{"id":6438,"date":"2026-03-15T20:23:31","date_gmt":"2026-03-15T14:53:31","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=6438"},"modified":"2026-03-15T20:23:35","modified_gmt":"2026-03-15T14:53:35","slug":"top-5-credit-cards-offering-free-trip-cancellation-cover-up-to-50000-twice-a-year","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/top-5-credit-cards-offering-free-trip-cancellation-cover-up-to-50000-twice-a-year\/","title":{"rendered":"Top 5 Credit Cards Offering Free Trip Cancellation Cover up to \u20b950,000 Twice a Year"},"content":{"rendered":"\n
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Synopsis:<\/strong> Trip cancellations can lead to financial losses and especially when flights and hotels are booked with non-refundable fares. But in such scenarios, some credit cards in India now include complimentary trip cancellation insurance as part of their travel benefits. These cards can reimburse travelers for prepaid expenses if a trip is cancelled due to covered reasons. Take a look at these five credit cards that offer trip cancellation protection along with other travel perks.<\/em><\/p>\n<\/blockquote>\n\n\n\n

Travel plans can be met with sudden illness or unexpected disruption which can force travelers to cancel a trip at the last minute. This often results in the loss of non-refundable bookings. In some cases, people purchase separate travel insurance for such situations but fewer realize that some credit cards already offer built-in trip cancellation benefits when the travel booking is made using the card.<\/p>

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In India, there are credit cards under travel and premium range provide complimentary insurance that can cover trip cancellations inconveniences. These benefits can help reduce financial losses if a trip has to be cancelled for valid reasons under the policy terms. That is why we have brought a list of credit cards with valuable travel insurance coverage that can therefore add an extra layer of protection for regular travellers.<\/p>\n\n\n\n

1. IDFC First Bank Ashva Metal Credit Card<\/a><\/strong><\/h2>\n\n\n\n
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  • Joining fee:<\/strong> \u20b92,999 + taxes<\/li>\n\n\n\n
  • Annual fee: \u20b92,999 + taxes<\/li>\n\n\n\n
  • Forex markup:<\/strong> 1%<\/li>\n\n\n\n
  • Trip cancellation benefit:<\/strong> Cardholders can cancel flight and hotel bookings and receive reimbursement of up to \u20b925,000 per cancellation, twice in a year, for the non-refundable portion of the booking when paid using the card.<\/li>\n\n\n\n
  • Travel Benefits:<\/strong>\n
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    • 4 complimentary domestic airport lounge visits per quarter on spending \u20b920,000 in the previous calendar month<\/li>\n\n\n\n
    • 2 international airport lounge visits per year under the same spend condition<\/li>\n\n\n\n
    • 4 complimentary railway lounge visits per quarter<\/li>\n\n\n\n
    • Low forex markup of 1% on international transactions<\/li>\n\n\n\n
    • Reward points on travel and retail spends<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

      To apply for the card, please visit the Official Website<\/a> <\/strong><\/p>