Synopsis: This article compares the two credit cards that are designed for travellers, Axis Magnus and Scapia. They are compared based on their features and benefits that they provide.
Many Credit cards have several travel benefits, but only a few can allow travellers to utilise their benefits the most. In this article, we are going to compare two very distinct credit card which provide several benefits to travellers. Axis Magnus is a Premium Credit card, while Scapia is a free credit card.
Axis Magnus Credit Card
It is a premium credit card designed for travellers. It has a joining and annual fee of ₹12,500, which is waivable if you spend ₹25 lakhs and above in the previous year. It offers unlimited domestic and international lounge access, which is really rare among credit cards. It also provides many concierge and welcome benefits to the cardholder.
- Benefits
- You earn 60 EDGE Reward Points for every ₹200 on the Travel Edge platform, up to cumulative spends of ₹2,00,000.
- You earn 35 EDGE Reward Points for every ₹200 on cumulative spends above ₹2,00,000. (Use these points to get Travel Vouchers)
- ₹12,500 Welcome benefit can be used to get travel/hotel vouchers.
- You earn 12 EDGE Reward Points for every ₹200 on cumulative spends up to ₹1,50,000.
- You earn 35 EDGE Reward Points for every ₹200 on cumulative spends above ₹1,50,000.
To apply for the card, please visit the Official Website
Also Read: SBM ZET vs Stable Money Suryoday vs SBM Novio: Which Secured Credit Card Offers the Best Benefits?
Scapia Credit Card
It is a lifestyle free credit card designed for frequent travellers. It does not charge you an annual or joining fee. It provides zero markup fee and provides unlimited domestic lounge access if you spend more than ₹20,000 in the previous month. It has a dual network option of VISA and RuPay.
- Benefits
- Provides rewards up to ₹1,000 for shopping, dining or using spa services at domestic airports (Unlocks if monthly spend is ₹20,000)
- Provides rewards up to ₹2,000 for shopping or dining at international airports in India (Unlocks if spent ₹50,000 on international flight booking)
- You get 10% rewards each time you spend in India.
- In the Scapia app, you can choose from 5 lakh+ stays.
- You get 20% rewards with the app if you book flights, trains and buses from it.
To apply for the card, please visit the Official Website
Main Differences between the Credit Cards
Conclusion
Magnus is a premium card designed for high-income, high-spending individuals who travel globally and require lounge access everywhere, as well as miles for business/premium flights. Scapia is designed to be a travel card for everyone, with a zero-fee, zero-forex, everything-in-one-app concept that is difficult to top for budget-conscious or moderate travellers. You should pick one that suits your needs the most, and you need to make sure that it is financially viable for you to use.
Written by Sagar V M
