{"id":9451,"date":"2026-06-05T16:58:41","date_gmt":"2026-06-05T11:28:41","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=9451"},"modified":"2026-06-05T16:58:45","modified_gmt":"2026-06-05T11:28:45","slug":"how-to-claim-up-to-1-lakh-tax-deduction-on-medical-expenses-under-section-80ddb-check-eligible-medical-treatments","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/how-to-claim-up-to-1-lakh-tax-deduction-on-medical-expenses-under-section-80ddb-check-eligible-medical-treatments\/","title":{"rendered":"How to Claim Up to \u20b91 Lakh Tax Deduction on Medical Expenses Under Section 80DDB – Check Eligible Medical Treatments"},"content":{"rendered":"\n
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Synopsis: <\/strong>Tax deductions for medical treatment expenses on certain critical illnesses and diseases like cancer, kidney failure, and neurological disorders can be claimed by the taxpayers under Section 80DDB of the Income Tax Act, 1961. This provision offers a meaningful financial relief to the taxpayers, who are already burdened by high treatment costs.<\/em><\/p>\n<\/blockquote>\n\n\n\n

Navigating critical life-altering diseases is both emotionally and financially devastating, but the Indian tax laws do offer some significant financial relief. Section 80DDB of the Income Tax Act allows the qualified taxpayers to claim an income tax deduction for expenses incurred on the treatment of specified diseases under the Rule 11DD such as cancer, AIDS, renal failure, dementia, and more, which significantly reduces the tax burden on individuals.<\/p>

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Who Can Claim? Eligibility Under Section 80DDB<\/strong><\/h2>\n\n\n\n
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  • The deduction under Section 80DDB can be claimed by an individual or a Hindu Undivided family (HUF) and is resident in India.<\/li>\n\n\n\n
  • An individual can claim the deduction for medical expenses incurred on himself or for a dependent person including spouse, children, parents, brothers and sisters.<\/li>\n\n\n\n
  • A HUF can claim the deduction for medical expenses incurred for any of the family members.<\/li>\n\n\n\n
  • The taxpayer must opt for the Old Tax Regime<\/strong> as the deductions under Section 80DDB are not available under the new tax regime in India.<\/li>\n<\/ul>\n\n\n\n

    Deduction Limits for AY 2026-27<\/strong><\/h2>\n\n\n\n

    The maximum deduction under Section 80DDB is \u20b940,000 for individuals under the age of 60 years and \u20b91,00,000 for senior citizens aged between 60 years and above.<\/p>\n\n\n

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    Please note<\/strong>, the deduction depends on the age of the patient and not on the taxpayer. Only the expenses incurred during the relevant financial year can be claimed, and the deduction is usually the lower of the actual amount spent or the maximum deduction limit.<\/p>