{"id":6133,"date":"2026-03-09T17:32:18","date_gmt":"2026-03-09T12:02:18","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=6133"},"modified":"2026-03-09T17:32:24","modified_gmt":"2026-03-09T12:02:24","slug":"5-credit-cards-that-earn-1-7-5-cashback-on-almost-everything-you-buy-in-2026","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/5-credit-cards-that-earn-1-7-5-cashback-on-almost-everything-you-buy-in-2026\/","title":{"rendered":"5 Credit Cards That Earn 1-7.5% Cashback on Almost Everything You Buy in 2026"},"content":{"rendered":"\n
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Synopsis<\/strong>: Cashback credit cards let you benefit on everyday spending, from online shopping and dining to utility bills. This article highlights 5 credit cards that offer 1%\u20137.5% cashback on everyday purchases and compares the cards to find the best options to earn more cashback.<\/em><\/p>\n<\/blockquote>\n\n\n\n

This article covers the top 5 credit cards that deliver consistent, flat cashback on everyday spending with no merchant lock-ins, no complex reward catalogues and no milestone spends.\u00a0Let\u2019s look into the cashback cards:\u00a0<\/p>

\"scapia<\/a><\/div>\n\n\n\n

Axis Bank ACE Credit Card<\/a><\/strong><\/h2>\n\n\n\n
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  • Joining Fee:<\/strong> \u20b9499 + GST<\/li>\n\n\n\n
  • Annual Fee:<\/strong> \u20b9499 + GST (2nd year onwards)<\/li>\n\n\n\n
  • Axis Bank Ace Credit Card offers 1.5%<\/strong> cashback on all eligible cashback categories. For eg., If for a transaction of \u20b91150, the customer is eligible for a cashback of 1.5% i.e., 1150 * 1.5% = \u20b917.25. \u20b917 will be credited to the customer for that individual transaction<\/li>\n\n\n\n
  • The card also earns 5%<\/strong> on utility bill payments made via Gpay and 4%<\/strong> on swiggy, zomato, ola both capped at \u20b9500 per month combined. The cashback for the billing cycle in example would be calculated as follows: \n
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    • 5% of \u20b95,000 = \u20b9250, 4% of \u20b910,000 = \u20b9400. Since the combined cashback earned on 5% and 4% category eligible transactions is capped at \u20b9500, the cashback credited for these categories will be \u20b9500 and not \u20b9650<\/li>\n<\/ul>\n<\/li>\n\n\n\n
    • Additional add-ons are four complimentary domestic airport lounge visits per year and the exclusions include EMIs, wallet loads, rent, gold and jewelry and fuel does not earn cashback.\u00a0<\/li>\n<\/ul>\n\n\n\n

      To apply for the card, please visit the Official Website<\/a><\/strong><\/p>\n\n\n\n

      HSBC Visa Cashback Credit Card<\/strong><\/h2>\n\n\n\n
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      • Joining Fee:<\/strong>\u00a0\u20b9999<\/li>\n\n\n\n
      • Annual Fee:<\/strong>\u00a0\u20b9999 (Waived if you spend more than \u20b92,00,000 per year)<\/li>\n\n\n\n
      • Get 10%<\/strong> cashback on all dining, food delivery, and grocery spending, capped at \u20b91,000 per card billing cycle <\/li>\n\n\n\n
      • Get 1.5%<\/strong> unlimited cashback on all your other spending<\/li>\n<\/ul>\n\n\n\n

        SBI Cashback Card<\/a><\/strong><\/h2>\n\n\n\n
        \"\"<\/a><\/figure>\n\n\n\n
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        • Joining Fee:<\/strong> \u20b9999 + GST<\/li>\n\n\n\n
        • Annual Fee: <\/strong>\u20b9999 + GST (waived if your annual spends is \u20b92 lakh and above in the previous year)<\/li>\n\n\n\n
        • 5%<\/strong> Cashback on online spends (No Merchant Restrictions for online shopping)<\/li>\n\n\n\n
        • 1%<\/strong> cashback on everyday purchases on offline spends<\/li>\n\n\n\n
        • Annual Fee of \u20b9999 waived off on reaching annual spends of \u20b92 Lakh<\/li>\n<\/ul>\n\n\n\n

          To apply for the card, please visit the Official Website<\/a><\/strong><\/strong><\/p>