{"id":6518,"date":"2026-03-17T23:03:41","date_gmt":"2026-03-17T17:33:41","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=6518"},"modified":"2026-03-17T23:20:46","modified_gmt":"2026-03-17T17:50:46","slug":"amex-platinum-travel-credit-card-devaluation-in-2026-is-marriott-bonvoy-the-best-alternative","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/amex-platinum-travel-credit-card-devaluation-in-2026-is-marriott-bonvoy-the-best-alternative\/","title":{"rendered":"Amex Platinum Travel Credit Card Devaluation in 2026: Is Marriott Bonvoy the Best Alternative?"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis: <\/strong><em>American Express Platinum Travel is a milestone type premium credit card that has gone devaluation effective from March 9, 2026. This article compares the Amex Platinum Travel Card with the Marriott Bonvoy HDFC Credit Card to evaluate whether it can serve as the best alternative.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>The recent devaluation of the Amex Platinum Travel Credit Card has significantly weakened its value for mid-tier spenders, with key milestones benefits pushed to \u20b97 lakh from \u20b94 lakh. In this context, the&nbsp;<strong>Marriott Bonvoy HDFC Bank Credit Card<\/strong>&nbsp;is emerging as a strong, if not superior, alternative for credit card users focused on hotel rewards and consistent benefits.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3816901839\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-american-express-platinum-travel-credit-card\" style=\"font-size:22px\"><strong>American Express Platinum Travel Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"608\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/American-Express-Platinum-Travel-Credit-Card-1.jpg\" alt=\"Image: American Express Platinum Travel Credit Card\" class=\"wp-image-6530\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/American-Express-Platinum-Travel-Credit-Card-1.jpg 960w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/American-Express-Platinum-Travel-Credit-Card-1-480x304.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 960px, 100vw\" \/><\/figure>\n\n\n\n<p>Earlier, this was a Milestone-based card and you would earn 2 points for every \u20b9100 spent. If you spent a total of \u20b94 lakhs annually on the card, you would earn \u20b940,000 total bonus reward points and an additional \u20b910,000 worth of Taj voucher. Now, the milestone structure has changed.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fee: \u20b95,000+ taxes&nbsp;(no change)<\/li>\n\n\n\n<li>Annual Fee: \u20b95,000+ taxes&nbsp;(no change)<\/li>\n\n\n\n<li>Forex Markup: 3.5%+ taxes<\/li>\n<\/ul>\n\n\n\n<p>The milestone benefit has been broken down into three different milestones now: <\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2017047746\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u20b91.9 Lakh Spend:<\/strong>&nbsp;Now earns 7,500 MR points (previously 15,000 points).<\/li>\n\n\n\n<li><strong>\u20b94 Lakh Spend:<\/strong>&nbsp;Now earns 10,000 MR points (previously 25,000 points).<\/li>\n\n\n\n<li><strong>\u20b97 Lakh Spend (New Top Tier):<\/strong>&nbsp;Now earns 22,500 MR points + \u20b910,000 Taj Voucher.<\/li>\n<\/ul>\n\n\n\n<p><strong>Reduced Value:<\/strong>&nbsp;The previous high-value, \u20b94 lakh milestone is gone, meaning users must spend \u20b97 lakh to get similar benefits to what they once earned at \u20b94 lakh.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2012671722\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<p><strong>Welcome Benefit: <\/strong>The American Express Platinum Travel Credit Card offers a welcome gift of 10,000 Membership Rewards points. The welcome benefit is unlocked on a total spend of \u20b915,000 under the initial 90 days of card issuance.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also read:<\/strong> <a href=\"https:\/\/tradebrains.in\/money\/3-best-credit-card-alternatives-after-airtel-axis-credit-cards-major-devaluation-in-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">3 Best Credit Card Alternatives After Airtel Axis Credit Card\u2019s Major Devaluation in 2026<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-marriott-bonvoy-hdfc-credit-card\" style=\"font-size:22px\"><strong><a href=\"https:\/\/bitli.in\/r98Eu71\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Marriott Bonvoy HDFC Credit Card<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><a href=\"https:\/\/bitli.in\/r98Eu71\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"649\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Marriott-Bonvoy-HDFC-Credit-Card-1024x649.jpg\" alt=\"Image: Marriott Bonvoy HDFC Credit Card\" class=\"wp-image-1580\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Marriott-Bonvoy-HDFC-Credit-Card-1024x649.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Marriott-Bonvoy-HDFC-Credit-Card-980x621.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Marriott-Bonvoy-HDFC-Credit-Card-480x304.