{"id":7369,"date":"2026-04-15T19:15:00","date_gmt":"2026-04-15T13:45:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=7369"},"modified":"2026-04-15T10:29:58","modified_gmt":"2026-04-15T04:59:58","slug":"3-best-credit-cards-for-students-in-india-without-income-proof","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/3-best-credit-cards-for-students-in-india-without-income-proof\/","title":{"rendered":"3 Best Credit Cards for Students in India Without Income Proof"},"content":{"rendered":"\n
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Synopsis:<\/strong> Students have to deal with day-to-day expenses, which tend to be expensive. Credit cards help them deal with these expenses through discounts and cashback, and this article talks about the best credit cards that are available to students in India.<\/em><\/p>\n<\/blockquote>\n\n\n\n

This article covers the best student credit cards that are available in India and the additional benefits these cards provide.  Student credit cards are designed to help students manage their finances and help build their credit sooner. They usually do not require a monthly income, have low credit limits and provide cashbacks and discounts for student-related purchases. Here are some top student-friendly credit cards in India:<\/p>

\"scapia<\/a><\/div>\n\n\n\n

IDFC FIRST WOW Credit Card\u00a0<\/a><\/strong><\/h2>\n\n\n\n

It is a secure credit card backed by a fixed deposit of at least \u20b920,000, and it’s suitable for first-time credit card users who want to build their credit profile.<\/p>\n\n\n\n

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Credit Card: Fees<\/strong><\/h3>\n\n\n\n
Particulars<\/strong><\/td>Amount<\/strong><\/td><\/tr>
Joining Fee<\/strong><\/td>NIL<\/td><\/tr>
Annual Fee<\/strong><\/td>NIL<\/td><\/tr>
Finance Charges<\/strong><\/td>0.71% to 3.85% p.m.<\/td><\/tr>
Late payment fee<\/strong><\/td>15% of the total amount due (Min. \u20b9100 and \u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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  • It comes with a zero- forex markup fee for overseas transactions, which is suitable for frequent international travellers <\/li>\n\n\n\n
  • Up to \u20b925,000 insurance coverage for card liability<\/li>\n\n\n\n
  • Personal accident insurance of \u20b92 Lakhs<\/li>\n\n\n\n
  • Purchase protection provided by up to \u20b925,000<\/li>\n\n\n\n
  • Cash withdrawal of up to 100% of your FD amount. <\/li>\n\n\n\n
  • It also has its own reward point system that can be used to earn reward points <\/li>\n<\/ul>\n\n\n\n

    To apply for the card, please visit the Official Website<\/a><\/p>