{"id":8515,"date":"2026-05-18T12:36:14","date_gmt":"2026-05-18T07:06:14","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=8515"},"modified":"2026-05-18T12:36:18","modified_gmt":"2026-05-18T07:06:18","slug":"axis-bank-horizon-credit-card-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/axis-bank-horizon-credit-card-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider\/","title":{"rendered":"Axis Bank Horizon Credit Card Got Devalued: 3 Best Alternative Cards With Better Perks and Higher Rewards to Consider"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Synopsis: <\/strong><em>Axis Bank has rolled out changes in Axis Bank Horizon Credit Card in April 2026, with key transfer partners like Accor, Marriott Bonvoy, and Qatar Airways removed. The card core value has materially weakened and for the cardholders who relied on these hotel and flight redemptions, it is time to make alternative considerations.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>The Axis Horizon was a solid entry-level travel card with 5 EDGE Miles per \u20b9100 on travel spends and a 1:1 miles transfer ratio. However, Axis Bank&#8217;s Travel Edge program changes from April 2, 2026 removed Accor, Marriott Bonvoy, and Qatar Airways, while new partners, British Airways, Finnair Plus, and Lotusmiles are added at lower redemption ratios. These changes make reward redemption more challenging, especially for mid and entry-level cardholders.<\/p><div class=\"trade-content-3\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-524142193\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/money\/recommends\/scapia\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"scapia (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg\" alt=\"scapia (1)\"  srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1.jpg 1000w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-980x980.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/scapia-1-480x480.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1000px, 100vw\" width=\"350\" height=\"350\"  style=\"display: inline-block;\" \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-revision-in-conversion-ratios\" style=\"font-size:22px\"><strong><strong>Revision in Conversion Ratios<\/strong><\/strong><\/h2>\n\n\n\n<p><strong>Before April 2026<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Premium transfer partners Accor, Marriott Bonvoy, and Qatar Airways, available at conversion 1:1.<\/li>\n\n\n\n<li>Annual EDGE Miles transfer Cap: 1.5 lakh per customer ID per calendar year.<\/li>\n<\/ul>\n\n\n\n<p><strong>After April 2026<\/strong><\/p><div class=\"trade-in-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-3268614530\"><script data-cfasync=\"false\" type=\"text\/javascript\" id=\"AdsCoreLoader101144\" src=\"https:\/\/sads.adsboosters.xyz\/fbda060f29d5b8e8c653abce4ac69b7b.js\"><\/script>\r\n\u00a0<div class=\"ads-core-ads\"><\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accor, Marriott Bonvoy, and Qatar Airways removed as transfer partners.<\/li>\n\n\n\n<li>New partners British Airways, Finnair Plus, and Lotusmiles are added at the ratio of <strong>2:1<\/strong>,<\/li>\n\n\n\n<li>Conversion ratios revised down to Group A partners, Aeroplan, JAL, KrisFlyer and Group B partners, Flying Blue, Air India, ITC Hotels, IHG continue to offer relatively better value among remaining options.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-3-alternative-credit-cards\" style=\"font-size:22px\"><strong>Best 3 Alternative Credit Cards<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-axis-bank-ace-credit-card\" style=\"font-size:18px\"><strong><a href=\"https:\/\/bitli.in\/9agQ1W1\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Axis Bank ACE Credit Card<\/a><\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><a href=\"https:\/\/bitli.in\/9agQ1W1\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Axis-Bank-ACE-Credit-Card-1024x640.jpg\" alt=\"Axis-Bank-ACE-Credit-Card\" class=\"wp-image-8468\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Axis-Bank-ACE-Credit-Card-1024x640.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Axis-Bank-ACE-Credit-Card-980x613.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Axis-Bank-ACE-Credit-Card-480x300.