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/a><\/figure>\n\n\n\n<p>The Marriott Bonvoy HDFC Credit Card is a co-branded travel credit card. This means its value is directly linked to the Marriott hotel coverage. This card is best suited for those who like staying within a particular luxury hotel chain.<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3250115530\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fee: \u20b93,000+ taxes<\/li>\n\n\n\n<li>Annual Fee: \u20b93,000+ taxes<\/li>\n\n\n\n<li>Forex Markup: 3.5%+ taxes<\/li>\n<\/ul>\n\n\n\n<p><strong>Welcome Benefit: <\/strong>On a minimum spend of \u20b9500 spent within the 90 days of card issuance earns a Free Night Award (valued at 15,000 Marriott Bonvoy Points) along with 10 Elite Night Credits and Silver Elite Status.<\/p>\n\n\n\n<p><strong>Base Rewards:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2 complimentary golf lesson per quarter in India where session is limited to 30 minutes each<\/li>\n\n\n\n<li>8 Marriott Bonvoy points on each \u20b9150 spent on Marriott hotel stays<\/li>\n\n\n\n<li>4 points per \u20b9150 on travel and dining<\/li>\n\n\n\n<li>2 points per \u20b9150 on all other spends<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong>12 domestic and12 international airport lounge access annually.<\/li>\n\n\n\n<li><strong>Benefits: <\/strong>You will earn 1 Free Night Award (valued up to 15,000 points) when you reach these spend thresholds within your Card anniversary year. Additional free night 1 voucher each on higher annual spends of \u20b96L, \u20b99L, \u20b915L<\/li>\n<\/ul>\n\n\n\n<p><strong>Insurance Coverage:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Delay or loss of checked-in baggage: Cover up to $250<\/li>\n\n\n\n<li>Loss of travel documents: Cover up to $250<\/li>\n\n\n\n<li>Flight delay cover: Up to $250<\/li>\n\n\n\n<li>Air accidental cover: Up to $12,500<\/li>\n\n\n\n<li>Emergency medical expenses: Covered up to $18,750<\/li>\n\n\n\n<li>Credit shield protection: Up to \u20b91,00,000<\/li>\n\n\n\n<li>Loss liability cover: Up to \u20b99,00,000<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Feature<\/th><th class=\"has-text-align-center\" data-align=\"center\">Amex<\/th><th class=\"has-text-align-center\" data-align=\"center\">Marriott<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Lounge Access<\/td><td class=\"has-text-align-center\" data-align=\"center\">8 domestic<\/td><td class=\"has-text-align-center\" data-align=\"center\">12 domestic + 12 international<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Hotel Flexibility<\/td><td class=\"has-text-align-center\" data-align=\"center\">Taj, ITC, Marriott, etc.<\/td><td class=\"has-text-align-center\" data-align=\"center\">Only Marriott<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Elite Status<\/td><td class=\"has-text-align-center\" data-align=\"center\">NA<\/td><td class=\"has-text-align-center\" data-align=\"center\">Silver Elite<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>To apply for Marriott Bonvoy HDFC Credit Card, please visit the <a href=\"https:\/\/bitli.in\/r98Eu71\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Official Website<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-verdict\" style=\"font-size:22px\"><strong>The Verdict<\/strong><\/h2>\n\n\n\n<p>The Amex Platinum Travel Credit Card is still a strong option if you want flexible travel rewards across multiple hotel and airline partners and your yearly spend is \u20b97 lakhs and above to unlock its full value, but its recent devaluation has reduced its milestone benefits for mid-level spenders. On the other hand, the Marriott Bonvoy HDFC Bank Credit Card offers more consistent and predictable value through free night stays, elite status, and lower fees, making it a better choice for those loyal to Marriott p<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Written by Kenbi Riba<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: American Express Platinum Travel is a milestone type premium credit card that has gone devaluation effective from March 9, 2026. This article compares the Amex Platinum Travel Card with the Marriott Bonvoy HDFC Credit Card to evaluate whether it can serve as the best alternative. The recent devaluation of the Amex Platinum Travel Credit [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":6529,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[2187,2188,2189,2186,779],"ppma_author":[1323],"class_list":["post-6518","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-amex-card-devaluation-2026","tag-amex-platinum-travel-credit-card","tag-best-travel-credit-card","tag-credit-card-devaluation-2026","tag-marriott-bonvoy-hdfc-credit-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Amex Platinum Travel Credit Card Devaluation in 2026: Is Marriott Bonvoy the Best Alternative?<\/title>\n<meta name=\"description\" content=\"American Express Platinum Travel is a milestone type premium credit card that has gone devaluation effective from March 9, 2026. 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