Synopsis: RBL Bank ShopRite Credit Card provides offers for groceries and also provides other perks such as movie discounts, fuel surcharge waiver, and benefits of annual fee reversal. This article covers all the benefits and features of the credit card.
Grocery costs are rising, and a credit card which offers rewards for regular supermarket purchases can aid households save more as they go. The RBL Bank ShopRite Credit Card has been created with grocery shopping in mind, and also provides benefits for your daily life plus quick rewards for groceries. This card allows cardholders to earn 5% value back on grocery shopping, with each reward point redeemable up to ₹0.25.
Key Features of the RBL Bank Shoprite Credit Card
- Joining fee:₹500+ taxes
- Annual fee: ₹500+ taxes
- Annual fee waiver: Fee waived off on spending more than ₹1.5 lakh in previous year
- Reward redemption fee: a one time fee of ₹99+ GST
- Welcome benefit: 2,000 bonus reward points on first transaction within 30days.
- Lifestyle benefits:
- Grocery shopping: 20 reward points for every ₹100 spent on groceries with 1RP = ₹0.25
- Other Purchases: 1 reward points for every ₹100 spent
- BookmyShow offer: 10% discount( up to ₹100 per transaction), 15 times a calendar year
- Fuel surcharge waiver: 1% fuel surcharge waiver ranging between ₹500 and ₹4,000
- Eligibility criteria: Salaried/Self employed
- Minimum income: ₹3 lakh per annum
- Age: 18-65 years
- Limitations
- Grocery: 20X grocery points are capped at a maximum of 1,000 reward points per month (which limits the 5% value back to ₹5,000 of monthly grocery spends)
- Fuel waiver is capped at a maximum of ₹100 per month.
Also read: 5 Best Cashback Credit Cards in India 2026: One Card Offers Up to ₹7,200 Cashback
Who Should Get this Credit Card?
Frequent grocery shoppers: Households that spend thousands on supermarket runs or grocery apps. Regular moviegoer and budget-conscious spenders for low fee, multi-category introductory card.
Is the RBL Bank Shoprite Credit Card Worth It?
The RBL Bank ShopRite Credit Card is a good option for individuals, who make regular grocery shopping purchases, and are looking to earn rewards for their everyday shopping without waiving the high annual card fee. Its rewards are not restricted to just the food sector; which makes it a great option for families and those who value cost-savings. This card is a good consideration if groceries are one of your top expenses each month.
