{"id":7557,"date":"2026-04-21T22:59:45","date_gmt":"2026-04-21T17:29:45","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=7557"},"modified":"2026-04-21T22:59:48","modified_gmt":"2026-04-21T17:29:48","slug":"bob-cashback-vs-idfc-first-hello-cashback-one-card-gives-33-higher-returns-on-20000-monthly-spends","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/bob-cashback-vs-idfc-first-hello-cashback-one-card-gives-33-higher-returns-on-20000-monthly-spends\/","title":{"rendered":"BOB Cashback vs IDFC FIRST Hello Cashback: One Card Gives 33% Higher Returns on \u20b920,000 Monthly Spends"},"content":{"rendered":"\n
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Synopsis: <\/strong>This article talks about two of the best cashback credit cards that are available in India. It will also discuss about the benefits these two credit cards provide. <\/em><\/p>\n<\/blockquote>\n\n\n\n

Cashback credit cards provide a part of your spending back to you in monetary form as cashback, which will usually be credited to your bank account. They offer flexible rewards, which may require you to pay your balance in full monthly to avoid the high interest rate.<\/p>

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1. BOB Cashback Credit Card<\/a><\/strong><\/h2>\n\n\n\n
\"BOB<\/a><\/figure>\n\n\n\n

It is a cashback credit card, which is designed and made for frequent online shoppers. It is also known for providing cashback in different types of transactions. <\/p>\n\n\n\n

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  • Cashback Benefits:<\/strong>\n
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    • 5% Cashback: Provided on select domestic online spend. It was provided in the form of 4% accelerated with 1% base cashback rate.<\/li>\n\n\n\n
    • 1% Cashback: On all other card spends<\/li>\n<\/ul>\n<\/li>\n\n\n\n
    • Note:<\/strong> Accelerated cashback is capped at \u20b91,500\/month.<\/li>\n\n\n\n
    • Other Benefits: <\/strong>\n
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      • Provides 1% fuel surcharge waiver of up to \u20b9250\/month for spending around \u20b9400 to \u20b95000 at the fuel stations.<\/li>\n\n\n\n
      • You won’t be liable for fraud if you report it immediately.<\/li>\n\n\n\n
      • Purchases equal to or above \u20b92,500 can be turned into EMIs of tenure between 6 and 48 months. <\/li>\n\n\n\n
      • You can add 3 add-on cards for your family members above 18 years old.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n
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        To apply for the card, please visit the Official Website<\/strong><\/a><\/p>