{"id":8710,"date":"2026-05-21T17:25:00","date_gmt":"2026-05-21T11:55:00","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=8710"},"modified":"2026-05-21T17:19:35","modified_gmt":"2026-05-21T11:49:35","slug":"top-7-credit-cards-for-low-credit-score-in-2026-best-options-to-rebuild-your-credit-score-safely","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/top-7-credit-cards-for-low-credit-score-in-2026-best-options-to-rebuild-your-credit-score-safely\/","title":{"rendered":"Top 7 Credit Cards for Low Credit Score in 2026 – Best Options to Rebuild Your Credit Score Safely"},"content":{"rendered":"\n
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Synopsis:<\/strong> A curated list of credit cards suitable for individuals with low credit scores, highlighting their fees, limits, and rewards. These cards offer an accessible way to start and rebuild credit while also enjoying basic benefits.<\/em><\/p>\n<\/blockquote>\n\n\n\n

With the RBI 3-stage loan provisioning system, a low credit score often leads to higher chances of loan rejections, higher interest rates, and limited access to financial products. The below credit cards solve this by helping users build and repair their credit profile with responsible usage. Credit Cards for People with 600 or low Credit Score<\/p>

\"scapia<\/a><\/div>\n\n\n\n

1. SBM ZET Credit Card<\/a><\/strong><\/h2>\n\n\n\n
\"SBM<\/a><\/figure>\n\n\n\n
    \n
  • Joining Fee:<\/strong> \u20b90<\/li>\n\n\n\n
  • Annual Fee:<\/strong> \u20b90<\/li>\n\n\n\n
  • Fee Waiver:<\/strong> Not Required<\/li>\n\n\n\n
  • Forex Fee:<\/strong> 2.49%<\/li>\n\n\n\n
  • Credit Limit:<\/strong> 90% of the FD amount<\/li>\n\n\n\n
  • Minimum FD amount:<\/strong> \u20b92,000<\/li>\n\n\n\n
  • Perks:<\/strong>\n
      \n
    • Virtual cards below \u20b95,000 FD and Physical cards equal and above \u20b95,000 FD<\/li>\n\n\n\n
    • Interest free period ranging from 20 to 50 days provided the payment of the last month is completed<\/li>\n\n\n\n
    • Up to 7% p.a. interest on the fixed deposit (interest rates are subject to merchant\u2019s terms and conditions)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

      To apply for the card, please visit the Official Website<\/a><\/strong><\/p>\n\n\n\n

      \n

      Also Read:<\/strong> SBM Zet RuPay Credit Card: Earn 7% Interest and Up to 40% Extra Cashback<\/a><\/p>\n<\/blockquote>\n\n\n\n

      2. SBM novio Credit Card<\/a><\/strong><\/h2>\n\n\n\n
      \"SBM<\/a><\/figure>\n\n\n\n
        \n
      • Joining Fee:<\/strong> \u20b90<\/li>\n\n\n\n
      • Annual Fee:<\/strong> \u20b90<\/li>\n\n\n\n
      • Fee Waiver:<\/strong> Not Required<\/li>\n\n\n\n
      • Forex Fee:<\/strong> 2.49%<\/li>\n\n\n\n
      • Credit Limit:<\/strong> 90% of the FD amount<\/li>\n\n\n\n
      • Minimum FD amount:<\/strong> \u20b92,000<\/li>\n\n\n\n
      • Perks & Rewards:<\/strong>\n
          \n
        • Virtual cards below \u20b910,000 FD and Physical cards equal and above \u20b910,000 FD<\/li>\n\n\n\n
        • 10% novio coins on Offline, Online, and UPI spend via novio credit card<\/li>\n\n\n\n
        • Welcome benefits worth \u20b95,000 on spends of \u20b92,000 within the first 30 days of card issuance<\/li>\n\n\n\n
        • 5 novio coins = \u20b91<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

          To apply for the card, please visit the Official Website<\/strong><\/a><\/p>