Synopsis: This article compares the best Priority Pass-enabled credit cards in India, which provide access to airport lounges throughout the world. The article presents lounge access details together with fee information and reward benefits to assist travelers in selecting their ideal credit card based on their travel patterns and spending behavior.
Airport lounge access has emerged as an essential benefit for premium credit cards that cater to international travelers who travel frequently. Priority Pass membership enables cardholders to enter airport lounges worldwide while they enjoy various amenities, which include comfort food, Wi-Fi, and relaxation spaces dedicated to travelers. The different lounge limits, fees, and reward structures of each credit card require users to select their ideal card based on their travel patterns and frequency of travel.
1. SBI Card PRIME
- Joining Fee: ₹2,999 + applicable taxes
- Annual Fee: ₹2,999 + applicable taxes
- Renewal Fee Waiver: Spend ₹3,00,000 in a year
- Lounge Access:
- 4 international Priority Pass lounge visits every year
- 8 domestic lounge visits every year
- Welcome & Milestone Benefits:
- Welcome e-voucher worth ₹3,000
- Complimentary 1-year Club ITC Silver Tier membership
- Milestone benefits, including Pizza Hut e-vouchers worth ₹1,000 on quarterly spends of ₹50,000
- Rewards Structure:
- Get 20 reward points on utility bill payments; after reaching 3,000 points, earn 2 reward points per ₹100 spent
- Earn 20 reward points per ₹100 on birthday spends
To apply for the card, please visit the Official Website
2. SBI Card ELITE
- Joining Fee: ₹4,999 + applicable taxes
- Annual Fee: ₹4,999 + applicable taxes
- Renewal Fee Waiver: Spend ₹10,00,000 in a year
- Lounge Access:
- 6 international airport lounge visits every year (capped at 2 per quarter)
- Complimentary Priority Pass membership worth $99
- 2 domestic airport lounge visits per quarter
- Welcome & Milestone Benefits:
- Complimentary e-gift vouchers worth ₹5,000
- Complimentary movie tickets worth up to ₹6,000 annually
- 10,000 bonus reward points on reaching ₹3 lakh and ₹4 lakh annual spend
- 15,000 bonus reward points on reaching ₹5 lakh and ₹8 lakh annual spend
- Cardholders can earn up to 50,000 bonus points (value of ₹12,500 per year)
- Complimentary 1-year Club ITC Silver Tier membership
- Rewards Structure:
- 5X reward points on dining, departmental stores, and grocery spends
- 2 reward points per ₹100 on all other online spends (except fuel)
- 2 reward points per ₹100 on international transactions
To apply for the card, please visit the Official Website
3. American Express Platinum Reserve Credit Card
- Joining Fee: ₹10,000 + GST
- Annual Fee: ₹10,000 + GST
- Finance Charges: 3.5%–3.99% per month
- Late Payment Charges: 30% of the amount due
- Lounge Access:
- 3 complimentary domestic lounge visits per quarter
- 2 complimentary international lounge visits per year via Priority Pass
- Welcome & Renewal Benefits:
- 11,000 Membership Rewards Points on payment of joining fee
- Applicable on spending ₹30,000 within 90 days of card membership
- Rewards Structure:
- 1 Membership Rewards Point per ₹50 spent (Does not include Fuel, Insurance, Utilities, cash transactions, and EMI conversion)
To apply for the card, please visit the Official Website
Also Read: Top 9 Mid-Tier Credit Cards with the Lowest Forex Markup Fees in 2026
4. Axis Bank Magnus Credit Card
- Joining Fee: ₹12,500 + applicable taxes
- Annual Fee: ₹12,500 + applicable taxes
- Renewal Fee Waiver: Spend ₹25,00,000 in a year
- Lounge Access:
- Unlimited international lounge visits via Priority Pass
- 4 complimentary guest visits per year on Priority Pass
- Unlimited Domestic airport lounge access
- Condition: ₹50,000 spend in previous 3 months
- Benefits:
- Welcome Benefits: Choose any one voucher worth ₹12,500 from Luxe Gift Card, Postcard Hotels or Yatra
- Rewards:
- 12 EDGE Reward Points per ₹200 on spends up to ₹1.5 lakh/month
- 35 EDGE Reward Points per ₹200 on spends above ₹1.5 lakh/month
- 5X reward points on spend via Travel Edge
To apply for the card, please visit the Official Website
5. RBL World Safari Credit Card
- Joining Fee: ₹3,000 + applicable taxes
- Annual Fee: ₹3,000 + applicable taxes
- Lounge Access:
- 2 complimentary domestic lounge visits per quarter (subject to spend condition of ₹35,000 in previous quarter)
- 2 complimentary Priority Pass international lounge visits per year
- Additional 1 visit if you spend ₹50,000 in a quarter
- Access to 1,400+ global airport lounges via Priority Pass
- Welcome Benefits & Milestone Benefits:
- MakeMyTrip voucher worth ₹3,000 on card activation
- Eligible after first transaction within 30 days
- Voucher sent within 60 days of card issuance
- 10,000 bonus points on ₹2.5 lakh annual spend
- 15,000 bonus points on ₹5 lakh annual spend
- ₹10,000 gift voucher on ₹7.5 lakh annual spend (Amazon, Taj, Croma, Myntra, MakeMyTrip, etc.)
- Rewards:
- 2 Reward Points per ₹100 on domestic retail spends
- 5 Reward Points per ₹100 on travel-related spends
To apply for the card, please visit the Official Website
Comparison Table – Priority Pass Credit Cards
Conclusion
Priority Pass credit cards provide international travelers with more comfortable travel experiences through their worldwide lounge access. The best card selection depends on your travel pattern and spending power because each card’s value varies according to your lounge usage and associated fees and benefits.
Written By Ameet S
