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₹7 Lakh Annual Income: Should You File ITR Under Old or New Tax Regime?

₹7 Lakh Annual Income: Should You File ITR Under Old or New Tax Regime?

by Trade Brains | Feb 18, 2026

Synopsis: It might be confusing as to whether an individual should file an Income Tax Return, when the annual income equals ₹7 lakh, especially when the liability to tax turns to zero under the new regime. This article identifies the tax regime disparities, compares...
The Premium Credit Card with ₹10,000 Welcome Benefits and Unlimited Lounge Access – Check More Details

The Premium Credit Card with ₹10,000 Welcome Benefits and Unlimited Lounge Access – Check More Details

by Trade Brains | Feb 18, 2026

Synopsis: Punjab National Bank has introduced the RuPay Metal Credit Card LUXURA, a super premium offering that comes with a potential ₹50 lakh credit limit and ₹10,000 worth reward points as a welcome benefit. Read on for a detailed look at features, fees,...
PPF or SIP: Which Will Create a Higher Corpus? A 20-Year Real-Life Comparison

PPF or SIP: Which Will Create a Higher Corpus? A 20-Year Real-Life Comparison

by Trade Brains | Feb 18, 2026

Synopsis: This article talks about a comparison between PPF and SIP and which investment can generate a higher corpus for a 20-year period. A 25-year-old investor’s ₹10,000 monthly investment is used as an example to highlight the characteristics, risk, return,...
Here’s How You Can Save Tax Up to ₹20 Lakh Legally by Investing in Capital Gain Bonds

Here’s How You Can Save Tax Up to ₹20 Lakh Legally by Investing in Capital Gain Bonds

by Trade Brains | Feb 18, 2026

Synopsis: This article covers what are capital gains bonds under section 54EC, which bonds qualify for tax exemption under section 54EC, important conditions to know about the capital gains bonds before investing and who should consider these bonds. It also...
7 Large-Cap Mutual Funds That Outperformed Their Category and Benchmark in the Last 5 Years

7 Large-Cap Mutual Funds That Outperformed Their Category and Benchmark in the Last 5 Years

by Trade Brains | Feb 18, 2026

Synopsis: This article lists the top 7 large-cap mutual funds with the highest CAGR over the last 5 years and have outperformed both their category and benchmark returns. The article also covers what large-cap mutual funds are, what the risk factors associated with...
126% Jump: Why NRIs Are Choosing Indian Health Insurance Over Foreign Plans

126% Jump: Why NRIs Are Choosing Indian Health Insurance Over Foreign Plans

by Trade Brains | Feb 18, 2026

Synopsis: This article covers the factors contributing to the rise in NRIs choosing indian health insurance and what they use these insurances for. As healthcare expenses worldwide continue to rise, India is emerging as the preferred destination for health-related...
National Pension Scheme vs Unified Pension Scheme: Which Plan Offers Better Retirement Benefits?

National Pension Scheme vs Unified Pension Scheme: Which Plan Offers Better Retirement Benefits?

by Trade Brains | Feb 18, 2026

Synopsis: The new Unified Pension Scheme (UPS) and existing National Pension System (NPS) are two retirement decisions that face a critical choice for individuals. NPS has growth and flexibility linked to the market, whereas UPS provides guaranteed income and pension...
Top 7 Midcap Mutual Funds That Outperformed the Category in the Last 5 Years

Top 7 Midcap Mutual Funds That Outperformed the Category in the Last 5 Years

by Kenbi Riba | Feb 17, 2026

Synopsis: Over the last five years, several midcap funds have delivered returns above their category average through different market cycles. This article highlights leading funds that have beaten their category benchmarks over the past five years. Midcap mutual funds...
Top 4 Lifetime Free Credit Cards Offered by Bank of Baroda in 2026: Features and Benefits

Top 4 Lifetime Free Credit Cards Offered by Bank of Baroda in 2026: Features and Benefits

by Kenbi Riba | Feb 17, 2026

Synopsis: Explore Lifetime Free Credit Cards in this curated list of top credit cards offered by Bank of Baroda with zero annual and zero joining fees. Read on to find out which one is best to consider in 2026. Bank of Baroda (BoB) is one of India’s largest public...
Devanahalli SIR (Special Investment Region) Status: Is it a Goldmine for Investors and Property Buyers?

Devanahalli SIR (Special Investment Region) Status: Is it a Goldmine for Investors and Property Buyers?

by Trade Brains | Feb 17, 2026

Synopsis: With the actively operating Kempegowda International Airport (KIA), Informational Technology Investment Region (ITIR), Aerospace Park and premium residential developments, Devanahalli has emerged as the epicentre of North Bengaluru’s expansion. To...
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