{"id":8103,"date":"2026-05-09T23:21:24","date_gmt":"2026-05-09T17:51:24","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=8103"},"modified":"2026-05-09T23:21:29","modified_gmt":"2026-05-09T17:51:29","slug":"top-9-mid-tier-credit-cards-with-the-lowest-forex-markup-fees-in-2026","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/top-9-mid-tier-credit-cards-with-the-lowest-forex-markup-fees-in-2026\/","title":{"rendered":"Top 9 Mid-Tier Credit Cards with the Lowest Forex Markup Fees in 2026"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis:<\/strong><em> With rupee depreciation a standard credit card adds 3-3.5% forex markup on every overseas transaction. A choice of a credit card with low forex fee will slash or eliminate this cost majorly.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>A depreciating rupee already means appreciated payments on foreign holidays and foreign transactions with that a standard credit card with 3-3.5% of forex markup would add to the cost. Forex markup fees are the charges applied by bank and credit card companies when transacting in a foreign currency. Choosing a card with zero or low forex charges is one of the simplest ways to save tiny amounts on every transaction during a foreign trip.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2420718999\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-idfc-first-mayura-credit-card\" style=\"font-size:22px\"><strong>1. <a href=\"https:\/\/bitli.in\/PgKFUVn\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">IDFC FIRST Mayura Credit Card<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><a href=\"https:\/\/bitli.in\/PgKFUVn\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IDFC-Mayura-Metal-Credit-Card-1024x576.jpg\" alt=\"IDFC Mayura Metal Credit Card\" class=\"wp-image-2562\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IDFC-Mayura-Metal-Credit-Card-980x551.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/IDFC-Mayura-Metal-Credit-Card-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/a><\/figure>\n\n\n\n<p>A premium metal card and one of the best suited options for international spenders. The Mayura Credit Card charges 0% forex markup, making it ideal for international transactions. It combines zero forex markup with 4 complimentary international and 4 domestic airport lounge \/ spa visits per quarter.<\/p>\n\n\n\n<ol class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee: <\/strong>\u20b95,999 + GST<\/li>\n\n\n\n<li><strong>Joining Fee:<\/strong> \u20b95,999 + GST<\/li>\n\n\n\n<li><strong>Fee Waiver:<\/strong> Not Applicable<\/li>\n\n\n\n<li><strong>Forex Markup:<\/strong> 0%<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the <a href=\"https:\/\/bitli.in\/PgKFUVn\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Official Website<\/strong><\/a><\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2056892201\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-hdfc-diners-club-black-metal-edition\" style=\"font-size:22px\"><strong>2. <a href=\"https:\/\/bitli.in\/07ZGk3H\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HDFC Diners Club Black (Metal Edition)<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><a href=\"https:\/\/bitli.in\/07ZGk3H\"><img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"270\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/HDFC-Diners-Club-Black-METAL-Credit-Card.jpg\" alt=\"HDFC Diners Club Black METAL Credit Card\" class=\"wp-image-3943\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/HDFC-Diners-Club-Black-METAL-Credit-Card.jpg 460w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/01\/HDFC-Diners-Club-Black-METAL-Credit-Card-300x176.jpg 300w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/a><\/figure>\n\n\n\n<p>The HDFC Diners Club Black Metal Edition Credit Card charges a markup fee of 2% for all foreign currency transactions. This card provides unlimited lounge access to 1300+ lounges internationally and has a fee waiver on \u20b98 lakh annual spend<\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1432321096\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b910,000 + GST<\/li>\n\n\n\n<li><strong>Joining Fee:<\/strong> \u20b910,000 + GST<\/li>\n\n\n\n<li><strong>Fee Waiver:<\/strong> Spending \u20b98 lakh in 12 months gets the renewal fee waived for the next renewal year<\/li>\n\n\n\n<li><strong>Forex Markup: <\/strong>2%<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the <a href=\"https:\/\/bitli.in\/07ZGk3H\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Official Website<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-hsbc-premier-credit-card\" style=\"font-size:22px\"><strong>3. HSBC Premier Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Premier-Credit-Card-1-1024x640.jpg\" alt=\"HSBC Premier Credit Card\" class=\"wp-image-1329\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Premier-Credit-Card-1-1024x640.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Premier-Credit-Card-1-980x613.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/HSBC-Premier-Credit-Card-1-480x300.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<p>The foreign exchange markup for HSBC Premier Credit Card is 0.99% on all foreign transactions. The card offers lounge access for unlimited visits and 8 free guest visits per year. The \u20b920,000 annual fee is waived for customers who maintain Premier relationship status.