Synopsis: Discover YES Bank’s Top Credit Cards: Supercharge Your Spends with Exclusive Rewards!
Unlock a world of savings with YES Bank’s standout credit cards, packed with accelerated rewards, unbeatable cashback, premium lounge access, and fuel waivers—your ultimate toolkit for mastering UPI payments, online shopping sprees, and seamless travel like never before!
YES Bank Select Credit Card
YES Bank Select Credit Card will focus on the middle-level customers of the company with benefits of: 8 reward points on spending of ₹200 on online shopping, 4 reward points per ₹200 on offline spending, 2 points on select categories and 15,000 bonus points on ₹6 lakh annual expenditure. Benefits: 1 domestic lounge and 1 international lounge/ quarter, 1% fuel waiver, 4 golf rounds/ year, and ₹599 fee (waivable).
YES Bank Elite+ Credit Card
Elite+ was previously known as Yes Premia, and it comes with a reward system of 12 reward points on ₹ 200 online, 6 reward points on ₹200 offline shopping and 4 points on ₹200 spent on select categories, which has 2 domestic lounges/ quarter and 2.75% forex markup. Adds 25 per cent on Book My Show, golf allowances, and Priority Pass. ₹999 is the joining and annual fee, which may be waived on spending; perfect when travelling around the globe and selling gadgets.
YES Bank POP Club Credit Card
POP Club is a free lifetime entry level that earns 10 POPcoins/₹100 online, 2 POPcoins/₹100 offline and an extra 5 POPcoins on spending through POP UPI, which can be redeemed in 500 and above brands such as Zomato/Blinkit and Cleartrip vouchers. It performs better with digital/UPI-intensive habits that do not include lounges.
YES Bank FinBooster Credit Card
YES Bank FinBooster is a co-branded credit card with Platinum BankBazaar, co-created, offers 5x reward points on online dining, 3x points on online grocery and apparel and rewards on other spends. Has a 1 per cent fuel waiver. It is a lifetime free credit card good for everyday e-commerce/food purchases.
Also Read: 3 Best Credit Card Alternatives After Airtel Axis Credit Card’s Major Devaluation in 2026
YES Bank ACE Credit Card
The YES Bank ACE Credit Card provides 8 reward points for ₹200 spent on online shopping, and 4 reward points for ₹200 spent on offline shopping. 1% fuel waiver, with a joining and annual fee of ₹499, which is best suited to the needs of digital-first users pursuing UPI rewards.
Benefits Comparison Table
Application and Eligibility.
The eligibility criteria of the YES Bank credit card are simple and suitable for a wide profile group, and as such, it is accessible to salaried employees, self-employed and even entry-level users.
General Requirements
- Age: 21-60 years for all cards (salaried), to 65 (self-employed on some variants).
- Income: Minimum ₹25,000 (not the same for all the cards)
- Credit Score: CIBIL score should be more than 750 preferred, and 700 or above with good income documentation.
- Documents: PAN, Aadhaar, pay slips (3 months), bank statements (6 months), ITR (self-employed).
Card-Specific Thresholds
- Select: Salaried ₹50k+/month; suitable for middle-level employees.
- Elite +: ₹1 lakh/monthly income suggested to approve of premium perks.
- POP Club: No entry fee at ₹20k-₹25k/month; can serve freshers/digital nomads.
- FinBooster: ₹30k; co-brand simplifies access for e-commerce lovers.
- ACE: ₹25k; UPI-centric to users who are app-savvy.
Application Process
Digital onboarding without issues through the YES Bank webpage, application, or affiliates such as BankBazaar. The procedure entails: submission of an online form, uploading of documents (e-KYC using Aadhaar/DigiLocker), video verification and approval within 7-21 days. The instant virtual cards usually come into play with pre-physical delivery to be used on UPI/e-com immediately.
Written By Jayanth R Pai
