Synopsis: Axis Bank credit cards offer several lounge access throughout different cities of India and internationally. This article gives you all information on all axis bank credit cards and top 5 Axis credit cards with best benefits and rewards.
In 2026, Axis Bank will continue to provide free domestic airport lounge access on a few credit cards for major airports across India. The benefits are different depending on the type of card. Some cards are limited to a number of visits per quarter; higher-tier cards have more access and allow for more visits. In recent years, the bank has also rolled out changes to its lounge policy, including spend-based eligibility and benefit changes for some co-branded cards.
Set A
The above credit cards can avail of free lounge access at major domestic airports like Bengaluru, Chennai, Mumbai, Kolkata, Hyderabad and New Delhi.
Set B
The above credit cards have wider lounge coverage across Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Coimbatore, Dehradun, Goa (Manohar International), Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, New Delhi and Vadodara.
Spend Criteria for Complimentary Lounge Access
The “spend to redeem” lounge access policy is continuing with Axis Bank in 2026. In order to obtain free access to the domestic airport lounge, most eligible credit card users need to have at least ₹50,000 worth of transactions in the last 3 calendar months. The rule is for both Set A and Set B cards. Those who have premium cards such as Axis Bank Reserve, Burgundy Private, Olympus, Primus, Horizon or Atlas, however, do not have to spend a specified amount on these. Also, newly issued cards get a month of issuance and 3 calendar months of a grace period.
Important Rules Cardholders Should Know
Customers are advised to use Visa or RuPay credit card and pay a nominal fee of ₹2 at the lounge entrance to the Axis Bank and for Mastercard credit card ₹25. A complimentary access is only granted once the card is successfully validated. The bank has confirmed lounge access could be denied during busy periods when there are limits on capacity. Guests may incur extra fees for food, seafood, spa use and longer lounge hours than the operator’s regular hour.
5 of the Best Axis Bank Credit Cards Selected for You
1. Axis Bank My Zone Credit Card
- Joining fee: ₹500
- Annual fee: ₹500 waived off on spends more than ₹1.5lakhs
- Welcome benefits: Annual SonyLIV Premium subscription worth ₹1,499
- Reward structure : Earn 4 EDGE Reward points for every ₹200 spent
- Milestone reward: Earn 1,000 EDGE REWARD points on reaching annual spends of ₹1.5 lakhs.
- Lounge access: 1 domestic lounge access per quarter
- Travel benefits: BOGO Movie tickets,₹120 off on Swiggy for food delivery
- Fuel surcharge waiver: 1% on transaction between ₹400 and ₹4000
To apply for the card, please visit the Official Website
2. Axis Bank ACE Credit Card
- Joining fee: ₹499 – reversed if ₹10,000 within 45days
- Annual fee: ₹499 waived off on spends more than ₹2 lakhs
- Welcome benefits: Joining fee reversal
- Reward structure : 5% cashback on utility bill payments, 4% cashback on Swiggy, Zomato, and Ola.
- Milestone reward: Earn 1,000 EDGE REWARD points on reaching annual spends of ₹1.5 lakhs.
- Lounge access: 1 domestic lounge access per quarter
- Dining perks: up to 15% off
- Fuel surcharge waiver: 1% on transaction between ₹400 and ₹4000
To apply for the card, please visit the Official Website
3. Samsung Axis Bank Signature Credit Card
- Joining fee: ₹500
- Annual fee: ₹500 waived off on spends more than ₹2lakhs
- Welcome benefits: 2,500 EDGE reward points upon 3 transactions of any amount within 30days.
- Reward structure : 10% cashback capped at ₹2,500/month and ₹10,000/year
10 EDGE reward points per ₹100
5 EDGE Reward points per ₹100 - Lounge access: 1 domestic lounge access per quarter
- Travel benefits: BOGO Movie tickets,₹120 off on Swiggy for food delivery
- Wednesday delights: 15% instant discount on flights and hotels via Goibibo and Makemytrip
- Fuel surcharge waiver: 1% on transaction between ₹400 and ₹4000
- Dining: up to 15% discount via the dining delights program
To apply for the card, please visit the Official Website
4. IndiGo Axis Bank Credit Card
- Joining fee: ₹5000
- Annual fee: ₹5000 levied from the second year
- Welcome benefits: 5,000 IndiGo BluChips, one complementary 6E Eats voucher for an in-flight meal
- Reward structure : Rewards earned as IndiGo BlueChips for every ₹100 spent.
- 7 BluChips: on all IndiGo channels
- 3 BluChips on grocery and hotel spends
- 2 BluChips on all other eligible spends
- Milestone reward: Earn 5,000 BluChips voucher at each spending milestone
- Lounge access: 2 domestic and international lounge access per quarter
- Lifestyle benefits: BOGO Movie tickets
- Fuel surcharge waiver: 1% on transaction between ₹400 and ₹4000
- Forex markup: 2.5%
To apply for the card, please visit the Official Website
5. Axis Bank Horizon Credit Card
- Joining fee: ₹3000
- Annual fee: ₹3000 billed from the second year(no annual fee wavier)
- Welcome benefits: 5,000 EDGE Miles credited on ₹1,00 spend or within 30days
- 1,500 EDGE Miles awarded annually up on completion of anniversary year
- Reward structure : Earn 5 EDGE Reward points for every ₹100 spent on Axis bank travel EDGE portal
- 2 EDGE Miles for every ₹100 spent on all other categories
- Lounge access:
- Visa Variant: 8 domestic lounge access per quarter
- Mastercard Variant: 6 domestic lounge access per quarter
- 2 international lounge access per quarter via priority pass
- Dining benefits: up to 25% off on select restaurants via EazyDiner
- Fuel surcharge waiver: 1% on transaction between ₹400 and ₹5000
To apply for the card, please visit the Official Website
Conclusion
The Airport Lounge Access program of Axis Bank has been extended till 2026, and still has one of the largest lounge networks among private Banks which includes major metro airports and some Tier-2 airports. The bank will limit eligibility based on spend parameters and will end benefits for some co-branded cards but its high spend cardholders will have a wide range of lounge privileges and extensive airport coverage.
Written by Boyapati Sai Jasmitha
