Synopsis: As ICICI Bank continues to expand its offerings, this list highlights some of the best ICICI credit cards to consider in 2026 and breaks down their key benefits, fees, and ideal usage..
ICICI is one of the leading credit card issuers in India. Millions of citizens use their cards and for the coming year the number of cardholders seems to be increasing positively. Amidst the tough competition in the domain, ICICI has well maintained its reputation by providing a range of cards that offers specified category focused rewards.
In this guide we will be taking a thorough card review and breakdown each of the card offerings. This list is a combination of various types of credit cards issued by ICICI bank and we have brought you the best amongst the rest.
5. ICICI Bank Coral Credit Card
- Joining Fees: ₹500+ taxes
- Annual Fees: ₹500+ taxes
- Annual Fee Waiver: Waivable on an annual spend of ₹1.5 Lakh or more.
- Best Suited For: Entry-level credit card reviewers or users
Benefits:
- 1 domestic airport lounge access per quarter
- 1 railway lounge access per quarter
- Both complimentary lounge access are subject to spending ₹75,000 in the previous quarter
- 2 Reward Points per ₹100 on retail spends (excluding fuel).
- 1% fuel surcharge waiver at HPCL pumps on transactions up to ₹4,000.
- 2,000 points on reaching ₹2 Lakh annual spend.
4. Adani One ICICI Bank Platinum Credit Card
- Joining Fees: ₹750+ taxes
- Annual Fees: ₹750+ taxes
- Annual Fee Waiver: Waivable on an annual spend of ₹3 Lakh
- Best Suited For: Frequent flyers of Adani airport ecosystem
Benefits:
- 3% Adani Reward Points on spends within the Adani One app (Gas, Electricity, Flights)
- 2 complimentary domestic airport lounge accesses per quarter.
- Unique Porter Services (4 per year) and premium car parking at Adani-managed airports.
- 25% off (up to ₹100) on movie tickets via BookMyShow twice monthly.
3. ICICI Bank Rubyx Credit Card
- Joining Fees: ₹3,000+ taxes
- Annual Fees: ₹2,000+ taxes
- Annual Fee Waiver: Annual spending of ₹3 Lakh or more from the card
- Best Suited For: Comfortable lifestyle spenders and golfers
Benefits:
- Dual card advantage (choice of Visa/Mastercard/RuPay variants).
- 2 complimentary domestic airport lounge visits and 2 railway lounge visits per quarter.
- 1 complimentary round of golf every month (subject to milestone spends).
- Higher movie discount of 25% up to ₹150 on BookMyShow and INOX.
Also read: ICICI Credit Cards: 3 Lifetime Free Beginner-Friendly Cards for Cashback and Rewards in 2026
2. ICICI Bank Platinum Chip Credit Card
- Joining Fees: Nil (Lifetime Free)
- Annual Fees: Nil
- Best Suited For: Beginners card reviewers or users and credit builders
Benefits:
- 1% fuel surcharge waiver at HPCL pumps.
- Access to the ICICI Culinary Treats program for dining discounts
1. Amazon Pay ICICI Bank Credit Card
- Joining Fees: Nil (Lifetime Free)
- Annual Fees: Nil
- Best Suited For: Amazon shoppers
Benefits:
- 2% cashback on 100+ Amazon Pay partner merchants and utility payments
- 1% cashback on all other spends (retail, dining, etc.)
- Earnings are automatically credited as Amazon Pay Balance every month.
Final Wordings
ICICI Bank’s 2026 lineup shows a clear shift toward specialized spending. While the Amazon Pay card remains the king of cashback for daily usage, others in this list of card reviews also offer benefits that might be best suited for your spending habits.
Written by Kenbi Riba
