{"id":6622,"date":"2026-03-23T16:32:48","date_gmt":"2026-03-23T11:02:48","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=6622"},"modified":"2026-03-23T16:42:16","modified_gmt":"2026-03-23T11:12:16","slug":"swiggy-hdfc-bank-credit-card-split-into-blck-and-ornge-variants-which-one-rewards-you-the-most","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/swiggy-hdfc-bank-credit-card-split-into-blck-and-ornge-variants-which-one-rewards-you-the-most\/","title":{"rendered":"Swiggy HDFC Bank Credit Card split into BLCK and ORNGE variants \u2013 Which One Rewards You the Most?"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em><strong>Synopsis: <\/strong>HDFC provides three Swiggy co-branded credit cards that offer multiple cashback levels and various cardholder advantages. The core difference between products exists in their Swiggy cashback rates, together with their membership benefits and complete reward systems. The best card selection for you depends on your frequency of using Swiggy and your online shopping activities.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>HDFC Bank has expanded its Swiggy credit card lineup into three variants: basic Swiggy, Orange, and Black. The credit cards differentially target user groups through their respective cashback programs and additional benefits. All three cards provide cashback rewards for Swiggy and online purchases, yet their reward rates create a major difference between them. The cards provide different memberships and golf benefits as additional features.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3890457246\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-swiggy-hdfc-bank-credit-card-base-card\" style=\"font-size:22px\"><strong>1. <a href=\"https:\/\/www.hdfc.bank.in\/credit-cards\/swiggy-hdfc-bank-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Swiggy HDFC Bank Credit Card<\/a> (Base Card)<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-HDFC-Bank-Credit-Card-1024x683.jpg\" alt=\"Swiggy HDFC Bank Credit Card\" class=\"wp-image-6623\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-HDFC-Bank-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-HDFC-Bank-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-HDFC-Bank-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fee: \u20b9500 + applicable charges<\/li>\n\n\n\n<li>Annual Fee: \u20b9500 + applicable charges<\/li>\n\n\n\n<li>Renewal Fee Waiver: Spend \u20b9200,000\/year<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-benefits\"><strong>Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10% cashback on Swiggy (Food, Instamart, Dineout, Genie) Capped at \u20b91,500 per billing cycle<\/li>\n\n\n\n<li>5% cashback on online spends, capped at \u20b91,500 per billing cycle<\/li>\n\n\n\n<li>1% cashback on other spends (excluding fuel, rent, EMI, wallet, jewellery, and government-related transactions) Capped at \u20b9500 per billing cycle<\/li>\n\n\n\n<li>Complimentary 3 months Swiggy One membership (on activation within 30 days)<\/li>\n\n\n\n<li>A minimum \u20b9100 transaction is required to earn cashback&nbsp;&nbsp;<\/li>\n\n\n\n<li>No cashback on Swiggy Money Wallet, Swiggy Minis, and Swiggy Liquor transactions.<\/li>\n\n\n\n<li>Golf access worldwide and 12 complimentary lessons per year<\/li>\n\n\n\n<li>4 complimentary rounds of green fees per year&nbsp;<\/li>\n\n\n\n<li>50% discount on green fee beyond complimentary sessions<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-swiggy-ornge-hdfc-bank-credit-card\" style=\"font-size:22px\"><strong>2. <a href=\"https:\/\/www.hdfc.bank.in\/credit-cards\/swiggy-ornge-hdfc-bank-credit-carrd\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Swiggy ORNGE HDFC Bank Credit Card<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-ORNGE-HDFC-Bank-Credit-Card-1024x683.jpg\" alt=\"Swiggy ORNGE HDFC Bank Credit Card\" class=\"wp-image-6624\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-ORNGE-HDFC-Bank-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-ORNGE-HDFC-Bank-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-ORNGE-HDFC-Bank-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fee: \u20b9500 + applicable charges<\/li>\n\n\n\n<li>Annual Fee: \u20b9500 + applicable charges<\/li>\n\n\n\n<li>Renewal Fee Waiver: Spend \u20b9150,000\/year<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-benefits-0\"><strong>Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5% cashback on Swiggy app spends (Food orders, Instamart, and Dineout)&nbsp; Capped at \u20b91,500 per billing cycle<\/li>\n\n\n\n<li>5% cashback on online spends, capped at \u20b91,500 per billing cycle<\/li>\n\n\n\n<li>1% cashback on other spends, capped at \u20b91,000 per billing cycle<\/li>\n\n\n\n<li>Complimentary 12 months of Swiggy One membership upon activation.