Synopsis: RBL Bank World Safari Credit Card is a credit card that’s really good for people who travel a lot. It has some features like zero forex markup, access to airport lounges, travel rewards and insurance benefits.
The World Safari Credit Card is a premium travel credit card from RBL Bank for people who travel a lot outside the country and is very useful for people who spend a lot of money overseas.
Key Features of the RBL Bank World Safari Credit Card
- Annual Fee: ₹3,000 plus applicable taxes
- Joining Fee: ₹3,000 plus applicable taxes
- Interest Rate: 3.99% per month
- Forex Markup: 0% on foreign currency transactions
- Welcome Benefit: MakeMyTrip voucher worth ₹3,000
- Domestic Lounge Access: 2 complimentary visits per quarter within India if you spend ₹35,000 or more in the previous calendar quarter.
- International Lounge Access: Priority Pass membership with complimentary visits
- Travel Insurance: Coverage for trip delay, baggage loss, passport loss and more
- Golf Benefits: Complimentary golf rounds and lessons
- Concierge Services: 24×7 travel and lifestyle assistance
Why Is the 0% Forex Markup Feature Important?
When you use credit cards for the things you buy in other countries you have to pay a forex markup fee. This fee is usually around 3 to 3.5 percent of what you spend and you also have to pay tax on this but The World Safari credit card is different from the other travel credit cards present in the market because it does not charge this fee. So people who travel a lot can save money when they are in other countries on hotel booking, things they buy, food etc.
Also read: BOBCARD Cashback vs SBI Cashback Credit Card: Which Saves You More on ₹20,000 Monthly Expenses?
Milestone reward system
- You can earn 5 Travel Points for every ₹100 you spend on travel-related transactions and these reward points can be redeemed for flight and hotel bookings through the rewards platform.
- You can accumulate the reward points and redeem it when making travel bookings.
- 10,000 bonus reward points on annual spends of ₹2.5 lakh or more.
- 15,000 bonus reward points on annual spends of ₹5 lakh or more.
- You also get a gift voucher worth ₹10,000 from selective brands such as Amazon, MakeMyTrip, Croma, Myntra and Taj Experiences on annual spends of ₹7.5 lakh or more.
International Lounge Access
The RBL Bank World Safari Credit Card gives you a Priority Pass membership in which you can go to over 1,400 airport lounges around the world and you receive 2 free complimentary international lounge visits every calendar year. In addition, you can unlock one extra complimentary international lounge visit every quarter if you spend ₹50,000 or more in the previous calendar quarter, so basically you can get up to 6 free complimentary throughout the year if you complete the spending criteria
Is the RBL Bank World Safari Credit Card Worth It?
For people who travel abroad a lot this card is really good because it does not charge extra for using money in countries and it also gives you access to special airport lounges, insurance, for your trips and some other perks when you reach certain milestones but if you do not travel abroad very often you might not be able to use all the special travel features that the card offers and you might think the yearly fee is too much.