<\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-1908921412\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b920,000 renewal<\/li>\n\n\n\n<li><strong>Joining Fee:<\/strong> \u20b912,000 (paid after card activation)<\/li>\n\n\n\n<li><strong>Fee Waiver:<\/strong> Annual fee waived after meeting HSBC Premier eligibility criteria<\/li>\n\n\n\n<li><strong>Forex Markup:<\/strong> 0.99%<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-bobcard-eterna-credit-card\" style=\"font-size:22px\"><strong>4. <a href=\"https:\/\/bitli.in\/K4CmZs9\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">BOBCARD Eterna Credit Card<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><a href=\"https:\/\/bitli.in\/K4CmZs9\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/BOBCARD-ETERNA-Credit-Card-1-1024x683.jpg\" alt=\"BOBCARD ETERNA Credit Card\" class=\"wp-image-6778\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/BOBCARD-ETERNA-Credit-Card-1-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/BOBCARD-ETERNA-Credit-Card-1-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/BOBCARD-ETERNA-Credit-Card-1-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/a><\/figure>\n\n\n\n<p>This credit card is offered by Bank of Baroda and is a lifetime fee card that offers 1% forex markup on overseas transactions, which is much lower than the 3.5% standard. It also provides 8 domestic lounge visits and 4 international complimentary lounge visits per year. The domestic lounge access could become unlimited provided a minimum quarterly spend of \u20b940,000 is required.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b92,499 + GST<\/li>\n\n\n\n<li><strong>Joining Fee:<\/strong> \u20b92,499 + GST<\/li>\n\n\n\n<li><strong>Fee Waiver:<\/strong> Joining fee waived after \u20b925,000 spend within first 60 days of card issuance, and Annual fee waived on spending \u20b92,50,000 in previous card anniversary<\/li>\n\n\n\n<li><strong>Forex Markup:<\/strong> 2%<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the <a href=\"https:\/\/bitli.in\/K4CmZs9\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Official Website<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-rbl-world-safari-credit-card\" style=\"font-size:22px\"><strong>5. <a href=\"https:\/\/bitli.in\/Csp6M8M\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">RBL World Safari Credit Card<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><a href=\"https:\/\/bitli.in\/Csp6M8M\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/02\/RBL-Bank-World-Safari-Credit-Card-1024x683.jpg\" alt=\"RBL Bank World Safari Credit Card\" class=\"wp-image-4820\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/02\/RBL-Bank-World-Safari-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/02\/RBL-Bank-World-Safari-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/02\/RBL-Bank-World-Safari-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/a><\/figure>\n\n\n\n<p>This is the credit card offered by RBL Bank and also one of the first retail credit cards with a forex markup of 0% in India. It offers a MakeMyTrip voucher worth \u20b93,000 as a welcome benefit and 2 complimentary domestic lounge visits per quarter on a spend of \u20b935,000 quarterly spend, plus 2 international lounge visits via Priority Pass.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b93,000 + GST<\/li>\n\n\n\n<li><strong>Joining Fee:<\/strong> \u20b93,000 + GST<\/li>\n\n\n\n<li><strong>Fee Waiver:<\/strong> Not Applicable<\/li>\n\n\n\n<li><strong>Forex Markup:<\/strong> 0%<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the <a href=\"https:\/\/bitli.in\/Csp6M8M\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Official Website<\/strong><\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also read:<\/strong> <a href=\"https:\/\/tradebrains.in\/money\/4-best-sbi-credit-cards-to-get-10-instant-discount-in-flipkart-sasa-lele-sale-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">4 Best SBI Credit Cards to Get 10% Instant Discount in Flipkart SASA LELE Sale 2026<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-6-idfc-first-wow-credit-card\" style=\"font-size:22px\"><strong>6. <a href=\"https:\/\/bitli.in\/8hL03I4\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">IDFC First WoW Credit Card<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><a href=\"https:\/\/bitli.in\/8hL03I4\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/02\/IDFC-FIRST-WOW-Credit-Card-1024x683.jpg\" alt=\"IDFC FIRST WOW Credit Card\" class=\"wp-image-4821\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/02\/IDFC-FIRST-WOW-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/02\/IDFC-FIRST-WOW-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/02\/IDFC-FIRST-WOW-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/a><\/figure>\n\n\n\n<p>A lifetime-free card which is secured and backed by FD. There is absolutely no joining fee, or no annual fee, and is the best credit card for students or non-salaried individuals. This card charges zero forex markup.