Synopsis: SBI offers a variety of travel credit cards made for flyers, train commuters, and online travel bookers. Each card comes with rewards, discounts, and privileges directed towards different modes of travelling. This list of cards makes it easier to save on bookings and enjoy added travel benefits.
SBI Cards is one of India’s leading credit card issuers that offer a varied range of travel credit cards. The benefits are catered towards frequent flyers, holiday travelers, and even regular train commuters. These cards provide value across multiple travel needs.
Other than reward points on travel spends, SBI travel credit cards also offer additional benefits such as ticket discounts, airport lounge access, and travel protections. Read below to learn about each and what they are really offering.
1. SBI Credit Card Miles Prime
- Joining Fees: ₹2,999 + taxes
- Annual Fees: ₹2,999 + taxes
- Annual Fee Waiver: Waived on annual spends of ₹10 Lakh.
- Best Suited for: Frequent Flyers
Benefits:
- Welcome gift of 3,000 Travel Credits
- 4 travel credits for every ₹ 200 transaction on travel
- 2 travel credits on other spend
- Travel credits are convertible into Air Miles or Hotel points or travel bookings for partnered platforms
Domestic Travel Privileges:
- 8 airport lounge access per year (capped at 2 per quarter)
- 1 additional access for every ₹1 Lakh spent (capped at 12 extra visits per year).
International Travel Privileges:
- Priority Pass membership (first 2 years)
- 4 airport lounge visits per year (max 2 per quarter).
- Foreign Currency Mark-up is reduced to 2.50%.
Insurance Cover:
- Up to ₹72,000 for Lost Baggage and ₹7,500 for delay.
- Up to 6 flight cancellations (₹3,500 each) and Lost Card Liability of ₹1 Lakh.
2. IRCTC SBI Card Premier
- Joining Fees: ₹1,499 + taxes
- Annual Fees: ₹1,499 + taxes
- Annual Fee Waiver: Waived on annual spends of ₹2 Lakh.
- Best Suited for: Frequent railway commuters
Benefits:
- 1500 Reward Points on payment of first annual fee
- 1 Reward Point= ₹ 1
- 3 Reward Points per spend of ₹125 on dining and Utility
- 1 Reward Point per ₹125 spent on other non-fuel retail transaction
- 1% off on transaction charges on railway ticket bookings on IRCTC
- 1.8% off on transaction charges on airline ticket bookings on IRCTC Air
Domestic Travel Privileges:
- 10% Value back on AC1, AC2, AC3, and CC bookings via IRCTC
- 8 Railway Lounge access per year (capped at 2 per quarter)
International Travel Privileges:
- Global acceptance on the Visa/Mastercard network
- 1.8% transaction charge waiver on international air tickets booked via the IRCTC website.
Insurance Cover:
- Complimentary Fraud Liability cover of ₹1 Lakh.
3. Yatra SBI Credit Card
- Joining Fees: ₹499+ taxes
- Annual Fees: ₹499+ taxes
- Annual Fee Waiver: On an annual spend of ₹1 Lakh or more
- Best Suited for: Those who prefer bookings via Yatra.com often
Benefits:
- Yatra.com vouchers worth ₹ 8,250 as welcome gift
- 6 Reward Points on every ₹100 spend on Departmental Stores, Dining, Entertainment (Capped at 5000 Points per month)
- 1% fuel surcharge across all petrol pumps in India (Capped at ₹100 monthly)
Domestic Travel Privileges:
- ₹1,000 off on domestic flights bookings made on Yatra (min spend of ₹5,000)
- 20% off on domestic hotels bookings made on Yatra (min spend of ₹3,000)
International Travel Privileges:
- ₹4,000 off on international flight bookings (min spend of ₹40,000)
- 6 Reward Points per ₹100 spent on all international transactions (Capped at 5000 Reward Points per month)
Insurance Cover:
- Complimentary Lost Card Liability cover of ₹1 Lakh
Also Read: 10 Low-Fee HDFC Credit Cards to Maximize Savings on Daily Spends, Travel and More (2026)
4. Air India SBI Platinum Credit Card
- Joining Fees: ₹1,499 + taxes
- Annual Fees: ₹1,499 + taxes
- Best Suited for: Frequent Air India flyers
Benefits:
- Welcome gift of 5,000 as Reward points
- On card anniversary gift of 2,000 Reward points
- 2 Reward points for every ₹100 spent
- 1% fuel surcharge waiver on spend of ₹500 to ₹4,000 (capped at ₹250 per statement cycle)
- Rewards points convertible into Air India Maharaja points and redeem for travel perks
Domestic Travel Privileges:
- 8 complimentary visits per year to Domestic Visa/Mastercard Lounges (max 2 per quarter).
International Travel Privileges:
- Complimentary membership to the Air India Frequent Flyer program and global acceptance.
Insurance Cover:
- Complimentary Lost Card Liability cover of ₹1 Lakh.
Note: The Air India SBI Platinum Credit Card is no longer accepting new applicants.
5. IndiGo SBI Card Elite
- Joining Fees: ₹4,999 + taxes
- Annual Fees: ₹4,999 + taxes
- Best Suited for: IndiGo flyers
Benefits:
- 5,000 IndiGo BluChips & 1 6E Eats Voucher after annual fee payment and first transaction within 60 days of card
- 4 6E Prime Passes on spends of ₹1,00,000 within 90 days of card
- IndiGo BluChips are redeemable on IndiGo App or Website
- 7 IndiGo BluChips on ₹100 spent on IndiGo App and Website
- 3 IndiGo BluChips on ₹100 spent on Hotel/Lodging
- 1% fuel surcharge on transactions from ₹500 to ₹4,000 (capped at ₹400 per statement cycle)
Domestic Travel Privileges:
- 8 complimentary airport lounge access per year (2 per quarter)
- Note: Requires a minimum spend of ₹1 Lakh in the previous quarter
International Travel Privileges:
- 6 complimentary international lounge visits per year.
- Offers the lowest SBI Forex markup of 1.99%.
Insurance Cover:
- Lost Baggage covers up to ₹75,000.
- 4 flight cancellations per year (up to ₹3,000 each)
- ₹1 Lakh for lost card liability.
Concluding Words
SBI travel credit cards cater to different travel needs and demands, thus providing its users modern and trendy benefits most times. To get the best travel credit card, you must align your spending habits, identify your travel consistency, and which mode of travel you prefer most. By doing so, it would be easy to pick the best one out that would allow you to enjoy your travelling and also add more convenience.
Written by Kenbi Riba
