{"id":7275,"date":"2026-04-12T18:30:00","date_gmt":"2026-04-12T13:00:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=7275"},"modified":"2026-04-12T10:12:59","modified_gmt":"2026-04-12T04:42:59","slug":"olyv-vs-mpokket-vs-prefr-which-fintech-app-offers-the-lowest-interest-personal-loan","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/olyv-vs-mpokket-vs-prefr-which-fintech-app-offers-the-lowest-interest-personal-loan\/","title":{"rendered":"Olyv vs mPokket vs Prefr: Which Fintech App Offers the Lowest Interest Personal Loan?"},"content":{"rendered":"\n
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Synopsis:<\/strong> Olyv, mPokket and Prefr are fintech apps focused on digital lending in India. This article will compare these three personal loan providers’ interest and processing rates and find out which is the best to get personal loans from.<\/em><\/p>\n<\/blockquote>\n\n\n\n

There are many upcoming personal loan providers in the market, and these apps provide loans at different rates and for different tenures. In this article, we are going to compare the details of these three companies and show which company charges the least. But first, here are the key details of the personal loans offered by these companies. <\/p>

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Olyv<\/a><\/strong><\/h2>\n\n\n\n
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Olyv, formerly known as Smartcoin Financial Pvt Ltd., is a digital platform that acts as a middleman between borrowers and personal loan providers, such as NBFCs and banks. It was founded by Rohit Garg, Jayant Upadhyay, Vinay Singh, and Amit Chandel in Bengaluru in 2017. It also has an app and a website to apply for personal loans. Here are the main details about the personal loans they provide:<\/p>\n\n\n\n

Loan Amount<\/strong><\/td>Up to \u20b95,00,000<\/strong><\/td><\/tr>
Interest Rate<\/td>Starts at 1.5% per month (18% p.a)<\/td><\/tr>
Tenure<\/td>2 to 24 months<\/td><\/tr>
Processing Fees<\/td>3% of the loan amount + 18% GST<\/td><\/tr>
Foreclosure charges<\/td>2% to 5% of the outstanding<\/td><\/tr>
Minimum monthly income required<\/td>\u20b915,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

To download the app, click on this link<\/a><\/p>