Major Changes to AMEX Credit Cards Revealed — All you need to know

Rewards Structure Updates

Lower rewards on fuel/utilities, boosted points for partner brands, and monthly caps on selected Amex cards.

Lounge Access Changes

Lounge access now limited per quarter, some perks moved to paid tiers, Platinum cards keep most benefits with new terms.

Fee Revisions

Annual fees hiked with revised milestones and conditional waivers.

Redemption Policy Tweaks

Redemption now restricted, higher thresholds, fewer eligible categories, and bookings only via Amex Travel Portal.

Partner Offers and Benefits

New premium brand tie-ups (such as Knot, Formula1, cardless) exclusive cashback with select merchants, and limited-time welcome offers post-June 12.