&nbsp;<\/li>\n\n\n\n<li>A minimum \u20b9249 transaction is required for 5% cashback&nbsp;<\/li>\n\n\n\n<li>Golf access worldwide and 12 complimentary lessons per year<\/li>\n\n\n\n<li>4 complimentary rounds of green fees per year&nbsp;<\/li>\n\n\n\n<li>50% discount on green fee beyond complimentary sessions<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also read: <\/strong><a href=\"https:\/\/tradebrains.in\/money\/5-best-credit-cards-with-longest-interest-free-period-up-to-90-days-hdfc-icici-more\/\">5 Best Credit Cards with Longest Interest-Free Pe<\/a><a href=\"https:\/\/tradebrains.in\/money\/5-best-credit-cards-with-longest-interest-free-period-up-to-90-days-hdfc-icici-more\/\" target=\"_blank\" rel=\"noreferrer noopener\">r<\/a><a href=\"https:\/\/tradebrains.in\/money\/5-best-credit-cards-with-longest-interest-free-period-up-to-90-days-hdfc-icici-more\/\">iod (Up to 90 Days) &#8211; HDFC, ICICI &amp; More<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-swiggy-blck-hdfc-bank-credit-card\" style=\"font-size:22px\"><strong>3. <a href=\"https:\/\/www.hdfc.bank.in\/credit-cards\/swiggy-blck-hdfc-bank-credit-card\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Swiggy BLCK HDFC Bank Credit Card<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-BLCK-HDFC-Bank-Credit-Card-1024x683.jpg\" alt=\"Swiggy BLCK HDFC Bank Credit Card\" class=\"wp-image-6625\" style=\"width:350px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-BLCK-HDFC-Bank-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-BLCK-HDFC-Bank-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Swiggy-BLCK-HDFC-Bank-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining Fee: \u20b91,000 + applicable charges<\/li>\n\n\n\n<li>Joining Fee Waiver: Spend \u20b975,000 within 90 days (applicable for 1st year only)&nbsp;<\/li>\n\n\n\n<li>Annual Fee: \u20b91,000 + applicable charges<\/li>\n\n\n\n<li>Renewal Fee Waiver: Spend \u20b9200,000\/year<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-benefits-1\"><strong>Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10% CashBack on Swiggy app spends (Food orders, Instamart, and Dineout), Capped at \u20b91,500 per billing cycle<\/li>\n\n\n\n<li>5% cashback on online spends, Capped at \u20b91,500 per billing cycle<\/li>\n\n\n\n<li>1% cashback on other spends, Capped at \u20b91,000 per billing cycle<\/li>\n\n\n\n<li>Complimentary 3-month Swiggy BLCK membership upon activation.<\/li>\n\n\n\n<li>A minimum \u20b9249 transaction is required for 10% cashback&nbsp;&nbsp;<\/li>\n\n\n\n<li>A minimum \u20b9100 transaction is required for 5% and 1% cashback&nbsp;<\/li>\n\n\n\n<li>Golf access worldwide and 12 complimentary lessons per year<\/li>\n\n\n\n<li>4 complimentary rounds of green fees per year&nbsp;<\/li>\n\n\n\n<li>50% discount on green fee beyond complimentary sessions<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-differences-nbsp\" style=\"font-size:22px\"><strong>Key Differences&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Feature<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Base Card<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>ORNGE Card<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>BLCK Card<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Fee Waiver<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9200,000 spent\/year<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9150,000 spent\/year<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9200,000 spent\/year<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Swiggy Cashback<\/td><td class=\"has-text-align-center\" data-align=\"center\">10% (Food, Instamart, Dineout, Genie)<\/td><td class=\"has-text-align-center\" data-align=\"center\">5% (Food, Instamart, Dineout)<\/td><td class=\"has-text-align-center\" data-align=\"center\">10% (Food, Instamart, Dineout)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Online Cashback<\/td><td class=\"has-text-align-center\" data-align=\"center\">5% on online spending&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">1% on other expenses&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">5% on select online spends&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Other Cashback<\/td><td class=\"has-text-align-center\" data-align=\"center\">1% (with exclusions)<\/td><td class=\"has-text-align-center\" data-align=\"center\">1% on other expenses&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">1% on other spends&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cashback Caps<\/td><td class=\"has-text-align-center\" data-align=\"center\">(\u20b91,500 \/ \u20b91,500 \/ \u20b9500)<\/td><td class=\"has-text-align-center\" data-align=\"center\">(\u20b91,500 (5% category (Swiggy + online)) \/ \u20b91,000)<\/td><td class=\"has-text-align-center\" data-align=\"center\">(\u20b91,500 \/ \u20b91,500 \/ \u20b91,000)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Welcome Benefit<\/td><td class=\"has-text-align-center\" data-align=\"center\">3 months Swiggy One<\/td><td class=\"has-text-align-center\" data-align=\"center\">12 months Swiggy One<\/td><td class=\"has-text-align-center\" data-align=\"center\">3 months Swiggy BLCK&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Minimum