Best RuPay Credit Cards for Seamless UPI Payments in 2025

HDFC Bank RuPay IRCTC Credit Card

Get 5% cashback on IRCTC, 5X rewards on dining/groceries/bills, 1X elsewhere & zero-cost UPI payments.

SBI RuPay Credit Card

Get 5% cashback on UPI QR spends, 1% on others, zero fees in offers, plus contactless payments.

Axis Bank RuPay Credit Card

Get 40% off on Swiggy, SonyLiv for 1 year, 5% cashback on Freecharge, and UPI no-cost EMI option.

IDFC FIRST Wealth & Select RuPay Credit Cards

Interest-free cash for 48 days, unlimited rewards, zero fees, fuel waiver & lounge access included.

BOB Financial RuPay Credit Card

Earn 5X rewards on select categories, enjoy free insurance, EMV chip security, UPI use & low fees.