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/a><\/figure>\n\n\n\n<ol class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee:<\/strong> \u20b9499<\/li>\n\n\n\n<li><strong>Annual Fee:<\/strong> \u20b9499 from 2nd year<\/li>\n\n\n\n<li><strong>Fee waiver:<\/strong> Annual fee waived on annual spends above \u20b92 lakh<\/li>\n\n\n\n<li><strong>Rewards: <\/strong>5% cashback on utility bill payments, and DTH\/mobile recharges via Google Pay, and 4% cashback on Swiggy, Zomato, and Ola<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> 4 domestic lounge access per year<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the <strong><a href=\"https:\/\/bitli.in\/9agQ1W1\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Official Website<\/a><\/strong><\/p><div class=\"trade-content\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-189405276\"><div translate=\"no\" class='mailmunch-forms-widget-1169732'><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rbl-bank-world-safari-credit-card\" style=\"font-size:18px\"><strong><a href=\"https:\/\/bitli.in\/veyAxNp\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">RBL Bank World Safari Credit Card<\/a><\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><a href=\"https:\/\/bitli.in\/veyAxNp\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"546\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/RBL-Bank-World-Safari-Credit-Card.jpg\" alt=\"RBL Bank World Safari Credit Card\" class=\"wp-image-1715\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/RBL-Bank-World-Safari-Credit-Card.jpg 900w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/RBL-Bank-World-Safari-Credit-Card-480x291.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 900px, 100vw\" \/><\/a><\/figure>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee:<\/strong> \u20b93,000 + GST<\/li>\n\n\n\n<li><strong>Annual Fee:<\/strong> \u20b93,000 + GST<\/li>\n\n\n\n<li><strong>Rewards:<\/strong> Earn 5 travel points per \u20b9100 on travel spends, and earn 2 travel points per \u20b9100 on all other transactions<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> 2 complimentary international lounge access per year via Priority Pass and 2 complimentary domestic lounge access per quarter, on spend \u20b935,000 in previous quarter<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the<a href=\"https:\/\/bitli.in\/veyAxNp\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"> <strong>Official Website<\/strong><\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Also read:<\/strong> <a href=\"https:\/\/tradebrains.in\/money\/hdfc-regalia-gold-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider\/\" target=\"_blank\" rel=\"noreferrer noopener\">HDFC Regalia Gold Got Devalued: 3 Best Alternative Cards With Better Perks and Higher Rewards to Consider<\/a><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-scapia-federal-bank-credit-card\" style=\"font-size:18px\"><strong><a href=\"https:\/\/bitli.in\/xe4b5mw\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Scapia Federal Bank Credit Card<\/a><\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><a href=\"https:\/\/bitli.in\/xe4b5mw\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-1024x683.jpg\" alt=\"Federal Bank Scapia Credit Card (RuPay\/ViSa)\" class=\"wp-image-1554\" style=\"width:450px\" srcset=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-1024x683.jpg 1024w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-980x654.jpg 980w, https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/12\/Federal-Bank-Scapia-Credit-Card-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/a><\/figure>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee:<\/strong> \u20b90<\/li>\n\n\n\n<li><strong>Annual Fee:<\/strong> \u20b90<\/li>\n\n\n\n<li><strong>Fee waiver:<\/strong> Not Applicable<\/li>\n\n\n\n<li><strong>Rewards:<\/strong> Earn 20% Scapia Coins on all travel bookings made via the Scapia app, 10% Scapia coins on all the other eligible online and offline spends<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> Unlimited domestic lounge access on spending \u20b920,000 per preceding month, and up to \u20b91,000 airport dining or shopping reimbursement at metro airports. No international lounge access.<\/li>\n<\/ul>\n\n\n\n<p>To apply for the card, please visit the <strong><a href=\"https:\/\/bitli.in\/xe4b5mw\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Official Website<\/a><\/strong><\/p><div class=\"trade-content-2\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"trade-2998398778\"><a data-no-instant=\"1\" href=\"https:\/\/tradebrains.in\/get\/voltmoney\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"LAMF3 300_250 (1)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2025\/11\/LAMF3-300_250-1.png\" alt=\"\"  width=\"300\" height=\"250\"   \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-comparison-table\" style=\"font-size:22px\"><strong>Comparison Table<\/strong><\/h2>\n\n\n<div id=\"footable_parent_8518\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"8518\" data-filter-delay=\"1000\" aria-label=\"Mutual Fund - Sheet1 (27).csv\"            id=\"footable_8518\"\n           data-unique_identifier=\"ninja_table_unique_id_4131342766_8518\"\n           