Synopsis: In the past 5 years, credit cards have surged by 100%. With millions of credit cards flooding the market every year, it’s very important to choose the right one for your needs. This article covers what the Axis Flipkart Credit Card is, its main features and benefits, its fees, and eligibility for applying. It also addresses the most common questions.
Axis Flipkart Credit Card
The Axis Flipkart Credit Card is a popular cashback credit card designed to offer rewards for everyday digital transactions. It’s beneficial for individuals who make a lot of online payments for their food delivery, online shopping, and other daily expenses, as it gives cashback incentives on popular platforms like Flipkart, Swiggy, Cleartrip, and Myntra. It also follows a straightforward reward system, helping individuals manage and save money on their regular spending without any hassle.
Fees & Charges
Also read: HDFC Millennia vs SBI Cashback Card: Which Is the Best Credit Card for Cashbacks in 2026?
Reward Structure
- 5% cashback on Flipkart and Cleartrip
- 4% cashback on PVR, Swiggy, Cult. fit, Tata Play.
- 7.5% cashback on Myntra
- Unlimited 1% cashback on other eligible spends
- 50% instant discount up to ₹100 on Swiggy.
- ₹500 Flipkart voucher as a welcome bonus on the first transaction.
- 1% fuel surcharge waiver for transactions between ₹400 and ₹4000.
- Up to 15% off at more than 10,000 partner restaurants with EazyDiner
- Extra cashbacks on Swiggy, Tira and MakemyTrip on every Wednesday
- Transactions of ₹2500 or more can be converted into EMI upon request.
Cashback Cap
- 7.5% cashback on Myntra spends is capped at ₹4000 per statement quarter.
- 5% cashback on Flipkart and Cleartrip spends are capped at ₹4000 per statement quarter.
Redemption Process
- No redemption needed, as cashback earned is automatically credited to the card account as cash.
- As the rewards are instantly converted to cash, there is no expiry for reward points.
For Example, the following table shows how much you have spent in one month, and what cashback you received;
This’ll make the total monthly spend ₹27,500, and the cashback received would be ₹1,190.
As the quarterly cap is ₹4,000, earning ₹1,190 as cashback for three months would still be under the quarterly cashback cap.
Eligibility
- The primary cardholder should be between the ages of 18 and 70 years.
- The individual should be a resident of India.
Who should get this card?
- Good choice for individuals who spend more than ₹3.5 lakh, as annual fees can be waived off.
- This card is ideal for people who shop frequently from Flipkart and Myntra.
- It’s a smart choice for people who order frequently from Swiggy.
- It’s also good for frequent travellers as there are rewards from Cleartrip too.
- Ideal for people who want a simple cashback structure.
Conclusion
The Axis Flipkart Credit Card is a great option for people who spend a lot on online shopping every month. It provides a straightforward cashback structure that simplifies the reward structure. Overall, it’s a smart choice for individuals who need decent savings while not having to track their rewards.
FAQs
It’s a cashback credit card that provides direct cashback on selected online spends
Cashback is automatically credited to the card account. There are no reward points.
Yes. Categories with 5% and 7.5% cashback are capped at ₹4000 per quarter.
Written by Nila Maria Jacob
