Synopsis:
Baid Finserv Limited shares jumped 18% after Q2FY26 results, with revenue up 21% YoY to ₹23.8 Crores and net profit surging 132% YoY to ₹4.55 Crores.
The shares of the Penny stock company, specializing in providing various financial products, including secured loans for small and medium enterprises (MSMEs), vehicle loans, and insurance products, jumped upto 18 percent following their results with a 132 percent rise in profit.
With a market capitalization of Rs. 131.35 Crores on Friday, the shares of Baid Finserv Ltd jumped upto 18.2 percent, reaching a high of Rs. 12.90 compared to its previous close of Rs. 10.91.
What Happened
Baid Finserv Ltd, engaged in providing various financial products, including secured loans for small and medium enterprises (MSMEs), vehicle loans, and insurance products, has announced its Q2 results as follows:
Its Revenue from operations rose by 21 percent YoY from Rs. 19.6 Crores in Q2FY25 to Rs. 23.8 Crores in Q2FY26, and on QoQ basis it stood at Rs. 23.8 Crores in both Q1FY26 and Q2FY26.
Its Net Profit YoY rose by 132 percent from Rs. 1.96 Crores in Q2FY25 to Rs. 4.55 Crores in Q2FY26, and on a QoQ basis, it rose by 13 percent from Rs. 4.02 Crores in Q1FY26 to Rs. 4.55 Crores in Q2FY26.The earnings per share (EPS) for the quarterly period stood at Rs. 0.38, compared to Rs. 0.33 in the previous quarter.
The company shows a decent return on capital employed (ROCE) of 11.2% and a moderate return on equity (ROE) of 7.75%, indicating it generates reasonable profits from its capital and shareholders’ funds. Its PEG ratio of 0.52 suggests the stock is undervalued relative to its growth potential. Additionally, the stock is trading at only 0.69 times its book value, implying it’s available at a significant discount compared to the net asset value.
Company Overview & Others
Baid Finserv Limited, established in 1991, is a publicly listed company on BSE and NSE and is licensed by the Reserve Bank of India as a Non-Deposit Taking Non-Banking Financial Company (NBFC). It is engaged in providing a range of financial solutions, including Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property, and other asset-backed financing.
The company has a strong presence in semi-urban and rural areas of Rajasthan and has recently expanded operations to Madhya Pradesh. Baid Finserv is committed to making finance accessible at reasonable costs while ensuring transparency in its operations.
Focusing on underserved markets, the company targets semi-urban and rural areas where formal banking credit is limited, and the financial market remains largely unorganized. For MSME financing, Baid Finserv aims to support small business owners in these regions who lack access to formal financing avenues, thereby enabling financial inclusion and business growth.
Written by Sridhar J
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