class=\" foo-table ninja_footable foo_table_8518 ninja_table_unique_id_4131342766_8518 ui table  ninja_search_right nt_type_ajax_table selectable striped compact vertical_centered  footable-paging-right ninja_table_search_disabled\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\" style=\"font-size:22px\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>The April 2026 devaluation makes a compelling case to move on from the Axis Horizon.If you want zero fees and unlimited lounges for domestic travel, Scapia is unmatched. For zero-cost international forex savings, RBL World Safari leads the pack. And for everyday cashback on bills and food delivery at just \u20b9499, Axis ACE remains the smartest low-cost play.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Written by Jahnavi<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Synopsis: Axis Bank has rolled out changes in Axis Bank Horizon Credit Card in April 2026, with key transfer partners like Accor, Marriott Bonvoy, and Qatar Airways removed. The card core value has materially weakened and for the cardholders who relied on these hotel and flight redemptions, it is time to make alternative considerations. The [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":8526,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,14],"tags":[],"ppma_author":[3062],"class_list":["post-8515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","category-trending"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Axis Bank Horizon Credit Card Got Devalued: 3 Best Alternative Cards With Better Perks and Higher Rewards to Consider<\/title>\n<meta name=\"description\" content=\"Axis Bank has rolled out changes in Axis Bank Horizon Credit Card in April 2026, with key transfer partners like Accor, Marriott Bonvoy, and Qatar Airways removed. The card core value has materially weakened and for the cardholders who relied on these hotel and flight redemptions, it is time to make alternative considerations.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tradebrains.in\/money\/axis-bank-horizon-credit-card-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Axis Bank Horizon Credit Card Got Devalued: 3 Best Alternative Cards With Better Perks and Higher Rewards to Consider\" \/>\n<meta property=\"og:description\" content=\"Axis Bank has rolled out changes in Axis Bank Horizon Credit Card in April 2026, with key transfer partners like Accor, Marriott Bonvoy, and Qatar Airways removed. The card core value has materially weakened and for the cardholders who relied on these hotel and flight redemptions, it is time to make alternative considerations.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tradebrains.in\/money\/axis-bank-horizon-credit-card-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider\/\" \/>\n<meta property=\"og:site_name\" content=\"Trade Brains Money\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-18T07:06:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-18T07:06:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Axis-Horizon.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"854\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jahnavi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Axis Bank Horizon Credit Card Got Devalued: 3 Best Alternative Cards With Better Perks and Higher Rewards to Consider\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jahnavi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tradebrains.in\/money\/axis-bank-horizon-credit-card-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider\/\",\"url\":\"https:\/\/tradebrains.in\/money\/axis-bank-horizon-credit-card-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider\/\",\"name\":\"Axis Bank Horizon Credit Card Got Devalued: 3 Best Alternative Cards With Better Perks and Higher Rewards to Consider\",\"isPartOf\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/tradebrains.in\/money\/axis-bank-horizon-credit-card-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/tradebrains.in\/money\/axis-bank-horizon-credit-card-got-devalued-3-best-alternative-cards-with-better-perks-and-higher-rewards-to-consider\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/tradebrains-wp.s3.ap-south-1.amazonaws.com\/money\/wp-content\/uploads\/2026\/05\/Axis-Horizon.jpg\",\"datePublished\":\"2026-05-18T07:06:14+00:00\",\"dateModified\":\"2026-05-18T07:06:18+00:00\",\"author\":{\"@id\":\"https:\/\/tradebrains.in\/money\/#\/schema\/person\/f7b3b43da230e77880bc48340be78070\"},\"description\":\"Axis Bank has rolled out changes in Axis Bank Horizon Credit Card in April 2026, with key transfer partners like Accor, Marriott Bonvoy, and Qatar Airways removed. 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