Transaction Rule<\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum \u20b9100 cashback<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9249 for 5% cashback<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9249 (10%), \u20b9100 (5%\/1%)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Interest-Free Period<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to 50 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to 50 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">Not mentioned<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Golf Benefits<\/td><td class=\"has-text-align-center\" data-align=\"center\">4 rounds + 12 lessons\/year<\/td><td class=\"has-text-align-center\" data-align=\"center\">4 rounds + 12 lessons\/year<\/td><td class=\"has-text-align-center\" data-align=\"center\">4 rounds + 12 lessons\/year<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Contactless Payments<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">SmartEMI Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Fraud Liability Cover<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Eligibility (Income)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Salaried &#8211; \u20b915,000 and above<br>Self-Employed &#8211; Annual ITR &gt; \u20b9600,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">Salaried &#8211; \u20b920,000 and above<br>Self-Employed &#8211; Annual ITR &gt; \u20b9600,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">Salaried &#8211; \u20b9100,000 and above<br>Self-Employed &#8211; Annual ITR &gt; \u20b91,200,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-should-choose-which-card\" style=\"font-size:22px\"><strong>Who Should Choose Which Card?<\/strong><\/h2>\n\n\n\n<p>The fundamental Swiggy Card is intended to fulfil the needs of those users who utilize Swiggy on a semi-regular basis due to moderate prices and rudimentary benefits. The ORNGE Card is best suited to the heavy Swiggy users and online shoppers since it offers 12 months of Swiggy One membership and allows them to get balanced cashback. The BLCK Card will give high spenders and premium users the most desirable Swiggy cashback, along with lifestyle preferences and golf benefits, even at a higher charge.<\/p>\n\n\n\n<p>If you want to apply for HDFC Credit Cards, please visit the <a href=\"https:\/\/bitli.in\/NNujJzz\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Official Website<\/strong><\/a><\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-4105108563\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\" style=\"font-size:22px\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>BLCK Card is aimed at those users who desire to obtain a wide range of Swiggy cashback and at the same time enjoy lifestyle privileges. The ORNGE Card offers a user a year of full access to Swiggy One. The base card gives a satisfactory level of rewards to users who shop less frequently. Your decision will depend on your spending habits and the frequency of your Swiggy and online app usage.<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2022922520\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Written By Ameet S&nbsp;<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: HDFC provides three Swiggy co-branded credit cards that offer multiple cashback levels and various cardholder advantages. The core difference between products exists in their Swiggy cashback rates, together with their membership benefits and complete reward systems. The best card selection for you depends on your frequency of using Swiggy and your online shopping activities. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":6626,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[2243,2246,2244,2245],"ppma_author":[1013],"class_list":["post-6622","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending","tag-hdfc-swiggy-credit-cards","tag-swiggy-blck-hdfc-bank-credit-card","tag-swiggy-hdfc-bank-credit-card","tag-swiggy-ornge-hdfc-bank-credit-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Swiggy HDFC Bank Credit Card split into BLCK and ORNGE variants \u2013 Which One Rewards You the Most?<\/title>\n<meta name=\"description\" content=\"HDFC provides three Swiggy co-branded credit cards that offer multiple cashback levels and various cardholder advantages. The core difference between products exists in their Swiggy cashback rates, together with their membership benefits and complete reward systems.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/money\/swiggy-hdfc-bank-credit-card-split-into-blck-and-ornge-variants-which-one-rewards-you-the-most\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Swiggy HDFC Bank Credit Card split into BLCK and ORNGE variants \u2013 Which One Rewards You the Most?\" \/>\n<meta property=\"og:description\" content=\"HDFC provides three Swiggy co-branded credit cards that offer multiple cashback levels and various cardholder advantages. 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