{"id":7264,"date":"2026-04-10T16:25:00","date_gmt":"2026-04-10T10:55:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=7264"},"modified":"2026-04-10T15:35:05","modified_gmt":"2026-04-10T10:05:05","slug":"top-6-mid-tier-credit-cards-for-utility-bills-everyday-spending","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/top-6-mid-tier-credit-cards-for-utility-bills-everyday-spending\/","title":{"rendered":"Top 6 Mid-Tier Credit Cards for Utility Bills & Everyday Spending"},"content":{"rendered":"\n
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Synopsis<\/strong>: This article highlights best mid-tier credit cards for utility bills and daily spending in India. These cards excel with high cashback rates, usually capped, and low annual fees.<\/em><\/p>\n<\/blockquote>\n\n\n\n

It becomes harder day by day to pay your utility bills. These credit cards will give you different benefits, from discounts, waivers, to cashback and many other benefits.  These credit cards have partnered with different brands to ensure their users can get these benefits. These cards have a wide array of benefits that cater to certain utilities, and you can select them based on their benefits. <\/p>

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1. AU Bank Vetta Credit Card<\/a><\/strong><\/h2>\n\n\n\n
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    • You need to pay an annual card membership fee of \u20b92999 plus applicable taxes. It can be waived if you spend more than \u20b940,000 within 90 days of card set up and 2nd<\/sup> year onwards, if you spend more than \u20b91,50,000 in the previous year.<\/li>\n\n\n\n
    • It gives you 4 reward points for every \u20b9100 spent. You will earn an additional 1000 bonus reward points on your birthday.<\/li>\n\n\n\n
    • You will get \u20b91000 worth vouchers on minimum of \u20b92,50,000.<\/li>\n\n\n\n
    • A complimentary lounge access in airports if you spend a minimum of \u20b920,000 in a calendar quarter. From 10th<\/sup> April 2026, you need to spend \u20b950,000 to avail this feature. In the railway, you will get 2 complimentary lounges per calendar quarter.<\/li>\n\n\n\n
    • You will get 1% fuel surcharge waiver for fuel transactions between \u20b9400 and \u20b95,000 across the country. (Maximum of \u20b9250 per statement cycle)<\/li>\n\n\n\n
    • You can get curated offers on ITC Hotels, Elivaas, greet services, Visa Meet and much more<\/li>\n<\/ul>\n\n\n\n

      To apply for the card, please visit the Official Website<\/strong><\/a><\/p>\n\n\n\n

      2. Stable Money Suryoday Bank Credit Card<\/a><\/strong><\/h2>\n\n\n\n
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        • This card uses FD as collateral to ensure a safe credit line, and you will be able to get a credit card easily. The credit card limit will be 90% of the FD value.<\/li>\n\n\n\n
        • It charges you an annual fee of \u20b9150+ GST <\/li>\n\n\n\n
        • This card is designed for someone who hasn\u2019t used a credit card before.<\/li>\n\n\n\n
        • You can get up to 10% off on medicines and 15% off on Apollo products through Apollo pharmacy<\/li>\n\n\n\n
        • \u20b9400 off on a minimum purchase value of \u20b91999<\/li>\n\n\n\n
        • 50% off on Rapido for new users<\/li>\n\n\n\n
        • 20% off on renting Zoom cars up to \u20b91000<\/li>\n\n\n\n
        • If you get the Rupay version of the card, you will get additional benefits of Health check-ups, Spa coupon, free gym sessions in cult fit, 8 free domestic lounge access and much more.<\/li>\n<\/ul>\n\n\n\n

          To apply for the card, please visit the Official Website<\/strong><\/a><\/p>