Cashback \u2013 Which Credit Card Actually Saves You More?"},"content":{"rendered":"\n
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Synopsis<\/strong>: This article compares the SBI Cashback Credit Card and the Axis Bank Cashback Credit Card and examines if Axis Cashback credit card can compete with SBI Cashback Credit Card.<\/em><\/p>\n<\/blockquote>\n\n\n\n

When it comes to cashback on credit cards, flat 5% sounds simple but upto 7% sounds better.<\/strong> But does a higher percentage rate really mean more savings? We compare the SBI Cashback Card and the Axis Bank Cashback Card with different spending slabs to see which one actually saves you more.<\/p>

\"scapia<\/a><\/div>\n\n\n\n

SBI Cashback Credit Card<\/a><\/strong><\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n
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  • Joining Fee: <\/strong>\u20b9999 + taxes<\/li>\n\n\n\n
  • Annual Fee: <\/strong>\u20b9999 + taxes (Fee Waiver on \u20b92 lakh annual spend)<\/li>\n\n\n\n
  • Card Type:<\/strong> Cashback on every spend<\/li>\n\n\n\n
  • No welcome benefits on that card.<\/li>\n\n\n\n
  • 5% cashback on all online spends and 1% cashback on offline spends (capped at maximum \u20b95000 on both online and offline spends)<\/li>\n\n\n\n
  • No cashback on Utility, Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways<\/li>\n<\/ul>\n\n\n\n

    Please visit the Official Website <\/a><\/strong>to apply for the card.<\/p>\n\n\n\n

    Axis Bank Cashback Credit Card<\/a><\/strong><\/h2>\n\n\n\n
    \"\"<\/a><\/figure>\n\n\n\n
      \n
    • Joining Fee: \u20b91,000 + taxes<\/strong><\/li>\n\n\n\n
    • Annual Fee: \u20b91,000 + taxes<\/strong> (Waived of on \u20b94 lakh annual spend<\/strong>s)<\/li>\n\n\n\n
    • Card Type: Cashback Card<\/strong><\/li>\n\n\n\n
    • 2-7% cashback on all online spends<\/li>\n\n\n\n
    • 0.75% cashback on offline and travel spends and 0.5% on utlity spends (capped at \u20b9100\/month)<\/li>\n\n\n\n
    • 5000 EDGE Reward points worth \u20b91,000 if a transaction is done within first 30 days of purchasing the card that will compensate the joining fees.<\/li>\n<\/ul>\n\n\n\n

      Please visit the Official Website<\/a> <\/strong>to apply for the card.<\/p>