{"id":9803,"date":"2026-06-12T21:12:26","date_gmt":"2026-06-12T15:42:26","guid":{"rendered":"https:\/\/tradebrains.in\/money\/?p=9803"},"modified":"2026-06-12T21:12:31","modified_gmt":"2026-06-12T15:42:31","slug":"4-best-hdfc-credit-cards-for-business-owners-and-self-employed-individuals-that-offer-strong-rewards-travel-perks-and-more","status":"publish","type":"post","link":"https:\/\/tradebrains.in\/money\/4-best-hdfc-credit-cards-for-business-owners-and-self-employed-individuals-that-offer-strong-rewards-travel-perks-and-more\/","title":{"rendered":"4 Best HDFC Credit Cards for Business Owners and Self-Employed Individuals That Offer Strong Rewards, Travel Perks, and More"},"content":{"rendered":"\n
\n

Synopsis:<\/strong> HDFC Bank’s business credit card has some popular benefits which are available to business and self-employed cardholders. This article includes a list of business credit cards, comparing their fees, eligibility, and rewards for self-employed professionals.<\/em><\/p>\n<\/blockquote>\n\n\n\n

Running a business often means juggling separate expenses, and the right business credit card can make that easier while also being rewarding to the cardholders. HDFC Bank offers a range of cards tailored to different income brackets and spending habits of self-employed individuals. <\/p>

\"scapia<\/a><\/div>\n\n\n\n

Best Credit Cards for Business and Self-Employed Individuals<\/strong><\/h2>\n\n\n\n

1. HDFC Bank BizBlack Credit Card<\/a><\/strong><\/h3>\n\n\n\n
    \n
  • Joining Fee:<\/strong> \u20b910,000 + applicable taxes<\/li>\n\n\n\n
  • Annual Fee:<\/strong> \u20b910,000 + applicable taxes<\/li>\n\n\n\n
  • Fee Waiver:<\/strong> Annual fee waived on spend of \u20b97.5 lakh in a year and joining fee waived on spend condition of \u20b91.5 lakh in the first 90 days of card issuance.<\/li>\n\n\n\n
  • Eligibility:<\/strong> Indian citizen self-employed aged between 21 years to 65 years, with an annual ITR of above \u20b930 lakhs<\/li>\n\n\n\n
  • Maximum Period for Interest Free Credit:<\/strong> Up to 55 days of interest free period<\/li>\n\n\n\n
  • Lounge Access:<\/strong> Unlimited airport lounges globally<\/li>\n\n\n\n
  • Forex Fee:<\/strong> 2% + applicable taxes<\/li>\n\n\n\n
  • Rewards and Perks<\/strong>\n
      \n
    • 5 reward points on every \u20b9150 spend on subject to condition<\/li>\n\n\n\n
    • 1 reward point = \u20b91<\/li>\n\n\n\n
    • Club Marriott Annual Membership and Taj Stay Voucher worth \u20b95,000 on spends of \u20b91.5 lakh within first 90 days of joining<\/li>\n\n\n\n
    • 24 x 7 concierge service available<\/li>\n\n\n\n
    • Availability of Business Insurance package at a premium of \u20b93,785, includes fire and burglary insurance, hospital illness and accident benefits, and electronic equipment insurance<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

      To apply for the card, please visit the Official Website<\/strong><\/a><\/p>\n\n\n\n

      2. HDFC Bank BizGrow Credit Card<\/a><\/strong><\/h3>\n\n\n\n
        \n
      • Joining Fee:<\/strong> \u20b9500 + applicable taxes<\/li>\n\n\n\n
      • Annual Fee:<\/strong> \u20b9500 + applicable taxes<\/li>\n\n\n\n
      • Fee Waiver:<\/strong> Annual fee is waived on spend condition of \u20b91 lakh in a year<\/li>\n\n\n\n
      • Eligibility:<\/strong> Indian citizen self-employed aged between 21 years to 65 years, with an annual ITR of above \u20b96 lakhs<\/li>\n\n\n\n
      • Maximum Period for Interest Free Credit:<\/strong> Up to 55 days of interest free period<\/li>\n\n\n\n
      • Lounge Access:<\/strong> Not Available<\/li>\n\n\n\n
      • Forex Fee:<\/strong> 3.5% + applicable taxes<\/li>\n\n\n\n
      • Rewards and Perks<\/strong>\n
          \n
        • 2 cash points on every \u20b9200 spent<\/li>\n\n\n\n
        • 10X cash points bill, IT and GST payments, hotels and flight bookings, and other eligible business related expenses<\/li>\n\n\n\n
        • 2000 cash points every quarter on quarterly spends of \u20b91 lakh made on all retail expenses, and excluding rent and petrol<\/li>\n\n\n\n
        • Fuel surcharge waiver of 1% on a minimum transaction of \u20b9400 and maximum transaction of \u20b95,000, and maximum cashback of \u20b9250 per statement cycle<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

          To apply for the card, please visit the Official Website<\/strong><\/a><\/p>