<\/p>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee\/Joining Fee:<\/strong> Nil (Lifetime free, min. FD amount \u20b920,000)<\/li>\n\n\n\n<li><strong>Forex Markup:<\/strong> 0%<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the <a href=\"https:\/\/bitli.in\/8hL03I4\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Official Website<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-7-uni-cards-goldx\" style=\"font-size:22px\"><strong>7. Uni Cards &#8211; GoldX<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"257\" height=\"196\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Uni-Cards-GoldX.jpg\" alt=\"Image - Uni Cards - GoldX\" class=\"wp-image-8105\" style=\"width:450px\"\/><\/figure>\n\n\n\n<p>The BOBCARD Uni GoldX is also a lifetime free card, which means the annual fee is zero. This card rewards real 24K digital gold on every eligible transaction and comes with a zero markup forex fees.<\/p>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee\/Joining Fee:<\/strong> Nil (Lifetime free)<\/li>\n\n\n\n<li><strong>Forex Markup:<\/strong> 0%<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-8-scapia-credit-card\" style=\"font-size:22px\"><strong>8. <a href=\"https:\/\/bitli.in\/VZq9sBf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Scapia Credit Card<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><a href=\"https:\/\/bitli.in\/VZq9sBf\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Scapia-Credit-Card-1024x683.jpg\" alt=\"Scapia Credit Card\" class=\"wp-image-5921\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Scapia-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Scapia-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/03\/Scapia-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/a><\/figure>\n\n\n\n<p>The Federal Bank Scapia Credit Card also has a RuPay variant to gain benefits from UPI transactions too. This is a lifetime free credit card with zero markup fees on all international transactions. This offers unlimited domestic lounge access subject to \u20b920,000 monthly combined, and earns 10% Scapia Coins and 20% on travel bookings done only via the Scapia app.<\/p>\n\n\n\n<ol start=\"8\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee\/Joining Fee:<\/strong> Nil (Lifetime Free)<\/li>\n\n\n\n<li><strong>Forex Markup:<\/strong> 0%<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the <a href=\"https:\/\/bitli.in\/VZq9sBf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Official Website<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-9-ixigo-au-travel-credit-card\" style=\"font-size:22px\"><strong>9. Ixigo AU Travel Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"350\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Ixigo-AU-Travel-Credit-Card.webp\" alt=\"Image: Ixigo AU Travel Credit Card\" class=\"wp-image-8106\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Ixigo-AU-Travel-Credit-Card.webp 460w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Ixigo-AU-Travel-Credit-Card-300x228.webp 300w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/figure>\n\n\n\n<p>The ixigo AU Credit Card also offers train lounge visits. This is currently offered as a lifetime free and charges zero forex markup. It also provides 8 complimentary domestic airport lounge visits, 8 railway lounge visits per year, plus 1 complimentary international lounge visit per year.<\/p>\n\n\n\n<ol start=\"9\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee\/Joining Fee:<\/strong> Nil (LTF currently, else, \u20b9999 + GST)<\/li>\n\n\n\n<li><strong>Forex Markup:<\/strong> 0%<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-summary-table\" style=\"font-size:22px\"><strong>Summary table<\/strong><\/h2>\n\n\n<div id=\"footable_parent_8104\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"8104\" data-filter-delay=\"1000\" aria-label=\"Mutual Fund - Sheet1.csv\"            id=\"footable_8104\"\n           data-unique_identifier=\"ninja_table_unique_id_3325989288_8104\"\n           class=\" foo-table ninja_footable foo_table_8104 ninja_table_unique_id_3325989288_8104 ui table  ninja_search_right nt_type_ajax_table selectable striped compact vertical_centered  footable-paging-right ninja_table_search_disabled\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<p>Considering a zero or low forex fee credit card is a smart decision with the current scenario of weakening of the rupee. It is the immediate way to reduce the cost of international travel or international spends suited to every spending profile.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Written by Jahnavi<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: With rupee depreciation a standard credit card adds 3-3.5% forex markup on every overseas transaction. A choice of a credit card with low forex fee will slash or eliminate this cost majorly. A depreciating rupee already means appreciated payments on foreign holidays and foreign transactions with that a standard credit card with 3-3.5% of [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5524,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[],"ppma_author":[1013],"class_list":["post-8103","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 9 Mid-Tier Credit Cards with the Lowest Forex Markup Fees in 2026<\/title>\n<meta name=\"description\" content=\"With rupee depreciation a standard credit card adds 3-3.5% forex markup on every overseas transaction. 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