Best ICICI Credit Cards of 2025 – Are You Holding Any?

Platinum Chip Credit Card

Joining Fee –   NIL Annual Fee (1st yr) - NIL Earn 2 RP/₹100 on retail spends, 1 RP/₹100 on utilities & insurance (excl. fuel, tax, govt & rent).

Coral Credit Card

Joining Fee - ₹500 + GST Annual Fee - ₹500 + GST  (From 2nd Yr) Earn extra Reward Points from partner brands on top of regular ICICI card points.

Rubyx Credit Card

Joining Fee - ₹3,000 + GST Annual Fee - ₹2,000 + GST (From 2nd yr) Earn 1 reward point on every ₹100 spent on fuel, utilities and insurance categories

Sapphiro Credit Card

Joining Fee - ₹6,000 + GST Annual Fee - ₹3,500 + GST  (From 2nd yr) Earn up to 4 bonus points/₹100 on spends, 1 point on fuel, utilities & insurance.

Emeralde Credit Card

Joining Fee - 12,000 + GST Annual Fee - 12,000 + GST Earn 4 pts/₹100 on retail,  1 pt/₹100 on utilities & insurance

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